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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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wil-i-am
post Oct 28 2015, 10:22 PM

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QUOTE(hwachong @ Oct 28 2015, 10:08 PM)
what is amquantum?
*
Read tis
https://www.ambankgroup.com/eng/islamic/Our...mDeposit-i.aspx
Vincent9696
post Oct 28 2015, 10:25 PM

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QUOTE(yygo @ Oct 28 2015, 10:16 PM)
something not quite right on "up to", not pure fd? hmm.gif step-up? hmm.gif
*
Could be similar like maybank GIA with not guaranteed of profit ?
areankim
post Oct 29 2015, 07:47 AM

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QUOTE(BoomChaCha @ Oct 28 2015, 09:38 PM)
Am Bank 4.6% for 2 years FD promo on The Star today:

[attachmentid=5202942]
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4.55% 60 months wooo
you90
post Oct 29 2015, 08:23 AM

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Hey guys,

I am hesitating about the 2 FD products, Ambank or Maybank FD , which is better?

http://www.ambank.com.my/eng/promotions

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions


you90
post Oct 29 2015, 08:24 AM

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QUOTE(areankim @ Oct 29 2015, 07:47 AM)
4.55% 60 months wooo
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yea saw that! Not bad
cklimm
post Oct 29 2015, 09:19 AM

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QUOTE(you90 @ Oct 29 2015, 08:23 AM)
Hey guys,

I am hesitating about the 2 FD products, Ambank or Maybank FD , which is better?

http://www.ambank.com.my/eng/promotions

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
*
if cant decide, take both
wil-i-am
post Oct 29 2015, 09:43 AM

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QUOTE(you90 @ Oct 29 2015, 08:23 AM)
Hey guys,

I am hesitating about the 2 FD products, Ambank or Maybank FD , which is better?

http://www.ambank.com.my/eng/promotions

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
*
I wud choose Maybank
you90
post Oct 29 2015, 09:51 AM

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QUOTE(wil-i-am @ Oct 29 2015, 09:43 AM)
I wud choose Maybank
*
Any reason why?
wil-i-am
post Oct 29 2015, 09:53 AM

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QUOTE(you90 @ Oct 29 2015, 09:51 AM)
Any reason why?
*
Avoid lock-up for too long when int rate is about to goes up moving forward

you90
post Oct 29 2015, 09:55 AM

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QUOTE(wil-i-am @ Oct 29 2015, 09:53 AM)
Avoid lock-up for too long when int rate is about to goes up moving forward
*
Maybank for 12 months offer 4.5% VS Ambank for 24 months 4.6% currently.
!@#$%^
post Oct 29 2015, 09:56 AM

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QUOTE(you90 @ Oct 29 2015, 08:23 AM)
is not FD
wil-i-am
post Oct 29 2015, 10:00 AM

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QUOTE(you90 @ Oct 29 2015, 09:55 AM)
Maybank for 12 months offer 4.5% VS Ambank for 24 months 4.6% currently.
*
Extra 0.10% pa is immaterial unless big amt

sandkoh
post Oct 29 2015, 10:02 AM

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QUOTE(you90 @ Oct 29 2015, 09:55 AM)
Maybank for 12 months offer 4.5% VS Ambank for 24 months 4.6% currently.
*
for me, ambank better. more secure and higher rate. maybank not fd, rate my up or down.
you90
post Oct 29 2015, 10:06 AM

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QUOTE(sandkoh @ Oct 29 2015, 10:02 AM)
for me, ambank better. more secure and higher rate. maybank not fd, rate my up or down.
*
QUOTE
With minimum placement of RM10,000 for Individual and RM 25,000 for SME/BB in a single receipt, earn effective returns* of 4.50%p.a for 12 months placement. What's more? Get your dividends paid monthly with Maybank Islamic Mudarabah General Investment Account-i.


*All rates are indicative

Should there be an Overnight Policy Rate change, the offered rates may be revised. Not covered by PIDM and the capital is not guaranteed.


It means the interest rate for Maybank is not guaranteed?
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post Oct 29 2015, 10:09 AM

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QUOTE(you90 @ Oct 29 2015, 10:06 AM)
It means the interest rate for Maybank is not guaranteed?
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you90
post Oct 29 2015, 10:14 AM

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QUOTE(alexanderclz @ Oct 29 2015, 10:09 AM)

*
Noted thanks! Will go for Ambank then smile.gif
Ramjade
post Oct 29 2015, 10:16 AM

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QUOTE(you90 @ Oct 29 2015, 10:06 AM)
It means the interest rate for Maybank is not guaranteed?
*
Yup returns and principal not guaranteed. So they can give you 4% too and when people ask why, they said "Hey I didn't guaranteed it. Is just expected returns is 4.5%". However if that were to happen, Maybank's name is mud.

This post has been edited by Ramjade: Oct 29 2015, 10:17 AM
sandkoh
post Oct 29 2015, 10:20 AM

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QUOTE(Bonescythe @ Oct 28 2015, 04:50 PM)
wow..

looks like next year 4.5 also possible already
*
dream, dream, dream .......(song sic)

4.6, 4.7 ............... tongue.gif
areankim
post Oct 29 2015, 10:35 AM

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QUOTE(sandkoh @ Oct 29 2015, 10:02 AM)
for me, ambank better. more secure and higher rate. maybank not fd, rate my up or down.
*
read the disclaimer from maybank.

Ambank a better bet.
sandkoh
post Oct 29 2015, 10:42 AM

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QUOTE(areankim @ Oct 29 2015, 10:35 AM)
read the disclaimer from maybank.

Ambank a better bet.
*
that is what i said. tenure 2 years so depends on people if they can put it that long also.

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