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Recommendation for Credit Cards V3, Please post according to Format stated.
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ghodul
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Feb 15 2016, 04:27 PM
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1. Annual Income: RM60K to RM100k
2. Free Lifetime Annual Fee: A Must.
3. Card required for: Cash Back/Rebate, Overseas Transactions, 0% EPP Purchase Plan
4. Existing credit cards if any: Maybank 2 Gold
5. Looking at CC from: Any banks
6. Others: Currently a Malaysian who is work and stay and SG. Current CL is too low.
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ghodul
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Feb 16 2016, 12:26 PM
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QUOTE(laymank @ Feb 16 2016, 08:47 AM) Aeon? No pls...
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ghodul
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Feb 16 2016, 06:20 PM
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QUOTE(laymank @ Feb 16 2016, 12:42 PM) that's a pitty. Hopefully someone else can recommend a better card with more than 2% cashback for you. There's a reason why I didn't really like aeon...
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ghodul
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Feb 17 2016, 09:35 AM
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QUOTE(chiahau @ Feb 17 2016, 09:27 AM) If you want the best cashback, listen to fellow experts here  You might not like the bank/institute, but as long as you're getting back your $$, why not right? Cash > personal preferences  Probably why I'm still on a CB card that cost MYR 500 AF if you don't spend 50k per annum  I've tried to look the details about AEON cards at ringgitplus. It seems like its not really suitable for 0% EPP. Because my usage is usually for that...
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ghodul
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Feb 17 2016, 09:45 AM
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QUOTE(laymank @ Feb 17 2016, 09:41 AM) No problem. Get another card, i.e. PBB VS, then enjoy the 0% Balance Transfer. By so doing, you get the cashback from AEON, you also enjoy months of interest free installments. But you've got to be cautious with your spending. Noted on that. Thanks.
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ghodul
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Feb 17 2016, 11:17 PM
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QUOTE(kit2 @ Feb 17 2016, 11:12 PM) if you are getting a malaysian credit card for overseas use, then getting credit card in singapore would make more sense. banks there are more competitive and rebates are much more attractive too  Somehow would prefer malaysia card, for some reason. Exchange rate is one of it...
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