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 Recommendation for Credit Cards V3, Please post according to Format stated.

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StupidGuyPlayComp
post Sep 13 2015, 04:48 PM

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QUOTE(Lord_Penguin @ Sep 13 2015, 12:45 PM)
Maybank Islamic MasterCard Ikhwan... 5% cash back for petrol and groceries (department excluded) on Friday and Saturday spending icon_rolleyes.gif
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Hi, Maybank Ikhwan 5% include Jusco? thanks
chiahau
post Sep 13 2015, 05:01 PM

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QUOTE(StupidGuyPlayComp @ Sep 13 2015, 04:48 PM)
Hi, Maybank Ikhwan 5% include Jusco? thanks
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Any merchant that fulfilled their MCC code.

Jusco / Aeon supermarket = 5% rebate.

Jusco / Aeon departmental = No 5% rebate.
Diademz
post Sep 13 2015, 05:58 PM

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2. Free Lifetime Annual Fee: Preferably yes

3. Card required for: Petrol, Online bills, groceries, Cash Back/Rebate

4. Existing credit cards if any: M2P but recently learnt cash back only for Dining on weekends, not attractive anymore sad.gif


Lord_Penguin
post Sep 13 2015, 06:14 PM

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QUOTE(Diademz @ Sep 13 2015, 05:58 PM)
2. Free Lifetime Annual Fee: Preferably yes

3. Card required for: Petrol, Online bills, groceries, Cash Back/Rebate

4. Existing credit cards if any: M2P but recently learnt cash back only for Dining on weekends, not attractive anymore sad.gif
May check and consider HLB Wise or CIMB CR Plat card... Else get MBB Islamic MasterCard Ikhwan 5% cash back for petrol and groceries on Friday and Saturday spending biggrin.gif
dinokun
post Sep 14 2015, 10:13 AM

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got any cc application with free handphone / tablet?
laymank
post Sep 14 2015, 10:23 AM

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QUOTE(dinokun @ Sep 14 2015, 10:13 AM)
got any cc application with free handphone / tablet?
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https://ringgitplus.com/en/credit-card/
dinokun
post Sep 14 2015, 10:30 AM

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i saw alot ppl complain ringgitplus does not deliver on their fb page, anyone here successfully get theirs?
lightonokira
post Sep 14 2015, 12:51 PM

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Hey guys, any recommendation for me?

Income: 60k annually

Required for: Groceries, Petrol, Online

Nice to have: Flexipay when I need to buy stuff.

Lord_Penguin
post Sep 14 2015, 12:59 PM

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QUOTE(dinokun @ Sep 14 2015, 10:30 AM)
i saw alot ppl complain ringgitplus does not deliver on their fb page, anyone here successfully get theirs?
I applied not long ago and according to the officer who called me for verification, it requires about 2 months to get the promo code then use the code to claim from RinggitPlus. I know David83 reported that he got the Samsung Galaxy V. May ask him for details icon_rolleyes.gif
chpingping
post Sep 14 2015, 01:44 PM

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1. Annual Income: RM36k

2. Free Lifetime Annual Fee: Yes

3. Card required for: For groceries, petrol and also upcoming wedding banquet

4. Existing credit cards if any: none

5. Others: Prefer cashback

Thanks!
SUSDavid83
post Sep 14 2015, 02:48 PM

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QUOTE(Lord_Penguin @ Sep 14 2015, 12:59 PM)
I applied not long ago and according to the officer who called me for verification, it requires about 2 months to get the promo code then use the code to claim from RinggitPlus. I know David83 reported that he got the Samsung Galaxy V. May ask him for details icon_rolleyes.gif
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Correction: It's Samsung Galaxy Y with Dual SIM capability
victorywp
post Sep 14 2015, 02:51 PM

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QUOTE(chpingping @ Sep 14 2015, 01:44 PM)
1. Annual Income: RM36k

2. Free Lifetime Annual Fee: Yes

3. Card required for: For groceries, petrol and also upcoming wedding banquet

4. Existing credit cards if any: none

5. Others: Prefer cashback

Thanks!
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mbb ikhwan
victorywp
post Sep 14 2015, 02:51 PM

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QUOTE(lightonokira @ Sep 14 2015, 12:51 PM)
Hey guys, any recommendation for me?

