you are correct, it is not like we want to use the whole thing, we just want cashback

No only hardware need to support, need to change setting or software (driver / firmware/ program) to prompt pin no for malaysia cc.

< All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express >

wonder isit applicable if i pay my insurance saving premium ? anyone tried ?

i think it's stated quite clearly there.

so is a yes tq
just to confirm.

is the maybank two card gold good enough compare with platinum? i cannot find any difference between them

yes. minimal extra benefit for plat. refer page 1

Travel insurance and different CS no.
Of course different design too.

If not mistaken, that is if we redeem on card centers only can get 1.25%.

Yeah, on the spot

This post has been edited by saitong09: Mar 7 2016, 08:54 AM

My nearest card center is Gardens
With petrol and toll from Seremban, it will be 0%

Lol you can go shopping at MV maybe once a month and at the same the time redeem on the spot

Well, ever since they removed the 5% for all, TP collections are quite slow. I need to spend minimum rm8000 to get enough TPs.

Agreed, too bad most of the insurance don't accept AMEX. If not we can hit the 40k easily

Etiqa accepting it.
TP collection can be done during our new year shopping, so is still ok.
BTW, insurance won't protect you by any means most of the time.

Heard from friends saying that if we were to hold Credit Cards but not swiping/using the cards at all (i.e. Zero Transaction), there will be annual fee imposed, even though for the case of Lifetime Fee Waiver credit cards.

Is that true?

Don't think so.
If it is zero fee, how to charge AF and what amount?

Unless this is waiver with conditions, then maybe.

Having said that, if you have a credit card that you do not need for past 12 months, there is no reason keeping it, too.

This post has been edited by laymank: Mar 7 2016, 01:57 PM

Just make it simple, how many cards you have in hand?
If yes, how many of them are cash back cards?
If you are holding cash back cards, do they able to cover all of your transactions?
I have 5 credit cards, with 3 of them are cash back cards, most of my transactions are covered by the cash back cards, but some spending like in the hard ware shops are not, this is when the dual cards come handy.
And on the AF, as long as those small fonts never stated, they can't simple charge even you don't use the card. If really worry too much, just make a small transaction.

The answer is NO for this card.

Thank you for your kind response Laymank.
Have a nice evening.