Wong Sifu is right. DVA should be done at the most quarterly. In a prolonged bear market, you will run out of ammo very fast if you top up every month. For eg a situation where the funds turn red and maintain a loss of 10% for months.

Cc: unker Looi.

Still holding Pacific?

U reply so fast for what...see my edited post

Really regret didnt invest more with Global Titans. Beat the old Ponzi version 2 already.

Wait, what's ponzi 1.0 and 2.0 already? Been leaving my UT idle there because I don't see any top up opportunity & I forgotten all the old timers term. Haha.

P/S: it's fine. I'll look back for the answer

This post has been edited by TakoC: Oct 28 2015, 10:59 PM

Maby we should crown ur new Ponzis

My current Top 5 funds ranking by IRR:
1. RHB Asian Total Return (yes, THAT bond fund ) 31%
2. CIMB Global Titans 29%
3. Ponzi 2.0@CIMB Asia Pac Dynamite Income 14%
4. Ponzi 1.0@Affin Hwang Asia Quantum 12%
5. RHB Emerging Markets Bond 11%

All funds held 1 year or more.

U missed the UT rally due to weakened Ringgit

This post has been edited by Pink Spider: Oct 28 2015, 11:03 PM

Increasing amount to dump in..@@.....




This post has been edited by IvanWong1989: Oct 28 2015, 11:15 PM

no, never buy Pacific before...

I had made a simulation....
...switch out fund "A" that is 10% of portfolio, to Fund "B".
fund "A" continued to grow +10% nav...Fund "B" made 0% growth
therefore ROI less 10%...it just affected the IRR by 0.X%
I think the longer the age of your portfolio......the less the IRR will be affected from the changes in the ROI %.
so don't regret.....stay invested and make changes if you think it is necessary.

don't know what Oil index KLCI follows....
oil index just up 5%....will KLCi up due to oil up?
remember last month,..Ringgit rally due to Oil price moved up....

see the contrast?
KUALA LUMPUR: The RHB Banking Group will trim its workforce by 1,812 and will have to fork out an estimated RM309mil under the voluntary separation scheme.

RM309 million / 1,812 =

CIMB Group Holdings Bhd (a RM443.3mil mutual separation scheme involving 3,599 employees,...

RM443.3 / 3,599 =

http://www.thestar.com.my/Business/Busines...9mil/?style=biz

I think I will have to hasten my dumping of all my RHB funds....

This post has been edited by T231H: Oct 29 2015, 12:08 AM

Just sold half PGSF that day, this gimme more reason to sell all off while there is still profit.

What's RHB's VSS has to do with your funds? You are not owning RHB stock.

think bigger my fren,
look at the contrast in sum....
either they are not good at controlling money.....which could means they also not good at controlling my fund money
or
either there are BIG shots that had left the company which may be my FMs

er..
the commissions/cost of transactions should be minused from your dedicated per period amount or control amount.
the growth expected should be added to your dedicated per period amount or control amount

gimme some time - need to clear up stuff first before sharing the ZIPped Excel & snapshot to share the thought/execution process.

Read it. Find it quite useful instead of DCA.

What happened to growth? And what does low growth mean
for investors?
http://www.fundsupermart.com.hk/hk/main/ar...0_37%202015.pdf

well I guess should be the BIG position people are leaving..

banks don't simply pay high VSS for lower staff

yes yes...

Hmm I'm thinking of adding in RHB total return, should I hold and see how it turns out with this new news?

Hmm I'm thinking of adding in RHB total return, should I hold and see how it turns out with this new news?

A volatile Fund with NAV swinging up n down