means OCBC better?

make it simple, if dont want get tricky/confuse with MBB's GIA-i, then go for the traditional OCBC FD.

maybank gives monthly interest, pro an con's.

Also Maybank GIA still gives full interests if terminated prematurely.

good point. plus for maybank.

yup, is flexi compare to traditional FD.

I got my gift today! It's a mini hamper of energy bars and a pack of pistachios

Perfect timing, I just ran out of snacks at the office

this sounds silly. i bet they thought you were laundering. you should raise your voice and ask why.

i find malaysian banks are over paranoid. everytime i walk into a bank to open an account, the first thing they will ask is where i work and where i live. they will be hesitant to open account for you if your answer is nowhere near the branch.

This post has been edited by kit2: Nov 13 2015, 04:42 PM

wow, i gonna apply 1 too, sweetie_vikingwhats the minimum placement and tenure ah?

This post has been edited by cklimm: Nov 13 2015, 05:07 PM

wow, seems like a great deal, if it worth rm100+

what is the efd rate for uob?

their sales talk is waste of time, and OCBC RMs always make me vomit blood. this cannot, that cannot...

So far my ocbc branch didnt give me any trouble , can enjoy their PB parking in case have free lot there...

Just dont enter their room discussion , u will spend more time inside to promote their product.

ocbc's fd 4.5% is promoted as online, and yet you have to walk into a branch to get it!


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Typical Malaysian std

no pidm freaks many people.

u sure?

how?

One More Reason to forget about Bank Rakyat FD

With the trend towards 4.5% for 12mths FD, BR's recent 4.3% sucks. They used to give respectable rate to make up for the lack of PIDM... and they were also very nice to pay full nearest month board rates for premature withdrawals (iirc must have kept money for at least 1mth)

Just received letter from them about premature withdrawal policy wef 1 Dec 2015...

Basically, they're adopting commercial banks' policy. No more nice guy!

As with most commercial banks, your FD needs to have stayed with them min 3mths to qualify for any interest. If you meet that condition, they will pay you 50% of the board rate for the elapsed period.

Just like most commercial banks

Bye bye Bank Rakyat. Was nice meeting you

I don't know what's the minimum. I small time only player la so i only put RM2k for 3 months. still, happy to receive surprise gift la

mohdyusof, 3 mth rate was 3.1%p.a.

see http://www.ocbc.com.my/personal-banking/ac...osit/index.html