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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts

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Wongchoy
post Mar 4 2016, 09:17 PM

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QUOTE(alexanderclz @ Mar 4 2016, 08:48 PM)
nope. not necessary. depends on the shop's MCC
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Yeah it is true... Depending on MCC but still can call CS and complaint if doesn't get cashback. On most cases, cashback is granted on complaint!
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post Mar 4 2016, 09:21 PM

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QUOTE(Wongchoy @ Mar 4 2016, 09:17 PM)
Yeah it is true... Depending on MCC but still can call CS and complaint if doesn't get cashback. On most cases, cashback is granted on complaint!
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i see. didn't know we can do that. but again, baskin robbins is not really a diner also.
fruitie
post Mar 5 2016, 08:11 AM

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I did get cash back before from BR, the first month when AmEx downgraded to only dining cash back card. laugh.gif
It was a surprise for me. laugh.gif
bitcomet79
post Mar 5 2016, 09:21 AM

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Ok....thks all....then maybe won't use Amex....
SUSsupersound
post Mar 5 2016, 11:40 AM

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QUOTE(bitcomet79 @ Mar 5 2016, 09:21 AM)
Ok....thks all....then maybe won't use Amex....
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Nope, for dual cards, you still have to use the AMEX as much as possible as it still have about 1% of cash back on all transactions.
saitong09
post Mar 5 2016, 11:50 AM

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QUOTE(supersound @ Mar 5 2016, 11:40 AM)
Nope, for dual cards, you still have to use the AMEX as much as possible as it still have about 1% of cash back on all transactions.
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1.25%
SUSsupersound
post Mar 5 2016, 11:56 AM

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QUOTE(saitong09 @ Mar 5 2016, 11:50 AM)
1.25%
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I take 1%, as if redeem Aeonbig cash vouchers, you get slightly more rclxms.gif
hitch80
post Mar 5 2016, 01:51 PM

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Is there anyone here having both Maybank's conventional CC together with Maybank's Ikhwan card under same name?

Coz I just applied Ikhwan and my application was rejected. I know for a fact that when Maybank first introduced the Islamic Ikhwan card, customers are not allowed to have both conventional and Islamic cards at the same time.

Is this still true?
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post Mar 5 2016, 01:56 PM

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QUOTE(hitch80 @ Mar 5 2016, 01:51 PM)
Is there anyone here having both Maybank's conventional CC together with Maybank's Ikhwan card under same name?

Coz I just applied Ikhwan and my application was rejected.  I know for a fact that when Maybank first introduced the Islamic Ikhwan card, customers are not allowed to have both conventional and Islamic cards at the same time.

Is this still true?
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not true. many of us have both. ikhwan is known to have high rejection rate
hitch80
post Mar 5 2016, 02:00 PM

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QUOTE(alexanderclz @ Mar 5 2016, 01:56 PM)
not true. many of us have both. ikhwan is known to have high rejection rate
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thank you for your reply...now I am wondering why was my application rejected
SUSsupersound
post Mar 5 2016, 02:03 PM

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QUOTE(hitch80 @ Mar 5 2016, 01:51 PM)
Is there anyone here having both Maybank's conventional CC together with Maybank's Ikhwan card under same name?

Coz I just applied Ikhwan and my application was rejected.  I know for a fact that when Maybank first introduced the Islamic Ikhwan card, customers are not allowed to have both conventional and Islamic cards at the same time.

Is this still true?
*
Credit card approval is subjected to your income and commitments.
I have Platinum dual cards but I applied for Ikhwan gold, yet still approved and start using the card within 3 weeks from day applied. Best of all, Ikhwan's credit limit are not the same as my dual cards.
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post Mar 5 2016, 02:04 PM

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QUOTE(hitch80 @ Mar 5 2016, 02:00 PM)
thank you for your reply...now I am wondering why was my application rejected
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you can try:

1. split your conventional credit limit to this islamic one
2. convert your conventional credit card to this
hitch80
post Mar 5 2016, 02:36 PM

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QUOTE(supersound @ Mar 5 2016, 02:03 PM)
Credit card approval is subjected to your income and commitments.
I have Platinum dual cards but I applied for Ikhwan gold, yet still approved and start using the card within 3 weeks from day applied. Best of all, Ikhwan's credit limit are not the same as my dual cards.
*
ooh...probably I can try gold next time...can I just retry now or should I wait?
hitch80
post Mar 5 2016, 02:38 PM

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QUOTE(alexanderclz @ Mar 5 2016, 02:04 PM)
you can try:

1. split your conventional credit limit to this islamic one
2. convert your conventional credit card to this
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i guess they usually need to split between the right?

about converting...i still would like to hold on my amex2card still for now
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post Mar 5 2016, 02:40 PM

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QUOTE(hitch80 @ Mar 5 2016, 02:38 PM)
i guess they usually need to split between the  right?

about converting...i still would like to hold on my amex2card still for now
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nope. conventional and Islamic are two different entities. you get different credit limit, not shared
SUSsupersound
post Mar 5 2016, 02:55 PM

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QUOTE(hitch80 @ Mar 5 2016, 02:36 PM)
ooh...probably I can try gold next time...can I just retry now or should I wait?
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Ask the officer or wait for 6 months.
For me as a PW member, I just go to the branch and ask them. Fast and safe.
hitch80
post Mar 5 2016, 03:48 PM

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QUOTE(alexanderclz @ Mar 5 2016, 02:40 PM)
nope. conventional and Islamic are two different entities. you get different credit limit, not shared
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hhmm..thought so, cause principle wise, the products are different

QUOTE(supersound @ Mar 5 2016, 02:55 PM)
Ask the officer or wait for 6 months.
For me as a PW member, I just go to the branch and ask them. Fast and safe.
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thank you for the advise thumbup.gif
saitong09
post Mar 5 2016, 03:53 PM

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QUOTE(supersound @ Mar 5 2016, 11:56 AM)
I take 1%, as if redeem Aeonbig cash vouchers, you get slightly more rclxms.gif
*
40k tp to rm100 normal voucher 1.25%
40k tp to rm105 AeonBig gift card 1.3% d
mycolumn
post Mar 5 2016, 04:20 PM

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QUOTE(hitch80 @ Mar 5 2016, 02:00 PM)
thank you for your reply...now I am wondering why was my application rejected
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Mine was rejected too. They told me its because they cant give me anymore credit limit.
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post Mar 5 2016, 04:22 PM

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QUOTE(mycolumn @ Mar 5 2016, 04:20 PM)
Mine was rejected too. They told me its because they cant give me anymore credit limit.
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well, since they can't give u anymore, you can request to split some for Ikhwan. even rm2k is enough

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