Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
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 Nov 3 2015, 04:51 PM
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Senior Member
6,614 posts Joined: Mar 2011 
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QUOTE(cklimm @ Nov 3 2015, 04:49 PM) who needs klibor when FD has 4.3%p.a already The CIMB Klibor paid me 5.2% every 3 mths for close to 4 years.   Except now I hope they call it back !  |
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Nov 3 2015, 04:55 PM
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Senior Member
2,338 posts Joined: Oct 2014 
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QUOTE(bbgoat @ Nov 3 2015, 04:51 PM) The CIMB Klibor paid me 5.2% every 3 mths for close to 4 years. Except now I hope they call it back ! Attached thumbnail(s) 
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Nov 3 2015, 04:57 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(cklimm @ Nov 3 2015, 04:55 PM)  But I have another 6 years to go !  If the situation changes (OPR), I may not get anything. So better for them to call it back ! This post has been edited by bbgoat: Nov 3 2015, 05:06 PM |
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Nov 3 2015, 05:13 PM
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(bbgoat @ Nov 3 2015, 04:57 PM) But I have another 6 years to go ! If the situation changes (OPR), I may not get anything. So better for them to call it back ! |
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Nov 3 2015, 05:32 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(wil-i-am @ Nov 3 2015, 05:13 PM) Keep yo finger x as BNM will announce OPR decision on 5/11 OPR up good for my FD's but BAD for my Klibor.  |
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Nov 3 2015, 05:39 PM
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All Stars
24,434 posts Joined: Feb 2011
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QUOTE(bbgoat @ Nov 3 2015, 05:32 PM) OPR up good for my FD's but BAD for my Klibor. You have more money in which product? FD or Klibor? |
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Nov 3 2015, 06:01 PM
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Senior Member
817 posts Joined: Mar 2014
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QUOTE(Ramjade @ Nov 3 2015, 05:39 PM) You have more money in which product? FD or Klibor? datuk, kind of silly question. why you bother about this?he is not going to share with you. This post has been edited by sandkoh: Nov 3 2015, 06:02 PM |
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Nov 3 2015, 06:06 PM
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All Stars
24,434 posts Joined: Feb 2011
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QUOTE(sandkoh @ Nov 3 2015, 06:01 PM) datuk, kind of silly question. why you bother about this? Cause if 50-50, opr increases no effect. Now if say 90-10, Unker goat will untung if opr goes up. If 10-90, then bad...he is not going to share with you. |
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Nov 3 2015, 06:07 PM
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Junior Member
74 posts Joined: Apr 2014
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QUOTE(Ramjade @ Nov 3 2015, 06:06 PM) Cause if 50-50, opr increases no effect. Now if say 90-10, Unker goat will untung if opr goes up. If 10-90, then bad... akal hnws |
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Nov 3 2015, 06:09 PM
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Senior Member
895 posts Joined: Dec 2013
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QUOTE(Ramjade @ Nov 3 2015, 06:06 PM) Cause if 50-50, opr increases no effect. Now if say 90-10, Unker goat will untung if opr goes up. If 10-90, then bad... too simplistic! you think ah goat do not know about this? This post has been edited by yygo: Nov 3 2015, 06:09 PM |
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Nov 3 2015, 06:11 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(sandkoh @ Nov 3 2015, 06:01 PM) datuk, kind of silly question. why you bother about this? he is not going to share with you. QUOTE(Ramjade @ Nov 3 2015, 06:06 PM) Cause if 50-50, opr increases no effect. Now if say 90-10, Unker goat will untung if opr goes up. If 10-90, then bad... QUOTE(mohdyusof @ Nov 3 2015, 06:07 PM) akal hnws QUOTE(yygo @ Nov 3 2015, 06:09 PM) too simplistic! you think ah goat do not know about this?  |
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Nov 3 2015, 06:17 PM
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Senior Member
983 posts Joined: Aug 2015
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QUOTE(bbgoat @ Nov 3 2015, 04:51 PM) The CIMB Klibor paid me 5.2% every 3 mths for close to 4 years. 5.2% p.a. Or per quarter? Except now I hope they call it back ! Branch manager said 150k above can entitle 4.35% for cimb 12month fd rate...  This post has been edited by Vincent9696: Nov 3 2015, 06:45 PM |
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Nov 3 2015, 07:08 PM
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Senior Member
2,338 posts Joined: Oct 2014
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QUOTE(Vincent9696 @ Nov 3 2015, 06:17 PM) 5.2% p.a. Or per quarter? dont forget to ask for preffered membership, there's a promo that 150k is good for prefBranch manager said 150k above can entitle 4.35% for cimb 12month fd rate... |
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Nov 3 2015, 08:23 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(cklimm @ Nov 3 2015, 07:08 PM) dont forget to ask for preffered membership, there's a promo that 150k is good for pref Not sure of the lowering to 150k. I joined under my relative's recommendation. There is also a member get member promo for CIMB PB ! Trolley bag ! This post has been edited by bbgoat: Nov 3 2015, 08:28 PM |
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Nov 3 2015, 09:38 PM
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Senior Member
5,274 posts Joined: Jun 2008
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My ocbc fix deposit is maturing on the 10th of Nov. Now hunting for good rates.
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Nov 3 2015, 09:47 PM
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Senior Member
2,338 posts Joined: Oct 2014
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QUOTE(Avangelice @ Nov 3 2015, 09:38 PM) My ocbc fix deposit is maturing on the 10th of Nov. Now hunting for good rates. you may refer page 01 |
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Nov 3 2015, 09:57 PM
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Senior Member
5,274 posts Joined: Jun 2008
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QUOTE(cklimm @ Nov 3 2015, 09:47 PM) you may refer page 01 30k from the original plan plus the 18 month interest 3.25+4%. I don't wanna lock down too long this time. Really sucks not being flexible. I think I'm going for shorter lock down periods. |
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Nov 3 2015, 10:06 PM
Show posts by this member only | IPv6 | Post
#1403
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(Avangelice @ Nov 3 2015, 09:57 PM) 30k from the original plan plus the 18 month interest 3.25+4%. 1 mth is the min duration if u choose FDI don't wanna lock down too long this time. Really sucks not being flexible. I think I'm going for shorter lock down periods. |
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Nov 3 2015, 10:15 PM
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Senior Member
863 posts Joined: Jan 2003 From: KL 
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For the CIMB Year End Unfixed Deposit,
Can we apply online? I can't seem to find the link to trigger this. |
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Nov 3 2015, 10:15 PM
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Junior Member
287 posts Joined: Aug 2006 From: Selangor
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QUOTE(bbgoat @ Nov 3 2015, 04:32 PM) From CIMB Website seem to be slightly lower thn last month?? http://www.cimbbank.com.my/en/personal/pre...ed-Deposit.html 3 months 4.10% p.a. 6 months 4.20% p.a. 12 months 4.30% p.a. Eligibility and Requirements Minimum fresh funds placement of RM10,000 required. Open to individual and Enterprise Banking customers as stated in the Campaign Terms & Conditions (“Eligible ustomers”). Offer is valid for 1 cycle only. Interest earned must be credited into the Eligible Customer’s designated CIMB Bank Savings or Current account. Upon maturity, the placement shall automatically renew to its respective tenure at the prevailing CIMB Bank board rate. Eligible for PIDM protection. the rate over the counter last month for cimb when i ask seem to be 1 mo 3.9% 3 mo 4.25% 6 mo 4.3% 12 mo 4.35% |
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