any recommended US exposure? I sold RHB OSK US Focus Equity fund, as i am worried about collapse because it is a micro-small cap fund, which is very volatile. Now my exposure to US is thru EI global leader, which is around 50% US according to factsheet.

Forget i have another US exposure fund global equity yield. So EI GL, CIMB titan, RHB global equity yield, all actually more or less the same fund?

luckily i sold more than half of my KGF before it drop below single digit. Now it is near the borderline to red. Transferred most of them into RHB ATR fund. this ATR fund seems gooding.

too bad didnt anticipate china fund drop, my big cap china from 20% to negative and now just back to positive 0. something lol.. Is it time to topup china fund? or shud i just top up more on ATR so my fixed income portion is bigger to as i feel like shit storm is coming soon.

is it? i tot FI is quite stable if shit storm is coming becos everyone will park inside bond fund. Very itchy wanna topup china fund. Seems like everyone welcome china devalue yen, while everyone ditching RM when RM getting lowered lol..

still got ppl wan add local fund ah? it does seems like KLCI will keep going south unless the political turmoil is done and 1mdb report really come out. Foreign fund pulling out, even local also go buy/invest in other currency adding salt to the wound.

This post has been edited by ben3003: Aug 17 2015, 05:10 PM

cannot understand, y 20% equity, 80% performed best in the long run?

This post has been edited by ben3003: Aug 18 2015, 09:41 AM

It doesnt mean tat the others ratio is having less economy downturn and economy downturn is owes there, in real life. Looking at past performance, 20yrs is a long period and it covers up and down and stagnant period of a economy. So if thats the case.

y FSM keep asking ppl to buy asia ex japan but keep dropping like flies.. is this the meaning of buy low sell high? lolz.

wat is aladdin fund?

but other than asia ex japan, wat else can we put our money on? developed market is quite congested, europe perhaps? Or shud i now just topup asia total return to make my portfolio less equity more FI?

i think becos no malaysia equity fund but as we old timer know u owes say ur msia equity exposure is where u own malaysia stock.

oops i mistaken that as asia opp lol.. now buy in amdynamic performance still ok kah? maybe i also need some msia bond exposure. But still, prepare bullet to topup equity first, since bond no sales charge.

quantum is the ponzi 1.0 leh, used to be damn hot lol.. but still pretty ok return before the tsunami tho..

still very low compare to 1 week ago. Don catch a falling knife.

anitamui/anita bond, amdynamic bond?

i dont think there will be bloodbath, the whole world momentum is rising, and ringgit closed higher ytd.

i think ppl rush in and buy during merdeka promo, even drop 1%, u still earn 0.5% if u buy at normal charge 2%. That's y those buying with public mutual manurelife agent 5.5% sc, need how long to recover? summore i got fren enter at high, then msia drop like flies, his fund negative double digit until today also cannot recover. Even u buy bond also kena charge at those agent, 5 or 3% i forget oledi. i think is also 5%.

to me, less sc mean u squeeze more value/unit out of ur investment.

of coz in 10yrs 5% is nothing, but every top up u gonna pay 5%, and some agents is just selling for the sake of selling, no research one. Just tell u ok buy this growth fund, past performance ROI 10% annum. I am just saying that when u buy it high, 5% gonna eat ur investment alot.

The only good is that switching from fund to fund is FOC for a few times per year.

is this rhb asia total return fund keep rising due to forex exchange? it is a bond fund and it has went double digit since i invested 2months ago..

This post has been edited by ben3003: Sep 10 2015, 08:10 AM

ohh.. i tot interest rate cuts bond will go lower? or go the opposite way, owes confused haha. if US hike interest rate, means bond will go down? feel like topping this up more instead of others, going up so fast, even equity also lose lol..