Just make it simple, how many cards you have in hand?
If yes, how many of them are cash back cards?
If you are holding cash back cards, do they able to cover all of your transactions?
I have 5 credit cards, with 3 of them are cash back cards, most of my transactions are covered by the cash back cards, but some spending like in the hard ware shops are not, this is when the dual cards come handy.
And on the AF, as long as those small fonts never stated, they can't simple charge even you don't use the card. If really worry too much, just make a small transaction.

The answer is NO for this card.

Thank you for your kind response supersound.
Have a nice evening.

No problem, just to let you that this dual cards are not completely useless piece of junk
Only consider to cancel it when they revise the TP's benefits.

Thank you for your kind response Human Nature.
Have a nice evening.

Still got 5% Dining and as long as no AF, keep for back up

Agreed, too bad most of the insurance don't accept AMEX. If not we can hit the 40k easily

Still got 5% Dining and as long as no AF, keep for back up

The catch is, not all restaurants accepting AMEX

I keep HLB Mach card for this case. Other people might have other preferences

I keep HLB Mach card for this case. Other people might have other preferences

5x or 2x TP for insurance tranx?

To all Maybank 2 Card holders,

Understanding that both cards have their very own benefits, but under normal transactions (where either card shows no extra/additional benefit), which card (AMEX/VISA) that you use?

To all Maybank 2 Card holders,

Understanding that both cards have their very own benefits, but under normal transactions (where either card shows no extra/additional benefit), which card (AMEX/VISA) that you use?

To all Maybank 2 Card holders,

Understanding that both cards have their very own benefits, but under normal transactions (where either card shows no extra/additional benefit), which card (AMEX/VISA) that you use?

Amex all the time, Visa put in store room

AmEx always. It rewards 5 points for every rm1 spent while visa rewards only 1 point for every rm1.

I beieve TP can just accumulate and wait for Treat fair for some value voucher to redeeme for getting more than 1.25%