Your Telephone or Mobile phone bill...???

Btw, can consider with Maybank Islamic Ikhwan CC or UOB One Card

Is mobile phone bill. Any different between phone bill and mobile phone bill?
I thought all are the same.

Just apply UOB VOX and pay your bills via UOBPayOnline and get cash back.
Phone bills could be house fixed line ma.

1. Annual Income: Around 30K

2. Free Lifetime Annual Fee: Free or auto waive with minimum swipe

3. Card required for: overseas dining and shopping ,cash rebate

4. Existing credit cards if any: maybank amex+visa

5. Looking at CC from: Any

My work usually involves me travelling overseas a lot and usually stay at a country for months and during such times, allowance are provided so I usually spend 3-4k a month

This post has been edited by asianboy1: Feb 13 2016, 02:54 PM

AEON Watami Card
HLB MACH card

Hi, juz wanna ask... For annual income, bank will look at gross salary or nett ? Because if gross, monthly is rm3.3k... Nett is rm2.1k after car loan, epf, insurance.

Bank will look at your gross + any commitment you have (i.e. loans, etc)

1. Annual Income: RM60K to RM100k

2. Free Lifetime Annual Fee: A Must.

3. Card required for: Cash Back/Rebate, Overseas Transactions, 0% EPP Purchase Plan

4. Existing credit cards if any: Maybank 2 Gold

5. Looking at CC from: Any banks

6. Others: Currently a Malaysian who is work and stay and SG. Current CL is too low.

Anyway bro have u tried to buy other things in petronas and get x8 as well ?

AEON Big Card

Aeon? No pls...

that's a pitty.

Hopefully someone else can recommend a better card with more than 2% cashback for you.

1. Annual Income: >40k

2. Free Lifetime Annual Fee: Preferred

3. Card required for: Petrol,Cash Back

4. Existing credit cards if any: CIMB(Never use before)

5. Looking at CC from: cimb, mbb, pbb

There's a reason why I didn't really like aeon...

truth be told, I don't like it, too.
But I don't want to go against the cash that I received from using the card.

it's your choice lah, bro.

If you want the best cashback, listen to fellow experts here

You might not like the bank/institute, but as long as you're getting back your $$, why not right?

Cash > personal preferences

Probably why I'm still on a CB card that cost MYR 500 AF if you don't spend 50k per annum

I've tried to look the details about AEON cards at ringgitplus. It seems like its not really suitable for 0% EPP. Because my usage is usually for that...

No problem.

Get another card, i.e. PBB VS, then enjoy the 0% Balance Transfer.
By so doing, you get the cashback from AEON, you also enjoy months of interest free installments.

But you've got to be cautious with your spending.

Noted on that. Thanks.

I don't really condone 0% EPP coz people will usually buy things they can't afford with it....

( I myself is a good example )

But you can always BT to Aeon Watami for 0% for 6 months.

EPP mostly available to large local banks - MBB ( easiest to have EPP since most terminals are on MBB ), HLB, PBB and some HSBC if you are lucky.

And not to mention, 0% EPP will usually be charged extra by the merchant ( 3~5% surcharge which is illegal btw )

You have to take the effort to complaint, and then wait for the refund.

Too much hassle tbh.

If can qualify for PBB VS, no need to apply for Aeon dy