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 Recommendation for Credit Cards V3, Please post according to Format stated.

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dradormien
post Sep 17 2015, 10:47 AM

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Any good card for entertainment? Movie, hotel?
dradormien
post Sep 21 2015, 12:07 PM

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1. Annual Income: 75K

2. Free Lifetime Annual Fee: Not Necessary

3. Card required for: for airport lounge, travel

4. Existing credit cards if any: MBB2card Platinum and Visa Ikhwan Gold

5. Looking at CC from: anything

6. Others: Aim to collect cc. To get max benefit

dradormien
post Oct 17 2015, 11:33 PM

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1. Annual Income: 80K annually

2. Free Lifetime Annual Fee: Not necessary

3. Card required for: complementary card for my Maybank 2 Card platinum, Maybank Ikhwan Visa, Maybank Ikhwan MasterCard and Amex Green Charge card.

4. Existing credit cards if any:As above

5. Looking at CC from: anything can give more benefit, free give privilege not cover up by my card. Plaza entry?

Thanks Sifu!
dradormien
post Oct 22 2015, 11:39 PM

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I need advice on my credit card arrangement. Currently i have all Maybank: 1 Gold Ikhwan Visa,1 Platinum 2 card and just approved Amex charge card. Because of poor benefit of mbb2card, I plan to apply for MBB visa signature. What is the best step? Should i email them about my concern or cancel mbb2card and apply VS or just apply the VS?

Thanks
dradormien
post Oct 22 2015, 11:41 PM

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QUOTE(sbd @ Oct 22 2015, 03:46 PM)
If I want to apply for a Maybank Visa Signature, where is the best place to go for instant card (1-hour process). Thanks. I'm in Pj/KL
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Apply at The Garden, they called after 30 minute to collect card. so fast. Tak sempat tengok wayang. lol

This post has been edited by dradormien: Oct 22 2015, 11:41 PM
dradormien
post Oct 22 2015, 11:55 PM

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QUOTE(fruitie @ Oct 22 2015, 11:48 PM)
Just fill in application and apply? blink.gif
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Thanks! Anyone know MBB card centre in KLCC already available? Previously went closed for renovation
dradormien
post Oct 23 2015, 12:01 AM

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I think april . hehe. Not sure now can or not. I just give a call to their CS. Ask me to call MBB KLCC directly tomorrow to confirm. rclxub.gif rclxub.gif
dradormien
post Nov 22 2015, 11:56 PM

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any suggestion for bt? easy approved?
dradormien
post Dec 21 2015, 01:22 AM

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When i tried to make big transaction using my visa ikhwan, it declined. When give a call to call centre, they mentioned exceed my cl. As far as I know my cl for that card is 10,000, and previously had experience use it up to limit.. when ask what is my cl, they mentioned RM 6k only. Why all of sudden this change happen? Any advice?
dradormien
post Dec 21 2015, 01:49 AM

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QUOTE(fruitie @ Dec 21 2015, 01:47 AM)
What is the CL shown on M2U?
It is not sharing any limit with any of your Maybank cards.
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10k, nope. my other cards have its one cl.not affected

dradormien
post Dec 21 2015, 05:07 PM

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QUOTE(laymank @ Dec 21 2015, 01:28 PM)
Perhaps requesting the CS to allow temp increase on CL to get through with your huge payment first?
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I just curious why all of sudden change limit, I never request for it. Already spoke to cs, they mentioned will highlighted this issue to their processing department. need 4 days for them to get the answer shakehead.gif
dradormien
post Jun 28 2016, 11:41 PM

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Annual Income: 85K

2. Free Lifetime Annual Fee: Yes, or if conditional waived, or benefit outweight annual fees

3. Card required for: cashback, promotion, discount when purchase, Airport PPL

4. Existing credit cards if any: Plat Visa Ikhwan, Plat 2 cards, Gold Amex Charge Card

5. Looking at CC from: any bank

Thanks SIFU!!!!
dradormien
post Jul 10 2016, 06:29 PM

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Joined: Jan 2011
Annual Income: 85K

2. Free Lifetime Annual Fee: Yes, or if conditional waived, or benefit outweight annual fees

3. Card required for: cashback, promotion, discount when purchase, Airport PPL. complementary of my others card

4. Existing credit cards if any: Plat Visa Ikhwan, Plat 2 cards, Gold Amex Charge Card, Just recently 5 days approved Maybank Visa Signature, and Sadly just rejected by citibank

5. Looking at CC from: any bank
dradormien
post Jul 10 2016, 07:10 PM

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QUOTE(fruitie @ Jul 10 2016, 06:46 PM)
You didn't mention cash back for which categories. For PPL, you can apply AEON BiG, AEON Gold, AmBank VS or/and AmBank Plat.

On another note, any specific reasons to apply Visa Ikhwan, AmEx Charge Card? unsure.gif
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For Visa Ikhwan: My 1st CC. Dunno, just signup cause 8X point on Groceries (I run Restaurant)

Amex Charge Card: I like the design only: like those free fake paper card that we get whenever we buy Wallet in pasar Malam. Just for the sake of memory. LOL.

I am hunting for more benefit and promotion and as collector (starting). Sad as Citibank reject.

My annual income only 85k, still can apply for Ambank VS?

Thanks!!!
dradormien
post Jul 10 2016, 10:46 PM

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QUOTE(fruitie @ Jul 10 2016, 09:33 PM)
If you are collecting non useful cards, then your chances to get other cards will be reduced. Well, not all the time but it does affect somehow.

AmBank VS' salary requirement is only 80k per annum.
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Good advice! No wonder Citibank rejected. So sad. hehe
dradormien
post Jul 10 2016, 10:49 PM

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QUOTE(fruitie @ Jul 10 2016, 09:33 PM)
If you are collecting non useful cards, then your chances to get other cards will be reduced. Well, not all the time but it does affect somehow.

AmBank VS' salary requirement is only 80k per annum.
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Any advice on HSBC?
dradormien
post Jul 11 2016, 12:24 AM

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QUOTE(fruitie @ Jul 10 2016, 11:13 PM)
You can also print CCRIS to check out if anything wrong.
I don't like HSBC and none of the cards attracts me, not bothered to check further.
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I checked already. All 000. Maybe no fate with them lol
dradormien
post Jul 13 2016, 11:04 PM

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Any good PPL and Promotion like disccount on food, retailer? Thanks

dradormien
post Jul 17 2016, 11:56 PM

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I am looking around for the credit card that offer PPL. Anything that can earn me PPL for Principal as well as the Supplementary?

Today, been approached by HSBC fella, offering for the HSBC signature. Is it worth it?

Current CC: MBB Visa Signature, M2C Plat, PLat VIsa Ikhwan, Amex charge

Searching for dining and discount offer as well.

Thanks so much!!!
dradormien
post Jul 29 2016, 05:04 PM

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QUOTE(fruitie @ Jul 28 2016, 11:50 PM)
Insurance, you can charge your card to AEON and pay via PosOnline and use any of your online transactions cash back cards.

Aiya, check out this thread's first post and see what we have tried so far: https://forum.lowyat.net/index.php?showtopic=3964961 rolleyes.gif
CIMB CR is not a good card at all for utilities. If you can qualify for PBB VS then much better but unfortunately you only have the choice of UOB VOX for now.
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can you enlighten me this method?

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