which specific promo?

MBB's 3mth is here and 12mth is here

HSBC's is tricky, it's nested inside HSBC Advance

This post has been edited by cybpsych: Oct 28 2015, 10:59 AM

yay thanks bro, I was looking for that

for the HSBC Advance, I am just a normal hsbc saving account user, am i still entitled for it?

check list of pidm banks:
http://www.pidm.gov.my/For-Public/About-De...ce/Member-Banks

yes sir! 2 mil!

hhhmmmm. i wonder if an individual places 250k in mbb and another 250k in mbb islamic. both in the same branch. would he be entitled for 500k then?
since pidm do list it separately.

and there's more than 20 banks.
so can easily handle more than 5mil lor.... kekeke.

what about private banking then?
do they provide separate insurances???

btw, asking nia.
if i got 2mil ...

I saw HSBC have quite high rate compare to other..is it advisable to put FD there if i have fresh fun 20k in your opinion?

Thanks for your sharing!
If have fresh fun for 20k, which bank package will you highly recommend?
I saw HSBC has quite attractive new promotion, what is your opinion for that?

HSBC 3 months and new customer only. Maximum returns is rm30k since you can only place once. After 3 months, you need to close account or else HSBC will charge you.

For me, I will dump into ASX FP. No need to keep chasing FD promo. In the process of transferring all.

Depends on how long you want to lock your money up. For me personally. I will pick ambank 2 years or ambank 5 years. Couple it with ambank Truesavers to boost your effective returns to >4.6% and >4.55% as interest will be paid every half yearly unless you are >=50 years old where interest will be given every month. You can check my post few pages back which shows the effective rates of one were to use in combination with Truesavers

This post has been edited by Ramjade: Oct 28 2015, 11:40 AM

unkle hk movie star!

rich lo!!

yes, put in islamic and conventional of same bank should be able to get 500k per account entity.

pidm website q&a:
Q10: Are Islamic and conventional deposits protected separately?
A: Yes. Islamic and conventional deposits are eligible for a separate deposit insurance limit of RM250,000 per depositor per member bank.

put in bsn. guaranteed by malaysian gov. no limit i think

Apologize for given wrong info as yesterday i was in the hotel , after take a showel i come out only saw the screen with the advertisement of pidm 500k , so thats y i asking here also...

Good deal?


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the samsung offer is separate. good deal for the short term fd rate

This post has been edited by yygo: Oct 28 2015, 02:07 PM

Nope if you are aiming for the note. If putting that, you are giving public bank about freelunch worth of about RM800.

Refer to my previous post.

This post has been edited by Ramjade: Oct 28 2015, 02:12 PM

Consider ok for that which is almost 4.0x% for the effective rate right?

so it is a good deal for short term FD compare to other? any special term and condition for apply this?

If you are going for Samsung phone not worth.

today walk in cimb fd promo over counter
3-5 mth 4.1% fresh / 4.0% renew
6-11 mth 4.2% fresh fund /4.1% renew
12 mth 4.3% fresh fund / 4.2% renew

cimb fd min 10k....

Good deal.

but no any gift...