Any recommendations based on the following details? Thx in advance!

1. Annual Income: RM24k to RM30k

2. Free Lifetime Annual Fee: Definitely A MUST for me

3. Card required for: Petrol and cash back

4. Existing credit cards if any: Maybank 2 Cards

5. Looking at CC from: Any that match the above requirements

6. Others: None

Maybank Ikhwan, UOB One(call to waive)

Aeon Big Visa (AF waived with 12x swipe)
Maybank Ikhwan

need to call to waive? Later, like bro Gen-X say, they dun wanna waive at the end of the day, then still have to pay the AF.

Thanks! Will do more research on the AEON one. My cc application for Mbb Ikhwan just got rejected recently

Just don't use anymore after AF is charged, then you don't need to pay lo if you fail in getting AF waiver.

Guys, if I were to swipe 10k insurance, what's the best cashback card available in the market now? I used to use alliance premium card but now the 2% has been taken out so please enlighten me. Cheers and thanks.

HLB Essential, OCBC GE Plat.

Essential also got but no longer got 1% effective February. Ocbc still lower than alliance younique though if spending more than 10k each month.

Essential only first 5k is 0.6%, subsequently is unlimited 1%.
Well, Watami was one of the better choices but they no longer accept new applications.

No longer accept new application ? Do they renew existing card when card expired ?

Yes, I went and applied at Menara Olympia yesterday and they no longer accept new applications since this month.
Not sure what will happen to existing users.

Only Watami or any other cards, too?

Only Watami.

thanks!

I think the card will fade away with Watami restaurant (1 left).

And the last one standing in Malaysia will close on end of this month...

Dang!

Appreciate your help

1. Annual Income: RM50k

2. Free Lifetime Annual Fee: a MUST for me

3. Card required for: Online transaction

4. Existing credit cards if any: Maybank 2 Cards, Citi CB Plat

5. Looking at CC from: Citi Clear Card

6. Others: Going to cancel Citi CB Plat as they no longer waive AF + I want a card which can do overseas online transaction smoothly

CIMB Cash Rebate - 5% cashback with zero AF (0.8% cross fee will be levied for overseas payment gateway)
UOB VOX - 5% cashback with minimum amount of RM50. Monthly fee of RM6 will be charged if card is not used for that month.
AEON Big - 2% cashback, capped at RM25/month, AF waive with 12 transactions a year.

Thanks for the recommendations. Tried apply online for CIMB but their site is really cacat... Firefox/Chrome also can't succeed. Think will apply once I got back from outstation.