Long time no see.. ><

and I came back with blood bath red.

-5%......

China oh China.... The big question !!!! Buy when low sell when high? Red is good red is good.

Or

Cut loses lmao. xD

I'm DCA-ing my ponzi 2.0 now. lolxxx. no balls to lump sum. hahaha.

Sitting on -6% on ponzi 2.0. surprisingly Evergreen seems to holding well. -ve, but Resilient.

Anyone here gets eastspring euro small cap fund?
what's your comment on this?

Thinking to diversify
I have exposure to Asia ex jap. And boleh land.

Euro zone. Get ta euro find or east small cap?

Mind the short words typing on phone. paiseh

Thank you sifu Sifu

I have a feeling I maybe wrote the wrong fund. Lol. It's East spring small cap. Dash the euro. Sobz. It's malaysia based.

Haha.
Might I ask sifu. You have exposure to euro now?

I have a feeling I maybe wrote the wrong fund. Lol. It's East spring small cap. Dash the euro. Sobz. It's malaysia based.

Haha.
Might I ask sifu. You have exposure to euro now?

so deeepppppp ><...

sorry.... i dun und.... T.T

now this clears up my


haha... noted. tqtq

at first i also thought is thailand..... cause when i see elephant == thailand hahaha

sifu,

question.

given the current circumstances,

if i can within this or next week buy another new fund, how to weigh between choosing expose to euro or modiland?

xD

Erm, do you periodically cash in to CMF? I think it has interest also right?

CMF == Money Market Fund. Orite. Gotcha

noted. haha. I'm deadly undecided. lol. nervous choosing third fund. lmao.
Will chill and relax.


Same here

GTF prospects seem ok? Developed markets. Hmm.

wah.... all negative news..@@

Sifu sifu I have a question.

Lump sum investing vs dollar cost averaging

Most article assumes that at the start you've had a big lump sum cash and then we choose to DCA or not. Their research says that lump sum gives better returns over DCA 2 th

But how about youve got no lump sum cash now?
if I choose to lump sum. Meand ill accumulate cash overtime In savings account. And when market ngam ngam. Then lump sum invest in?

erm.... not to say I'm gonna time the market.... haha. just a question. cause i read research that put lump sum investment vs dca. 2/3 of the times, lump sum investment wins dca over 10 years.
this condition is.
lump sum investment = at year 0, you got 1 million. you directly put in all.
dca = at year 0, you got 1 million. you dca your 1 million over every month until the end.

Now I'm thinking how about.

at year 0, you got no budget or shit. If you decide to lump sum. means for the first few months perhaps, or few years you are accumulating cash.(static cash). then only you lump sum later.

vs

at year 0, every month you put in little by little.



It seems for this more realistic scenario, dca wins. I think.

Many thanks sifu sifu. haha.
Now i see the point.

everyone of you holding small cap funds?

Damn,,,...

I wanna enter also leh....

so many funds i mau enter.
no moolah to enter lol.


Hmm.... xuzen.... question.

when i open the charts and put 5 years or 10 years. the growth gradient is positive all the way.

One can take it as

1) Fund management is good. Consistent growth over the years. Extrapolating would mean continued growth. Probably.

2) it's so farking high!, Correction might happen. Global bear time? Every 7 or 10 years.

Any comments ar?

didn't think of that in that perspective. icic...

is there any chance a fund still do good, while global bear is ongoing?
Fund manager have to be very picky about what they pick i think .

hmmm

So the gist is.

Choose correct fund management.