PBB VS

This one requirement too high, need 10k income per month

How much is your bill payment per month? Lots of cards can use la.PBB VS is the most convenient one only. If you didn't meet the requirement, can use other cc. Eg.Hong leong Wise Gold.

TNB amounting 400 ~ 500 2 house hold
Streamyx about 250 2 house hold
HL wise, I select petrol n groceries, already max out. besides even if I choose utilities, it is only apply to TNB, not streamyx

Why not petrol and groceries use other card? WiSE card to pay TNB? Lot of cc give rebate to petrol and groceries

1. Annual Income: RM34K

2. Free Lifetime Annual Fee: Must or easily waived

3. Card required for: Petrol, Unifi payment, phone bill (Maxis) and dining during weekend mostly. Preferably Cash Back.

4. Existing credit cards: Nil

5. Looking at CC from: Nil

6. Others: Nil

Please recommend Sifu sekalian. My friend recommended Citibank for dining and CIMB cash back.

Hey guys

Help me out here.

1. Annual Income: Rm96000

2. Free Lifetime Annual Fee: nah

3. Card required for: Petrol Cash Back, online shopping, occasional weekend dining, insurance and broadband+postpaid bills

4. Existing credit cards if any: Cimb bank basic

5. Looking at CC from:

6. Others: maybank2cards is on my list but I rather want rebates than points. What do you think is better?

it's a good card. if you have rm3000 to spare, put it in fd and use it as collateral for the credit card.

1. Annual Income: RM45,000

2. Free Lifetime Annual Fee: No

3. Card required for: Local retail

4. Existing credit cards if any: Nil

5. Looking at CC from: Any

6. Others: Around RM12,000 spending on local retails (Help my company to purchase things), please advise an unlimited cashback CC for me. Thank you.

aEon watami. Spend RM3-5k every 3 month to get 3% off

cc to pay utilities (e.g tmnet,streamyx), insurance and petrol for cashback

Post as per template in first page.

For Dining, there's Maybank 2 card AMEX, but bear in mind many dining places do not accept amex.
HLB Mach for dining, but you need to choose the right category/package.

There's UOB one for petrol, phone bill. better than cimb.

Can try HLB Essential. Aeon Watami is limited...

A few you can try out and combine

Citibank Cash Back (or similar twin UOB one card) for petrol and maxis/digi/celcom, UOB Vox/cimb cash back for online shopping, HLB Essential for insurance, M2C for dining weekend but amex is a 'problem'.

This post has been edited by adele123: Aug 23 2015, 06:15 PM

HLB Essential.

i have hsbc platinum for dinning + petrol
i have cimb platinum for online

i need to find 1 card that can provide cash back with fix % on purchase what everthing from whatever place.. ( like previous ocbc 1% )

essentials

My petrol usage is a lot, citibank + wise add up just nice. Groceries, I used it to top up TnG at Mydin, I cannot find any credit card which gives better value on grocerries.

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Yes or can be easily waived.

3. Card required for: Petrol, Cash Back/Rebate, dining, retail, telco, internet..

4. Existing credit cards if any: MBB2 card.

5. Looking at CC from: Any

6. Others: From what i read, MBB ikhwan -> petrol and grocery 5% cash rebate (will convert soon).
My spending is not a lot (below RM500), so HLB Wise is definitely out of the question.
How about cash rebate for telco postpaid, retail and dining? it will be better if all can get 5% cash rebate.
Thanks!

This post has been edited by peace4ever: Aug 24 2015, 06:40 PM

The best credit card for balance transfer purpose ?

PBB VS or MBB VS