you may pledge fd to get hlb wise.

Hi, can anyone intro me credit card I should get as my second card?

1. Annual Income: ~RM 60k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Petrol and/or Restaurant and/or Shopping. (Prefer Cash rebate)

4. Existing credit cards if any: Maybank2Card (lower point convert rate now + 5% cash back will only be applicable for dinning soon >.<)

5. Looking at CC from: prefer cash back and points. Any bank. No restriction like only can use during weekend. If possible, Airport Lounge and golf benefit.

1. Annual Income: RM 32k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Petrol, shopping, bills, online shopping

4. Existing credit cards if any: No

5. Looking at CC from: CIMB Cash Rebate Gold MasterCard

Cash back or rewards point, which one more rewarding?
my total spending for shopping, bills, petrol for 1 month usually less than 1K only
is it possible to collect points from car loan payment?

i see
i google a bit about standing instruction: https://ringgitplus.com/en/blog/Banking-Bas...nstruction.html
so the amount has to be fixed n oso have to pay some fee for it?

Hi,

Can help me?

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: A Must or Can be Waived

3. Card required for: Approx. Petrol (300), Groceries (500), Insurance (300), Utilities (300), Dining (300)

4. Existing credit cards if any: Maybank Gold PETRONAS

5. Looking at CC from: Citibank, HSBC, Hong Leong or recommend me

6. Others: Please be specific. Payment prefer by online. Looking for Cash Back benefit only.

Thanks

p/s: I requested Maybank card recently but got rejected few times. They don't want to give any reason.

1. Annual Income: RM60K

2. Free Lifetime Annual Fee: Preferably no.

3. Card required for: Online purchase through taobao - RM 3k-5k per month in RMB.

4. Looking at CC from: CIMB rebate/UOB Vox/etc..

Thanks. Both also capped at RM50 right?correct me if I am wrong.

I think HLB wise. Apply the gold one. Lower Annual fees and same cash back when compare to platinum. Annual fees only RM160 if you can get cashback of RM100/month, even with annual fees, you get about 8% cash back.

How much are you expecting? Most of the banks give RM 50. That's also most of the banks are revising the benefits, enjoy while you can.

Else you can see HLB Wise but you will need to swipe RM 50 x 10 to activate cash back.

1.Annual Income: RM40k-50k

2. Free Lifetime Annual Fee: yes if possible

3. Card required for: TM, astro, hotel,maxis, insurance

4. Existing credit cards if any: -

5. Looking at CC from: uob one?hong leong mach?cimb or maybank..i'm not sure..kindly advice

1. Annual Income: 30K, not enough to 36K

2. Free Lifetime Annual Fee: prefer free, or auto waiver with easy condition

3. Card required for: Petrol, gorcery, random purchases (dining, airlines, hotel)

4. Existing credit cards if any: MBB2card, OCBC blue card

5. Looking at CC from: AEON gold (not sure if AF is waivable), CIMB cash rebate (rejected me twice before getting OCBC)

6. Others: As my income not enough 36K, i believe only can hold 2 cards. Not sure which card to cut though if i change card.

Current spending on:

MBB : ~500 /mo
OCBC: ~ 300 /mo

Anyone could help me to recommended cc to me?

1. Annual Income: RM40K

2. Free Lifetime Annual Fee: Preferably yes.

3. Card required for: bill e.g astro , TNB, Water, unifi, streamyx, assessment fee

4. Existing credit cards if any: MM2Card , hong leong essential.

5. Looking at CC from: recommend me

6. Others: Please be specific. -

I nid a replacement card to pay Utilities bill online with rebates, without standing instruction..

Now no more Amex.. I pay for TNB, TM Celcom all without rebates ady..

Any suggestion CC to replace it?

I'm lost..

Existing credit card: M2Card, CIMB Cash Back..

Just went to maybank to convert, but they don't let me to cause im having IPP in my MBB

Just check, my OCBC is GE, not blue card. But still.... don't know why just feel that CIMB is damn hard to apply for the cash rebate card

Can someone advise if i can get a credit card in malaysia with foreign proof of income please? I like to build my credir record and I am Malaysian.

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol Cash Back, online shopping, occasional weekend dining, insurance and broadband+postpaid bills

4. Existing credit cards if any: Citibank clear card and citibank cash back platinum

5. Looking at CC from: I need help on this lol

6. Others: my job makes it hard for me to monitor my spending properly. However I do always manage to settle my credit card on time.

Thanks!

Would like to ask, if my fix salary job range income is about 80k plus rental agreement 20k annually. Would I be eligible to apple for pbb vs?

Thanks for advance.

Thanks for the replies. Yeah I just followed the template given by genx. Don't fight lol. Anyway, I'm interested with obtaining pbb vs via FD. I do have some FD...how is that done?

Wow, so much hassle just to get the card... I think the interest losses maybe even higher than the cash rebate earn..

1. Annual Income: RM45,000

2. Free Lifetime Annual Fee: No

3. Card required for: Local retail

4. Existing credit cards if any: Nil

5. Looking at CC from: Any

6. Others: Around RM12,000 spending on local retails (Help my company to purchase things), please advise an unlimited cashback CC for me. Thank you.

1. HLB Wise gives 10% of cash back if you select groceries category, all days. AmEx Plat is not Treat Points (TP) but Membership Reward (MR).
2. Plenty of cards give premium lounge, to name some Aeon Gold (36k per annum income requirement), RHB Plat, AmBank Plat (60k per annum income requirement). I'm having Aeon Gold and AmBank Plat, I used to have RHB Plat but I see no purpose of it and I have terminated it. Aeon Gold's AF can be waived with 12x swipes per year, AmBank Plat is free for life, no AF. RHB Plat needs to spend 36k per year to waive AF but can be easily waived, when I requested to terminate it, they tried to retain me with 2 years free without paying any AF.

My question is, with 58k annual income requirement, Maybank allows you to apply for Plat level? They are kinda petty about this.

opps....i forgot is membership points. I try go and ask if i can cancel that tomorrow.