Right now Banks r struggling to source for FD as their LTD ratio exceeds 90%

My RM just told me this morning no flyer but now out in the open already !

This post has been edited by bbgoat: Nov 3 2015, 04:30 PM

From CIMB Website
http://www.cimbbank.com.my/en/personal/pre...ed-Deposit.html

3 months 4.10% p.a.
6 months 4.20% p.a.
12 months 4.30% p.a.
Eligibility and Requirements

Minimum fresh funds placement of RM10,000 required.
Open to individual and Enterprise Banking customers as stated in the Campaign Terms & Conditions (“Eligible ustomers”).
Offer is valid for 1 cycle only.
Interest earned must be credited into the Eligible Customer’s designated CIMB Bank Savings or Current account.
Upon maturity, the placement shall automatically renew to its respective tenure at the prevailing CIMB Bank board rate.
Eligible for PIDM protection.

CIMB callable klibor no more available right now...sigh

who needs klibor when FD has 4.3%p.a already

The CIMB Klibor paid me 5.2% every 3 mths for close to 4 years.

Except now I hope they call it back !

Attached thumbnail(s)

But I have another 6 years to go ! If the situation changes (OPR), I may not get anything. So better for them to call it back !

This post has been edited by bbgoat: Nov 3 2015, 05:06 PM

Keep yo finger x as BNM will announce OPR decision on 5/11

OPR up good for my FD's but BAD for my Klibor.

You have more money in which product? FD or Klibor?

datuk, kind of silly question. why you bother about this?

he is not going to share with you.

This post has been edited by sandkoh: Nov 3 2015, 06:02 PM

Cause if 50-50, opr increases no effect. Now if say 90-10, Unker goat will untung if opr goes up. If 10-90, then bad...

akal hnws

too simplistic! you think ah goat do not know about this?

This post has been edited by yygo: Nov 3 2015, 06:09 PM

5.2% p.a. Or per quarter?


Branch manager said 150k above can entitle 4.35% for cimb 12month fd rate...

This post has been edited by Vincent9696: Nov 3 2015, 06:45 PM

dont forget to ask for preffered membership, there's a promo that 150k is good for pref

Not sure of the lowering to 150k. I joined under my relative's recommendation.

There is also a member get member promo for CIMB PB ! Trolley bag !

This post has been edited by bbgoat: Nov 3 2015, 08:28 PM

My ocbc fix deposit is maturing on the 10th of Nov. Now hunting for good rates.