Income: 60k annually

Required for: Groceries, Petrol, Online

Nice to have: Flexipay when I need to buy stuff.
*
mbb ikhwan
Lord_Penguin
post Sep 14 2015, 02:52 PM

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QUOTE(chpingping @ Sep 14 2015, 01:44 PM)
1. Annual Income: RM36k

2. Free Lifetime Annual Fee: Yes

3. Card required for: For groceries, petrol and also upcoming wedding banquet

4. Existing credit cards if any: none

5. Others: Prefer cashback

Thanks!
If you can control your spending in terms of day, then may consider Maybank Islamic MasterCard Ikhwan... 5% cash back for petrol and groceries on Friday and Saturday spending biggrin.gif Or else CIMB Cash Rebate Platinum MasterCard, easier to apply due to lower requirement
fruitie
post Sep 14 2015, 03:00 PM

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QUOTE(chpingping @ Sep 14 2015, 01:44 PM)
1. Annual Income: RM36k

2. Free Lifetime Annual Fee: Yes

3. Card required for: For groceries, petrol and also upcoming wedding banquet

4. Existing credit cards if any: none

5. Others: Prefer cashback

Thanks!
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For wedding banquet, you can apply for HLB Essential which gives unlimited 1% and Aeon Watami 3% per quarter but maximum up to RM 300 (RM 5k spending).

For groceries and petrol, others have replied you. smile.gif
ps3roxor
post Sep 14 2015, 03:39 PM

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1. Annual Income: RM100K

2. Free Lifetime Annual Fee: Yes (note: edited this after posting)

3. Card required for:
Mainly for dining, petrol, utilities & Insurance

4. Existing credit cards if any: Maybank 2 Card (Amex + Visa)

5. Others: Prefer on cashback card.

This post has been edited by ps3roxor: Sep 14 2015, 04:03 PM
fruitie
post Sep 14 2015, 03:46 PM

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QUOTE(ps3roxor @ Sep 14 2015, 03:39 PM)
1. Annual Income: RM100K

2. Free Lifetime Annual Fee: Nice to have. More emphasis on cashback for below

3. Card required for:
Mainly for dining, petrol, utilities & Insurance

4. Existing credit cards if any: Maybank 2 Card (Amex + Visa)

5. Others: Prefer on cashback card.
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PBB Visa Signature, it has annual fees but can easily waived with 12x swipes per year.

MBB Visa Signature , it has annual fees but can be waived with minimum 50k spending per year.

The above two shall cover for dining, petrol, utilities and even groceries. Groceries are useful for TnG reload.

For insurance, you can try Aeon Watami. It has annual fees but can easily waived with 12x swipes per year.

The individual threads are in this section. All the above will have AF waived for the first year.
ps3roxor
post Sep 14 2015, 04:12 PM

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QUOTE(fruitie @ Sep 14 2015, 03:46 PM)
PBB Visa Signature, it has annual fees but can easily waived with 12x swipes per year.

MBB Visa Signature , it has annual fees but can be waived with minimum 50k spending per year.

The above two shall cover for dining, petrol, utilities and even groceries. Groceries are useful for TnG reload.

For insurance, you can try Aeon Watami. It has annual fees but can easily waived with 12x swipes per year.

The individual threads are in this section. All the above will have AF waived for the first year.
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Thanks, I checked out MBB Visa Signature but I never realized Annual Fees could be so expensive, and I definately do not spend 50k a year at all, so PBB is more appealing to me plus I changed my post above to Free Lifetime Waiver preferred now haha
fruitie
post Sep 14 2015, 04:16 PM

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QUOTE(ps3roxor @ Sep 14 2015, 04:12 PM)
Thanks, I checked out MBB Visa Signature but I never realized Annual Fees could be so expensive, and I definately do not spend 50k a year at all, so PBB is more appealing to me plus I changed my post above to Free Lifetime Waiver preferred now haha
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Well, nothing is really free these days. smile.gif

Maybank Ikhwan is free for life, you can use it for petrol and groceries.
UnknownDave
post Sep 15 2015, 02:51 PM

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1. Annual Income: 98k

2. Free Lifetime Annual Fee: A Must or No only.

3. Card required for: Petrol, Cash Back/Rebate, AirMiles,, Free LCCT Lounge Access , Eating out

4. Existing credit cards if any: HSBC Amanah Plat

5. Looking at CC from: Maybank Plat or Citibank Plat or HSBC with 60k annually plat

6. Looking for cash back, groceries, dinning and petrol

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