Please fill items below and then only post so that we are able to recommend you a credit card based on your needs and qualifications

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: No

3. Card required for: (Priority Wise) Petrol (I pump at Caltex only if it makes a difference) , Unifi and Phone Bill, Education, Food

4. Existing credit cards if any: Nil

5. Looking at CC from: None at the moment. I saw CIMB Cash back cards for 5% and 2%.

6. Others: I dont really mind about reward points but hopefully cash back should be able to get some instant cash back upon using.

Hi,

All the sifus..i need to know whether taobao is consider online transaction? And i would like to know what is the card good for overseas transaction..i.e i just need to do taobao purchase with amounted RM 5K+ per month in RMB..

I'm looking for a card for my wife. I already have MBB 2 Cards and currently thinking if I should opt for a supplementary card or apply a new card.

1. Annual Income: Around RM48k (income of wife)

2. Free Lifetime Annual Fee: Yes!

3. Card required for:
- 70% Petrol
- 20% Touch N Go
- 10% Online Purchases

4. Existing credit cards if any: None. However, me (as her husband) is having MBB 2 Cards

5. Looking at CC from: Any

6. Others: None

Thanks!

I am looking for CC, please advice (I am foreigner)

1. Annual Income: RM 74K

2. Free Lifetime Annual Fee: Yes/auto-waive with minimal swipes

3. Card required for: List all your needs
Groceries          : 500
Utilities(water/electric/internet) : 250
Petrol          : 300
Phone Bill        : 150
etc          : 300


4. Existing credit cards if any: nope

5. Looking at CC from: Maybank or will consider others depend on benefit given

1. Annual Income: Around RM24k

2. Free Lifetime Annual Fee: Yes/No (if no below rm150)

3. Card required for:
- Petrol
- Bills
- Online or electronic purchase

4. Existing credit cards if any: None

5. Looking at CC from: Hong Leong Wise, CIMB gold

6. Others: i. I'm looking for flexi payment with 0% or low interest.
                ii. Offers cashback
              iii. 0% or below 3% balance transfer facility for 36/24months
              iv. im getting 2 cards. 1 for the buying, and another for BT.

however i have a question. if i want to use the BT facility, do i need a card of that bank or i can just simply call and apply?

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs
TM & TNB & Syabas & Astro - 150-300
Groceries - 400
Dining - 200-400
Petrol - 300
Retails - 100-500

4. Existing credit cards if any: Maybankard2card, HLB Essential

5. Looking at CC from: Any

6. Others: Must have cash back.

How much FD for Wise? Thanks.

If anyone here is frustrated for not being granted a WISE after few applications, the officer in HLB Damansara told me that a simple pledge of 3k would get you any HLB CC

Just in case anyone wants to WISE away but did not get approval.

Cheers.

  if taobao under grocery, i can use UOB test first.

fyi, citibank's autocredit the cashback upon reaching RM20 liao, not bad though

Any good card combination to get highest cash back instead of 1% unlimited ?

Alliance Bank You:nique Rebates MasterCard Credit Card? Found out this card can get up to 3% if spend for certain amount

1. Annual Income: RM50k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Online (lazda, appstore etc), petrol, groceries, movies, tng

4. Existing credit cards if any: MBB 2 Gold

5. Looking at CC from: CIMB cashrebate

6. Others: Prefer cashback than reward points

You made a good choice to go for CIMB Cash Rebate because it has 5% cash back for Lazada and App Store, besides it does have promos for these merchants on top of the 5%. So, please check out the website.

For movies, if you go to TGV, then can stick to your MBB cards.

Petrol, groceries, can try MBB Ikhwan and UOB One.

UOB one card got annual fee?

maybe depends how 'valuable' you are to them. lol

1. Annual Income: RM 72k

2. Free Lifetime Annual Fee: Yes

3. Card required for: List all your needs (spending as below)
I m looking for the highest unlimited cash back. my spending online especially for google and facebook up to 20k a month

4. Existing credit cards if any: Maybank2card (Visa + Amex), Citibank platinum card, SCB platinum card

5. Looking at CC from: whichever can offer the unlimited cash back, i m looking at absolute value.

6. Others: currently all transcation made during weekends (petrol + utilities)

Thank you for the help

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Yes. Acceptable if can be waived with easy and achievable conditions.

3. Card required for:
Petrol (150), Cash Back/Rebate Only (Good to have both), Overseas Transactions, Free LCCT Lounge Access (Good to have)

4. Existing credit cards if any: Maybank2card

5. Looking at CC from: Any bank - Good to have oversea bank.

6. Others: No.

Kindly advise?

1. Annual Income: RM65K

2. Free Lifetime Annual Fee: Yes. Acceptable if can be waived with easy and achievable conditions.

3. Card required for:, Cash Back/Rebate FOR Petrol  and utilities bill

4. Existing credit cards if any: Maybank2card

5. Looking at CC from:

6. Others: No.

1. Annual Income: RM 72k

2. Free Lifetime Annual Fee: Yes

3. Card required for: List all your needs (spending as below)
I m looking for card with Cash Back

4. Existing credit cards if any: Maybank2card (Visa + Amex), Citibank platinum card

5. Looking at CC from: whichever can offer the unlimited cash back, i m looking at absolute value but my spending varies from time to time.

6. Others: Currently all transaction made during weekends (petrol + utilities)

Thank you for the help!

although you are under rm100k pa, but you may still try for pbb vs, especially if you have existing loan with pbb. otherwise can also go for cimb cr plat.

1. Annual Income: RM 72k

2. Free Lifetime Annual Fee: Yes

3. Card required for: utilities bill payment

4. Existing credit cards if any: Maybank2card, OCBC Ge, CIMB cash back,MACH Hong Leong

5. Looking at CC from: UOB Vox card / Hong Leong Wise Card

6. Others: pay for petrol and utilities replace MBB2card

Thank you for the help

Thanks! Different person but I find what he looking for is exactly what I'm looking for too.. so copy & pasted it instead of reinventing the wheel Alright will look into PBB VS.

**PBB VS is not eligible for petrol cashback is it? I only see groceries, dining and online transactions in their website.