Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 SSPN-i Plus, New Product by PTPTN

views
     
TSwil-i-am
post Jun 9 2015, 09:23 PM, updated 9y ago

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
Our DPM just launched SSPN-i Plus on 8 June 2015
Below is the features:-
1. Education plan with affordable n takaful coverage
2. Savings from RM50 a month
3. Competitive returns
4. Tax relief up to RM12,000 pa
Website ---> http://www.ptptn.gov.my/web/guest/sspn-i-plus1

Personally, I'm keen on item 4

Welcome to give comments on how tis product work n how it can benefit tax payers to reduce income tax

TSwil-i-am
post Jun 14 2015, 05:45 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
Max tax relief for SSPN-i Plus is RM3.6k pa for sumbangan Takaful
TSwil-i-am
post Jun 14 2015, 09:35 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
With savings as low as RM50 in SSPN-i Plus, depositors r eligible to participate in Lucky Draw worth RM3.00 mil from 8/6/15 to 31/5/16
Quarterly draw : 1 BMW 320i
Annual draw :
1st prize x 1 - Apartment worth RM500k
2nd prize x 5 - Honda HR-V 1.8L V
3rd prize x 10 - Kawasaki ER-6f
Consolation x 250 - Cash voucher worth RM2k

TSwil-i-am
post Sep 7 2015, 10:56 AM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(bobzaidi @ Sep 7 2015, 10:08 AM)
which one better between sspn-i & sspn-i plus?
*
It depends on individual objective
Sspn-i dun have monthly commitment but Sspn-i plus have
TSwil-i-am
post Sep 7 2015, 03:20 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(bobzaidi @ Sep 7 2015, 12:33 PM)
how abt takaful coverage?
*
Both oso offer takaful coverage with conditions
TSwil-i-am
post Sep 27 2015, 12:49 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(kino318 @ Sep 27 2015, 12:35 PM)
Hi, anyone subscribe to this sspn-i plus?
What is the main benefit?
*
List of benefits
http://www.ptptn.gov.my/docs/SSPN-i%20Plus...PN-i%20PLUS.pdf
TSwil-i-am
post Nov 11 2015, 04:22 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(kochin @ Nov 11 2015, 04:19 PM)
almost end of the year liao.
time to maximise sspn/prs/books/health checks/sports/etc before the boogeyman (lhdn) strikes.

for road show campaign, can we expect any freebies from sspn?
or just go kl sentral for better chance of free gift.

am eyeing an umbrella or better.

btw, can go and top up using credit card or not?
else need bring cheque, very inconvenient.
*
They dun accept credit card
They will accept cash n cheq ony
TSwil-i-am
post Nov 23 2015, 10:05 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(eric8188 @ Nov 23 2015, 11:06 AM)
Hi All,

So in short if i bank in 6k now into SSPN account, can i withdraw the full amount at anytime next year?

Thanks,
Eric
*
Yes
TSwil-i-am
post Dec 3 2015, 08:56 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(MNet @ Dec 3 2015, 08:45 PM)
Able to open SSPN-i Plus for our ownself?
*
Yup nod.gif
TSwil-i-am
post Dec 3 2015, 09:46 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(MNet @ Dec 3 2015, 09:36 PM)
I still dont understand this plan.
Take pakej belian for example, every month need to pay RM300(Sumbangan SSPN-i) + RM200(Takaful).

Let say the yearly interest given is 4%.

So 12 month x 500 = 6000

Interest earned is 6000 x 4% ?
*
Nope
(12 x 300) x 4%
TSwil-i-am
post Dec 5 2015, 07:22 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(MNet @ Dec 5 2015, 01:49 PM)
This mean the SSPN-i plus is wasting...I already have my own insurance
*
For those who have insurance, no point
For those who dun have insurance, gud investment
TSwil-i-am
post Dec 10 2016, 02:29 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(john123x @ Dec 10 2016, 12:26 AM)
no offense guys, its kinda like a red flag, hinting PTPTN  going out of money, due to lots of people not repaying loans....
*
M keen to know how they managed to stay afloat considering the huge deficit cumulatively

 

Change to:
| Lo-Fi Version
0.0259sec    0.74    7 queries    GZIP Disabled
Time is now: 7th December 2025 - 06:05 PM