1. Annual Income: 50k

2. Free Lifetime Annual Fee: Yes

3. Card required for: insurance 200 and internet bill,

4. Existing credit cards if any: RHB premium(staff)

Others: I currently dont have car yet, so petrol rebate not important for me, I just like use CC swipe when no extra charge, spending include dining or some booking for entertainment, just because my that rhb staff card point seem useless, so looking another CC, Thanks,