This mean the SSPN-i plus is wasting...I already have my own insurance

For those who have insurance, no point
For those who dun have insurance, gud investment

No la.
Paying the same insurance amount, I can get much better coverage by buying the insurance with insurance company.

then don't subscribe to SSPN-i

buy insurance instead

This post has been edited by nexona88: Dec 6 2015, 12:43 PM

Thanks for sharing this. I want to top up SSPN-i account via online using credit card.

But when I tried your link and then move on to myPay, it only support online banking payment... did I missing something?

Is this link correct?

Appreciate your help... Thanks.

if i am single and have SSPN-i with my own name? can i enjoy the tax exempted rebate when do tax filing? or i must have son/daughter only can claim the tax rebate? anyone have idea?

Pelepasan taksiran cukai pendapatan ke atas simpanan SSPN-i:
1. Ibu bapa dan ibu bapa angkat/ penjaga yang sah dari segi undang-undang yang menyimpan dalam akaun SSPN-i untuk manfaat anak diberi pelepasan sehingga maksima RM6,000.00 setahun tertakluk kepada jumlah simpanan bersih tahun semasa;

2. Ibu bapa yang membuat taksiran berasingan dan telah membuka akaun simpanan SSPN-i berasingan atas anak yang sama diberikan pelepasan sehingga maksima RM6,000.00 seorang setahun;

3. Ibu bapa yang membuat taksiran bersama dan telah membuka akaun simpanan SSPN-i berasingan diberi pelepasan sehingga maksima RM6,000.00 setahun; dan

4. Individu yang menyimpan untuk diri sendiri tidak diberi pelepasan taksiran cukai.


http://www.ptptn.gov.my/web/guest/simpanan/cukai

post deleted

This post has been edited by ytan053: Sep 5 2016, 10:42 AM

Any promotion so far? Thought to open a new account soon.


If I am opening for son today, can the money be used for daugther later day?

Can the fund be used to study at private college like HELP, INTI, Segi....etc

i noob in takaful thing,,,do i get back all my sumbangan takaful if i cancel my account?

takaful is sort of insurance protection right?
if yes,..you paid the insurance companies for that coverage....
you think you can get back "all your sumbangan"?
maybe "yes" during the cooling off period.

oh....so it is same as insurance?.....so i dont get back my sumbangan unless i get sick/dead right?

What is 'Takaful'
Takaful is a type of Islamic insurance, where members contribute money into a pooling system in order to guarantee each other against loss or damage. Takaful-branded insurance is based on Sharia, Islamic religious law, and explains how it is the responsibility of individuals to cooperate and protect each other.

http://www.investopedia.com/terms/t/takaful.asp

not sure if only sick/dead can get back...maybe they have some endowment type? but maybe not thru this SSPN-i.

regarding this point:

2. Ibu bapa yang membuat taksiran berasingan dan telah membuka akaun simpanan SSPN-i berasingan atas anak yang sama diberikan pelepasan sehingga maksima RM6,000.00 seorang setahun;

do I need to open 2 sspn accounts (me and wife) separately on the same son to enjoy 6k tax relief each?

This post has been edited by sevendogz: Oct 19 2016, 01:56 PM

try this?...
Question 6 :
If parents filed separate assessment and have opened SSPN-i accounts, what would be the maximum incentive amount?

Answer :
They will each enjoy the maximum incentive amount of RM6,000.00 annually.


Question 7 :
If parents filed joint assessment and have opened SSPN-i accounts, what would be the maximum incentive amount?

Answer :
They will jointly enjoy the maximum incentive amount of RM6,000.00 annually.

http://www.ptptn.gov.my/web/english/insent...ih-dalam-sspn-i

my question is, one kid, one sspn account of 12k deposit, or one kid, 2 sspn accounts of 6k deposit?

Terms & conditions to opening an SSPN-i account

Depositor and beneficiary must be Malaysian citizen

Depositor also can open account for himself as beneficiary;

Each depositor can only open one account for same beneficiary;

Beneficiary must be 1 day up before reaching the age of 29 years;

Beneficiary who have had accounts open by depositor can open an account for himself or to open an account for any other citizen. This means beneficiary at the same time can be a depositor; and

Different depositor is allowed to open an account for the same beneficiary and no limit on the number of accounts for each beneficiary.

http://www.ptptn.gov.my/web/english/231

This post has been edited by T231H: Oct 19 2016, 02:27 PM

"owner" of a/c = parent
beneficiary = kid

Thus
ParentA AND Kid01 = account number #1
ParentB AND Kid01 = aacount number #2
OR
ParentA AND Kid01 = account number #1
ParentA AND Kid02 = account number #2

kapeesh?

normally you have to open the account together with your name in it, something like joint account
in this case, do we both need to open the "joint" account, means there will be 2 accounts for 1 kid
6k in 2 accounts each, or 12k in one account only...

anyone got the experience?

thanks to help clear the air