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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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ohcipala
post Nov 12 2015, 08:41 PM

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QUOTE(Chili_90 @ Nov 12 2015, 07:06 PM)
i tot they only issue interest after 12 months?
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Nah I'll repost this again


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Attached Image
Chili_90
post Nov 12 2015, 09:13 PM

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QUOTE(ohcipala @ Nov 12 2015, 08:41 PM)
Nah I'll repost this again
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sound like better than ocbc hmm.gif
poor man
post Nov 12 2015, 09:36 PM

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this is ocbc Sports Bracelet

http://www.ebay.com/itm/E06-Touch-Screen-B...d-/301662680430

http://www.lazada.com.my/e06-069-inch-oled...ue-3074705.html


anyone can comfirm image is same..
what brand ??

This post has been edited by poor man: Nov 12 2015, 09:47 PM
yygo
post Nov 12 2015, 09:51 PM

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QUOTE(Chili_90 @ Nov 12 2015, 09:13 PM)
sound like better than ocbc  hmm.gif
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the point is maybank's one is NOT guaranteed, profit and principal.
wil-i-am
post Nov 12 2015, 10:56 PM

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QUOTE(yygo @ Nov 12 2015, 09:51 PM)
the point is maybank's one is NOT guaranteed, profit and principal.
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Maybank credential doesn't warrant any guarantee from PIDM
yygo
post Nov 13 2015, 08:36 AM

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QUOTE(wil-i-am @ Nov 12 2015, 10:56 PM)
Maybank credential doesn't warrant any guarantee from PIDM
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the capital/principal side no issue. problem is the interest side. brows.gif
LostAndFound
post Nov 13 2015, 09:03 AM

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QUOTE(cybpsych @ Nov 12 2015, 04:21 PM)
if disaster happen, my peanut fund is less impact than others' 6-7 figure funds blush.gif
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If I put in some peanuts, even though my peanut is much less than other's 6-7 figure, it's worth more to me =)

But yah, Maybank is not that risky I guess. I'd take OCBC though. Anyone know whether can apply purely using online (and no need go to bank) assuming I already have a savings account there?
yygo
post Nov 13 2015, 09:08 AM

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QUOTE(LostAndFound @ Nov 13 2015, 09:03 AM)
If I put in some peanuts, even though my peanut is much less than other's 6-7 figure, it's worth more to me =)

But yah, Maybank is not that risky I guess. I'd take OCBC though. Anyone know whether can apply purely using online (and no need go to bank) assuming I already have a savings account there?
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tak boleh. go to bank, do some work! brows.gif
cybpsych
post Nov 13 2015, 09:15 AM

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QUOTE(LostAndFound @ Nov 13 2015, 09:03 AM)
If I put in some peanuts, even though my peanut is much less than other's 6-7 figure, it's worth more to me =)

But yah, Maybank is not that risky I guess. I'd take OCBC though. Anyone know whether can apply purely using online (and no need go to bank) assuming I already have a savings account there?
*
OCBC's 4.5% promo came out ~1mth after MBB's biggrin.gif

furthermore, my peanut fund was from OCBC, so it's easier to transfer fund to MBB tongue.gif MBB's GIA-i was the best rate back in October sweat.gif

i have existing FD with OCBC (maturing next week), but i will be using it to reduce my OCBC homeloan principal. no more peanuts to play musical chair blush.gif
wil-i-am
post Nov 13 2015, 09:16 AM

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QUOTE(yygo @ Nov 13 2015, 09:08 AM)
tak boleh. go to bank, do some work! brows.gif
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Plus mingle with RM drool.gif
jusTinMM
post Nov 13 2015, 09:27 AM

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finally i manage to open a FD 4.5% at ocbc without open SA. but u guys got to prepare another 30 minutes to listen their SA + maxbuilder express plan from great eastern... lol
yygo
post Nov 13 2015, 10:34 AM

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QUOTE(wil-i-am @ Nov 13 2015, 09:16 AM)
Plus mingle with RM  drool.gif
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bro hnwi! notworthy.gif notworthy.gif
McFD2R
post Nov 13 2015, 11:01 AM

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I swear there isn't any lenglui at OCBC Bandar Puteri Puchong. Went there to make 6 mth 4.3% and 12 month 4.5% placements yesterday. And while there were many girls/ladies, none were worth looking at. Damn it, my standards must be high cry.gif
yygo
post Nov 13 2015, 11:10 AM

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QUOTE(McFD2R @ Nov 13 2015, 11:01 AM)
I swear there isn't any lenglui at OCBC Bandar Puteri Puchong. Went there to make 6 mth 4.3% and 12 month 4.5% placements yesterday. And while there were many girls/ladies, none were worth looking at. Damn it, my standards must be high  cry.gif
*
unkle boomchacha mia. tongue.gif ask him the branch he went.

unkle n gsc sama, high standard! notworthy.gif
goolie
post Nov 13 2015, 11:36 AM

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there are 2 kinds of FD in the market. Do you guys know what is the difference? coz sometimes the bank offers highest rate but it might not be that good due to interest calculation is different.
coolguy99
post Nov 13 2015, 11:39 AM

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Any idea if I have online banking in OCBC will it be linked to my fd account so that I can check on my fd via online banking?
cybpsych
post Nov 13 2015, 11:47 AM

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QUOTE(coolguy99 @ Nov 13 2015, 11:39 AM)
Any idea if I have online banking in OCBC will it be linked to my fd account so that I can check on my fd via online banking?
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already replied u yesterday.
cybpsych
post Nov 13 2015, 11:48 AM

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QUOTE(goolie @ Nov 13 2015, 11:36 AM)
there are 2 kinds of FD in the market. Do you guys know what is the difference? coz sometimes the bank offers highest rate but it might not be that good due to interest calculation is different.
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what are the 2 kinds?
mohdyusof
post Nov 13 2015, 11:51 AM

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QUOTE(goolie @ Nov 13 2015, 11:36 AM)
there are 2 kinds of FD in the market. Do you guys know what is the difference? coz sometimes the bank offers highest rate but it might not be that good due to interest calculation is different.
*
please elaborate. 2 kinds? step-up one you mean? hmm.gif
ohcipala
post Nov 13 2015, 12:10 PM

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QUOTE(cybpsych @ Nov 13 2015, 11:48 AM)
what are the 2 kinds?
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Conventional and islamic? tongue.gif
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