aeon big cc, mbb ikhwan, hlb wise, uob one.

1. Annual Income:N/A

2. Free Lifetime Annual Fee: Yes

3. Card required for: Free gift to when swipe RM5,000

4. Existing credit cards if any: MBB, UOB

5. Looking at CC from: free gift

This post has been edited by cyclone9: Nov 9 2015, 05:20 PM

you mean you want to find any cc to apply just to get their free gift?

try search at ringgitplus.

I going to buy something worth RM5,000 not sure which CC can give best free gift.

What credit card offer cash back on departmental store purchases?

diner's club

Which credit card offer cashback/reward points for insurance premium payment (autodebit).

I'm using aeon watami at the moment, but im looking to use a different card as i'm having problem reaching the minimum 3k spending per quarter.

The insurance provider only allow visa and mastercard for autodebit, so I can't use amex m2cards for treats points as well

This post has been edited by silversuave: Sep 16 2015, 06:26 PM

which company?

Allianz

how much is your insurance? you pay monthly or quarterly or annually?

About rm200 per month, monthly.
Would prefer to pay monthly premium

if watami can't, you may try hlb essential but 1% only.

Thank u for the suggestion

Any good card for entertainment? Movie, hotel?

RHB Evo
http://rhbgroup.com/products-and-services/...vo-credit-card/
*20% CASH BACK ON SELECTED ENTERTAINMEN PURCHASES
Entertainment purchases include cinemas, ticketing agencies, bowling alleys, commercial sports, tourist attraction, amusement park.
*Maximum Cash Back is RM50 per month

http://rhbgroup.com/uploads/files/products...014-evo-tnc.pdf

This post has been edited by fly126: Sep 17 2015, 01:55 PM

Hi Everyone, appreciate your advise based on below:

1. Annual Income: RM60K.

2. Free Lifetime Annual Fee: Yes.

3. Card required for: Overseas Transactions, Free airport Lounge Access, cashback or X times rewards benefits

4. Existing credit cards if any: Maybank 2 card Gold (Visa + AMEX)

5. Looking at CC from: Public Bank Platinum maybe. would like to have a visa infinite/signature card but dont fulfill the minimum annual income.

6. Others: I primarily use my AMEX cc at big merchants so looking for a visa/Mastercard for use at local merchants who dont accept AMEX to replace the given Maybank 2card visa.

thanks in advance!

You may want to read first post for replacement of Maybank2Cards.

For PPL, you can try Aeon Gold, Aeon Big Gold, RHB Plat and AmBank Plat.

Thanks for the recommendation. Now I'm considering RHB or AmBank Platinum. Both are kind of similar. Anybody has any experience on either or both cards that could help me decide? AmBank's is free for life but called RHB and they say can waive the annual fees.

rhb free 4x ppl (no requirement).
ambank free unlimited ppl (with 3x overseas swipes).

1. Annual Income: 50k

2. Free Lifetime Annual Fee: Yes

3. Card required for: insurance 200 and internet bill,

4. Existing credit cards if any: RHB premium(staff)

Others: I currently dont have car yet, so petrol rebate not important for me, I just like use CC swipe when no extra charge, spending include dining or some booking for entertainment, just because my that rhb staff card point seem useless, so looking another CC, Thanks,