Trust me. They are a liabilities. Even gfs. Fuck. My gf go travelling for half a month. My wallet never went to the bank for top up. Diew

piap piap FOC lor

so, did u fully use your monthly quota?

Pinky is the dream guy of many Vietmoi lah

Let's really discuss it honestly.

Prostitutes cost like 160 to 200 a pop?

One month on average you spend how much on a gf or wife? 2k?

That's 10 sessions with girls of your own choosing.

So it's like unit trust. Stick to one or diversify and possibly get in the red(STD)

Haven't married, no idea
Last time my CKT ex, that time still part-time working/studying, so we mostly go dutch. But I still can get laid anytime on request

LOL

This post has been edited by Pink Spider: Oct 28 2015, 03:14 PM

Become guys talk LOL

Which I wanted nothing to do with

Funny thing how everyone here just assume I'm a guy

Oh wow

Hi there

..... assumption wrong.

I guess next thing to say is...


hi there.





Pardon the emoticon. LOL.

Lol... married with kids though and a lot older than you

But must defend the position la... I'm a cashflow generating assets with long term potential ok.... and that's excluding the reproduction and other benefit in kind

U all ni.... must use investment principles in other things in life also la

This post has been edited by dasecret: Oct 28 2015, 03:31 PM

Dang. I thought you never plan to get married.

er.. IMHO - yes, best to apply valuations & good business/investment principles in personal life as well

eg.
good partners are trust worthy, share similar visions, blah blah
good partnerships are built by...
good productive lives have good "resource" allocation & planning, with contingencies
children should be grown properly before released to the world - like spinning-off business subsidiaries
etc
etc.

Please take a moment to read this excerpt from JP morgan which I think isn't legit but still true that women are not the best investments.

A reply from CEO of J.P. Morgan to a pretty girl seeking a rich husband

A young and pretty lady posted this on a popular forum:

Title: What should I do to marry a rich guy?

... I'm going to be honest of what I'm going to say here.

I'm 25 this year. I'm very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above.

You might say that I'm greedy, but an annual salary of $1M is considered only as middle class in New York.

My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married?

I wanted to ask: what should I do to marry rich persons like you?

Among those I've dated, the richest is $250k annual income, and it seems that this is my upper limit.

If someone is going to move into high cost residential area on the west of New York City Garden(?), $250k annual income is not enough.

I'm here humbly to ask a few questions:
1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2) Which age group should I target?
3) Why most wives of the riches are only average-looking? I've met a few girls who don't have looks and are not interesting, but they are able to marry rich guys.

4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)

Ms. Pretty

A philosophical reply from CEO of J.P. Morgan:

Dear Ms. Pretty,
I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor.

My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I'm not wasting time here.

From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain.

Put the details aside, what you're trying to do is an exchange of "beauty" and "money" : Person A provides beauty, and Person B pays for it, fair and square.

However, there's a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can't be prettier year after year.

Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It's not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worse 10 years later.

By the terms we use in Wall Street, every trading has a position, dating with you is also a "trading position".
If the trade value dropped we will sell it and it is not a good idea to keep it for long term - same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or "leased".

Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income.This has better chance than finding a rich fool.

Hope this reply helps.

signed,
J.P. Morgan CEO

Which bank got this kind of efd. Mine is pbb have to go over d counter to withdraw.

I use Maybank2U, Cimbclicks might have it too
Public bank is like a dinasaur when it comes to internet banking

Maybank is one of them. We can create eFD and uplift eFD online via Maybank 2u.

This post has been edited by Vanguard 2015: Oct 28 2015, 04:48 PM

Here you go
For those who wants to put efd,

bro,

already mentioned...eFD...of course thru internet lor

I think pbb's eFD is a pseudo eFD. You can place it online but can only uplift otc

LOL

Deterrent from withdrawal

No wonder Unker Teh punya bank so solid