Invest in bond. Much safer. Lol

i think the obvious one is that lack of exposure to developed country.

Understanding Risks & Returns of Bonds February 11, 2009
Different bond classes exhibit different risk and return profiles. The correlations between bond classes also differ. An investor who understands the differences can make a more appropriate allocation between different bond funds to form a portfolio matching their risk appetite.
Author : iFast Research Team

http://www.fundsupermart.com.my/main/resea...l?articleNo=201

Dissecting The Recent Drop in RHB Islamic Bond Fund October 27, 2011
RHB Islamic Bond Fund dropped 8.323% on 24 October 2011 due to the write-down of one of its holdings, Tracoma Bond.
http://www.fundsupermart.com.my/main/resea...?articleNo=1719

Investors Should Remember 1994
http://blogs.wsj.com/source/2010/12/29/remembering-1994/
http://www.ft.com/intl/cms/s/0/32cca748-8f...l#axzz3huEzBT6T

I understand bond also got risk but compare to equity, much less volatile

I think i read somewhere to invest according to your risk profile.
below is what i remembered, based on age.

20-40 : you should be able to tolerate high risk investment
40-50 : balanced
>50 : low risk

but all depends on your balls.

me? I'm doing equities only at the moment through FSM (risk rating >7), but still have monthly saving to a fixed account that I try not to touch.
Also a hassle to touch coz need to go to the branch and must use book to withdraw.

Yeah. I lack developed markets exposure.

Should be adding in later when got some moolah

Hi guys. Haven't look at my portfolio in awhile. Global Titan sky rocket since I last monitored. Although AIWF and Global Titans both heavy exposure in US and Europe, AIWF performance is very dull compared to the Global Titans.

most likely due to lack of exposure to banks and sin stocks

Portfolio overall didn't get hurt much though. Thanks to crazy Global Titans.

Weakest ringgit in 17 years unmoved by surprise exports rebound

The currency was down 0.6 percent at 3.8765 per dollar as of 1:12 p.m. in Kuala Lumpur, prices from local banks compiled by Bloomberg show. It fell to 3.8787 before the trade numbers, the lowest since September 1998 when it reached 3.9340.

URL: http://www.theedgemarkets.com/my/article/w...exports-rebound

Yes, IRR since inception of portfolio remains at above 6%, while 12-months returned 10%

Since inception means few years liau oh?

since 2008, but I sold all and quitted for a while from 2011 to 2013, that time freaked out

Pink Spider, your example above is too complicated. I like your previous chicken farm example better. Easier to understand.

This post has been edited by Vanguard 2015: Aug 5 2015, 03:30 PM

Also thanks to weak ringgit. If measured in USD not so beautiful

don't want always use chicken as example mar, variety sikit

Well, if Feds decided to hike their interest rate either next month or delay till next year, we should expect a further weakening in MYR.

Good news to those with US exposure!

To those not yet having US exposure...tunggu apa lagi? Nanti MYR4.00:USD1.00...

Don't cry for me, Argentina...the truth is I've never left u...

This post has been edited by Pink Spider: Aug 5 2015, 03:48 PM

any recommended US exposure? I sold RHB OSK US Focus Equity fund, as i am worried about collapse because it is a micro-small cap fund, which is very volatile. Now my exposure to US is thru EI global leader, which is around 50% US according to factsheet.

CIMB Global Titanic lor