Shld top up ytday to capitalize on 1% s/c

Topup Ponzi 2.0 and KGF yesterday also as per DVA.

How awesome? Tell more...

thks for highlighting....
this fund got listed in many categories too...

in FSM MY website
click at "More" as "ARROWED"

try the FUNDS INFO....
under it got Chart Center and Funds Returns and many more....I find it very informative....
hope you will like it too.

good to know that you have...
mind to share?   
or is it also a Proprietary trade marked item like the Algozen™ ?

Thanks for sharing....

just be careful as there is an article about something like this....
"Avoid Using Your Rear-View Mirror To Invest ...... August 16, 2013
Extrapolating historical performance can sometimes be detrimental to investing; we suggest investors avoid relying too much on their “rear-view mirrors” when they invest.

http://fundsupermart.com.my/main/research/...?articleNo=3744

also, if the +tive NAV growth had been good for that many years...the PE value of that area of fund coverage maybe already at the high side...

"Western developed markets have delivered extremely strong returns in recent years, with the US having soared 117.6% (16.8% annualised) over the past five years and by 81.5% (22.0% annualised) over the past three years. European equities, have also done well, with returns of 69.4% over the past three years (19.2% annualised) although the European Sovereign Debt Crisis back in 2011 and 2012 detracted from its five year returns of 65.4% (10.6% annualised). Returns are as of 20 July 2015.

On the back of such strong returns, valuations have likewise risen strongly for the two markets, with both markets trading at premiums against their estimated fair PEs. Looking ahead with a three-year time horizon, valuations are still not cheap for US and European equities, with both markets staring at a potential contraction of valuation multiples ...."
https://secure.fundsupermart.com/main/artic...-Markets--10613

also, there is a possibility of a change of FM and the FH ownerships which may lead to some other things

just a thought...

Short term super performance only

Look long term...

Do not be overly perplexed with short term losses...
Do not get overly excited with short term gains...

Sifu sifu  I have a question. 

Lump sum investing vs dollar cost averaging

Most article assumes that at the start you've had a big lump sum cash  and then we choose to DCA or not. Their research says that lump sum gives better returns over DCA 2 th

But how about youve got no lump sum cash now?
if I choose to lump sum. Meand ill accumulate cash overtime In savings account.  And when market ngam ngam. Then lump sum invest in?

erm.... not to say I'm gonna time the market.... haha. just a question. cause i read research that put lump sum investment vs dca. 2/3 of the times, lump sum investment wins dca over 10 years.
this condition is.
lump sum investment = at year 0, you got 1 million. you directly put in all.
dca = at year 0, you got 1 million. you dca your 1 million over every month until the end.

Now I'm thinking how about.

at year 0, you got no budget or shit. If you decide to lump sum. means for the first few months perhaps, or few years you are accumulating cash.(static cash). then only you lump sum later.

vs

at year 0, every month you put in little by little.
It seems for this more realistic scenario, dca wins. I think.     

topped 500RM liao on Friday. lolz     

http://www.experiglot.com/#article/362

or you can dig for the excel file at first page

Bad decision....to liquidate a bond fund takes T+14 days to reach your bank account. If you need money immediately, it will be a problem!

Xuzen

p/s: Read the RHB Islamic Bond Fund Fact Sheet carefully esp the small print.... "any fund invested in less than a year, should you withdraw there is a penalty of 1% charge!"