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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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kit2
post Nov 13 2015, 04:32 PM

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QUOTE(jusTinMM @ Nov 11 2015, 04:22 PM)
i was not able to open the promo fd at ocbc (PJ branch) due to my IC address is at other state and my home address is at KL. They requested me to bring my offered letter coz im working nearby the branch and my home address utility bill as supporting doc. Kinda troublesome.
Kindly take note forumer.
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this sounds silly. i bet they thought you were laundering. you should raise your voice and ask why.

i find malaysian banks are over paranoid. everytime i walk into a bank to open an account, the first thing they will ask is where i work and where i live. they will be hesitant to open account for you if your answer is nowhere near the branch.

This post has been edited by kit2: Nov 13 2015, 04:42 PM
kit2
post Nov 13 2015, 05:01 PM

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QUOTE(wil-i-am @ Nov 13 2015, 09:16 AM)
Plus mingle with RM  drool.gif
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their sales talk is waste of time, and OCBC RMs always make me vomit blood. this cannot, that cannot...
kit2
post Nov 13 2015, 05:17 PM

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ocbc's fd 4.5% is promoted as online, and yet you have to walk into a branch to get it!


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kit2
post Nov 13 2015, 05:24 PM

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QUOTE(Chili_90 @ Nov 13 2015, 01:20 PM)
seems like no 1 willing to go for maybank 4.5% instead of ocbc 4.5%  hmm.gif
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no pidm freaks many people.
kit2
post Nov 13 2015, 05:33 PM

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QUOTE(cybpsych @ Nov 13 2015, 05:27 PM)
u sure?

how?
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see http://www.ocbc.com.my/personal-banking/ac...osit/index.html
kit2
post Nov 13 2015, 05:41 PM

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QUOTE(cybpsych @ Nov 13 2015, 05:38 PM)
u double sure?

where is the online placement? where to deposit my RM10k?

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you scrolled down, but didn't you see "OCBC Online Fixed Deposit Exclusive"?

I didn't say they offer 4.5% for online Fd. i was lamenting they promoted in a misleading manner.

This post has been edited by kit2: Nov 13 2015, 05:45 PM
kit2
post Nov 13 2015, 05:56 PM

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QUOTE(cybpsych @ Nov 13 2015, 05:53 PM)
i know it was written "online" everywhere on the page, and very obvious cant make online placement except booking appointment (also for what reason)
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make appointment and they will prepare powerpoints for you! smile.gif
kit2
post Nov 13 2015, 09:45 PM

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QUOTE(adele123 @ Nov 13 2015, 08:58 PM)
This is standard I think. Annoying but necessary. And in my case it was same city different taman. The officer said cannot open because there is another public bank nearer to the address in ic. Luckily brought utility bills out by accident, so account opened
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double standard. making things difficult all in the name of anti-laundering and yet the big guys are exempted.

imho, just plain stupid and unnecessary. public bank is one of the banks that tried to give me problems. once i went to kl main to open account and they tried to stop me. i raised my voice and asked, "i always shop at klcc, so why i cannot use this branch?"

scb is another crazy bank. they rejected me, so i crossed the street to hsbc and put my money there.

nowadays, all branches are computerised and linked. opening account in one branch is no different from opening in other branches. if bnm wants to track small fish like us, just use our ic numbers and they can find out everything.

This post has been edited by kit2: Nov 13 2015, 09:49 PM
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