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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts
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Wongchoy
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Mar 4 2016, 09:17 PM
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QUOTE(alexanderclz @ Mar 4 2016, 08:48 PM) nope. not necessary. depends on the shop's MCC Yeah it is true... Depending on MCC but still can call CS and complaint if doesn't get cashback. On most cases, cashback is granted on complaint!
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!@#$%^
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Mar 4 2016, 09:21 PM
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QUOTE(Wongchoy @ Mar 4 2016, 09:17 PM) Yeah it is true... Depending on MCC but still can call CS and complaint if doesn't get cashback. On most cases, cashback is granted on complaint! i see. didn't know we can do that. but again, baskin robbins is not really a diner also.
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fruitie
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Mar 5 2016, 08:11 AM
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Rise and Shine
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I did get cash back before from BR, the first month when AmEx downgraded to only dining cash back card.  It was a surprise for me.
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bitcomet79
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Mar 5 2016, 09:21 AM
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Ok....thks all....then maybe won't use Amex....
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SUSsupersound
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Mar 5 2016, 11:40 AM
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QUOTE(bitcomet79 @ Mar 5 2016, 09:21 AM) Ok....thks all....then maybe won't use Amex.... Nope, for dual cards, you still have to use the AMEX as much as possible as it still have about 1% of cash back on all transactions.
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saitong09
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Mar 5 2016, 11:50 AM
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QUOTE(supersound @ Mar 5 2016, 11:40 AM) Nope, for dual cards, you still have to use the AMEX as much as possible as it still have about 1% of cash back on all transactions. 1.25%
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SUSsupersound
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Mar 5 2016, 11:56 AM
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QUOTE(saitong09 @ Mar 5 2016, 11:50 AM) I take 1%, as if redeem Aeonbig cash vouchers, you get slightly more
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hitch80
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Mar 5 2016, 01:51 PM
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Is there anyone here having both Maybank's conventional CC together with Maybank's Ikhwan card under same name?
Coz I just applied Ikhwan and my application was rejected. I know for a fact that when Maybank first introduced the Islamic Ikhwan card, customers are not allowed to have both conventional and Islamic cards at the same time.
Is this still true?
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!@#$%^
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Mar 5 2016, 01:56 PM
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QUOTE(hitch80 @ Mar 5 2016, 01:51 PM) Is there anyone here having both Maybank's conventional CC together with Maybank's Ikhwan card under same name? Coz I just applied Ikhwan and my application was rejected. I know for a fact that when Maybank first introduced the Islamic Ikhwan card, customers are not allowed to have both conventional and Islamic cards at the same time. Is this still true? not true. many of us have both. ikhwan is known to have high rejection rate
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hitch80
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Mar 5 2016, 02:00 PM
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QUOTE(alexanderclz @ Mar 5 2016, 01:56 PM) not true. many of us have both. ikhwan is known to have high rejection rate thank you for your reply...now I am wondering why was my application rejected
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SUSsupersound
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Mar 5 2016, 02:03 PM
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QUOTE(hitch80 @ Mar 5 2016, 01:51 PM) Is there anyone here having both Maybank's conventional CC together with Maybank's Ikhwan card under same name? Coz I just applied Ikhwan and my application was rejected. I know for a fact that when Maybank first introduced the Islamic Ikhwan card, customers are not allowed to have both conventional and Islamic cards at the same time. Is this still true? Credit card approval is subjected to your income and commitments. I have Platinum dual cards but I applied for Ikhwan gold, yet still approved and start using the card within 3 weeks from day applied. Best of all, Ikhwan's credit limit are not the same as my dual cards.
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!@#$%^
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Mar 5 2016, 02:04 PM
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QUOTE(hitch80 @ Mar 5 2016, 02:00 PM) thank you for your reply...now I am wondering why was my application rejected you can try: 1. split your conventional credit limit to this islamic one 2. convert your conventional credit card to this
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hitch80
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Mar 5 2016, 02:36 PM
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QUOTE(supersound @ Mar 5 2016, 02:03 PM) Credit card approval is subjected to your income and commitments. I have Platinum dual cards but I applied for Ikhwan gold, yet still approved and start using the card within 3 weeks from day applied. Best of all, Ikhwan's credit limit are not the same as my dual cards. ooh...probably I can try gold next time...can I just retry now or should I wait?
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hitch80
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Mar 5 2016, 02:38 PM
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QUOTE(alexanderclz @ Mar 5 2016, 02:04 PM) you can try: 1. split your conventional credit limit to this islamic one 2. convert your conventional credit card to this i guess they usually need to split between the right? about converting...i still would like to hold on my amex2card still for now
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!@#$%^
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Mar 5 2016, 02:40 PM
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QUOTE(hitch80 @ Mar 5 2016, 02:38 PM) i guess they usually need to split between the right? about converting...i still would like to hold on my amex2card still for now nope. conventional and Islamic are two different entities. you get different credit limit, not shared
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SUSsupersound
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Mar 5 2016, 02:55 PM
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QUOTE(hitch80 @ Mar 5 2016, 02:36 PM) ooh...probably I can try gold next time...can I just retry now or should I wait? Ask the officer or wait for 6 months. For me as a PW member, I just go to the branch and ask them. Fast and safe.
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hitch80
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Mar 5 2016, 03:48 PM
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QUOTE(alexanderclz @ Mar 5 2016, 02:40 PM) nope. conventional and Islamic are two different entities. you get different credit limit, not shared hhmm..thought so, cause principle wise, the products are different QUOTE(supersound @ Mar 5 2016, 02:55 PM) Ask the officer or wait for 6 months. For me as a PW member, I just go to the branch and ask them. Fast and safe. thank you for the advise
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saitong09
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Mar 5 2016, 03:53 PM
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QUOTE(supersound @ Mar 5 2016, 11:56 AM) I take 1%, as if redeem Aeonbig cash vouchers, you get slightly more  40k tp to rm100 normal voucher 1.25% 40k tp to rm105 AeonBig gift card 1.3% d
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mycolumn
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Mar 5 2016, 04:20 PM
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QUOTE(hitch80 @ Mar 5 2016, 02:00 PM) thank you for your reply...now I am wondering why was my application rejected Mine was rejected too. They told me its because they cant give me anymore credit limit.
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!@#$%^
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Mar 5 2016, 04:22 PM
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QUOTE(mycolumn @ Mar 5 2016, 04:20 PM) Mine was rejected too. They told me its because they cant give me anymore credit limit. well, since they can't give u anymore, you can request to split some for Ikhwan. even rm2k is enough
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