Ya, but they still advertise the same advert on Star, which still with the bag shown there. Also kind of misleading. I saw that in the last 2 days.

haha advert on paper takes time to change, cuz they submitted the artwork in advance

So OCBC PB centre leng lui RM's hiding away when they see you ! No business, save the greeting !

But on the 4/11, bag sudah habis. So >1 week later should change it.

Actually for Maybank GIA FD, if you choose to roll over your monthly interest into your principle, you will be getting close to 4.6% pa. Of course only risk is principle/capital not guaranteed. Interest rate subject to OPR changes, I dont expect OPR to drop in near future, but if increase and maybank increase the FD rate will be bonus!

only risk is principle/capital not guaranteed

I thought our principle is not guaranteed if only maybank failed? No?

not necessary. for principal, you may get back <100% even maybank has no issue. just investment lost on their part.

Your investment in Maybank can fail and risk capital loss but Maybank still can remain strong and steady.

The principle is invest on what?
Where to see the performance?

Har? My principle got risk? i tot only interest not guarantee only?

Sadly yes. Maybank GIA-I, princiapal and returns not guaranteed. If it trouble you, just remove the money and dump into OCBC 4.5% (PIDM protected)

Below is the extract from Product Disclosure Sheet:-

The principal and returns of the investment are not guaranteed in the event the Fund incurs losses or does not perform
as expected.

invest in their islamic bank. ha ha, not sure how to see the performance of the investment.

thats why have to read carefully!

this is the "fun" part of 4.5% monthly interest from maybank!

seriously, please read all the supporting documents about this GIA-i promo la.

Campaign Fact Sheet | Terms & Conditions | Product Disclosure Sheet

read particularly the Product Disclosure Sheet. there are explanations.


as i said earlier, if uncomfortable, go for OCBC 4.5% promo rate.

read the PDS

The Fund performance report will be made available alongside the quarterly financial statements at all branches and
published via website accessible at www.maybank.com.my/islamic

Was planning to uplift my FD from OCBC but luckily I double check the cert. Turns out I just placed the FD last month for 13 months tenure but I forgot to change 2015 to 2016 in my record. Almost left my office already

should be still available. don't think many ppl know this promo so got chance.

i encountered did not take 2 fd certs. so have to go back and take another cert back.

Went to Affin Bank today
They offer:-
1. 4% for 4 to 6 mths FD
2. 4.20% for 12 mths FD
subject to min RM10k fresh funds