i see. haha

Noted, coz all this while i have been using cash account to trade share.

ponzi 2.0 babe. lol

noted bro!

you guys are keeping this thread alive and active. lol

This post has been edited by twhong_91: Oct 28 2015, 07:15 PM

Welcome on board the great Ponzi

haha

i plan to buy bit by bit every month.

and the Ponzi 2.0 is alive and kicking well. LOL....

btw, anybody here uses purely VCA to top up their funds monthly?

I myself invest in CIMB Asia ex-Japan PRS (forgot full name). Reason being I wanted to invest in non-malaysian fund. So, not much choice if you are looking for investment outside Malaysia (based on latest fund fact sheet I believe it is 0% exposure to Malaysia).

There’s also affin hwang growth, whereby they do have some exposure to asia ex-japan… 20% - 30% and the rest Malaysia (not sure you need to research on that). But if you think now ain’t the time to go in overseas market, stick to fully Malaysia funds like Kenanga and the rest.

also while CIMB Asia-ex Japan PRS track record looks really amazing, keep in mind, the gains are also due to weakening MYR and not purely just the fund's returns.

Im thinking of doing so. I think Pinky is doing that but I haven't determined the expected return for each fund yet

Interesting read. readddiiinnggg
http://www.wikihow.com/Value-Average

Good base.
Please add in cost & expected returns % pa
Reason: Long term, these 2 variables will impact the value averaging program/formula/value big time
Simulate with and without, with a random up/down price or NAV movement in Excel, you'll see the impact easily in 10 years or more

This post has been edited by wongmunkeong: Oct 28 2015, 08:53 PM

Wong seafood, if I plan to topup monthly using DVA, how to calculate the expected value for each month? And how to determine expected return pa? Is it by looking at the market where the fund invests in? Thanks ya sifu

Used to do that but no more as I'm past the accumulation mode.

Thanks for your suggestions. Will go research more on this CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C. Actually, I already bought some units for CIMB Asia Pac Dynamic Income since it's such hot stuff now. Even the FSM Client Investment Specialist recommended me this fund to be part of my portfolio. Most of my portfolio funds are heavy on Equity (70%) and Income Fund about 30% only. The portfolio has a 7 years horizon.

The CIS also said that Kenanga OnePRS Growth Fund is a good choice. Hence I am torn which to pick. I did wish to pick Kenanga OnePRS Growth Fund but seems like they would switch your fund to Kenanga OnePRS Moderate Fund once you have reached beyond 40 years old. Is the same applicable to the rest of the PRS funds?

ALL my funds gained on 27-Oct with the exception of...u guessed it - Aberdeen Islamic World Equity. WHAT THE HELL IS ABERDEEN DOING???

Is it the CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C? Was just recommended this fund by a sifu here just now. Thanks for your feedback ya. I will certainly be researching on this fund. Sounds pretty awesome.

Today very active from page 48 to 55 now...

Forex also didn't help

Clarifications - i seefood-eatfood (ie. the hunger...), not sifu of anything except maybe swallowing food

I've tried (not simulate - did with real $) DVA monthly Vs quarterly Vs 1/2 yearly.
IMHO - quarterly or 3x/pa is the sweet spot

Reason: monthly gyration / movement is minimal for mutual funds (needn't believe me - just look at any indices, even in 1997-1998 & 2008 fall & subsequent year's rise)
BUT
if U checkout the quarterly to 6 months' variations...
AND
it is "work" lar doing it, unlike DCA,
THUS
best-bang for effort IMHO (i'm aiming for "efficiently lazy") = "3mths-6mths per execution" as the program's periodic buy/sell (yes, DVA can incorporate even SELL)

How to calculate? er that example (link) shared by fellow forumer just a few posts ago shows how
If want to make more realistic:
1. Reduce the expected or control value by buy/sell commissions/charges
2. Add the period's expected returns - eg. say i'm a pessimistic optimist, thus i expect 7%+pa CAGR long term average and i execute 2 times pa, thus simple expectations (not exact yar) is 7%/2

Er.. i'll need to dig out my Excel for a snapshot view if U can't visualize the above.
Sorry ar - switching in/out of this posting VS watching US market.. - maybe later will dig if needed.

This post has been edited by wongmunkeong: Oct 28 2015, 10:16 PM

Finding another alternative for it already?

Cannot like this. Remember PGSF? You sold it, and it performed later history repeat itself

Buang sajalah. I threw Aberdeen away a long time ago. Recently I bought Eastspring Global Leaders. It is performing quite well.

I know, that is why I'm adding oil to the fire of rage now

Spoiled by the Ponzi-like performance of Titans

I just charted Aladdin vs Titans vs AmOasis Global vs Pacific Global Stars, seeing the 2-year chart
Titans the clear winner
Pacific still the laggard
Aladdin and AmOasis somewhere in the middle

This post has been edited by Pink Spider: Oct 28 2015, 10:50 PM

Apa tu? Top up?