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Credit Cards CIMB Bank Credit Cards v3

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leo_kiatez
post Aug 16 2015, 06:06 PM

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Anybody tried paying MMU tuition fees using VOX credit card/CIMB CR credit card online & got the 5% rebate? :-P
nothingz
post Aug 16 2015, 06:34 PM

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QUOTE(leo_kiatez @ Aug 16 2015, 06:06 PM)
Anybody tried paying MMU tuition fees using VOX credit card/CIMB CR credit card online & got the 5% rebate? :-P
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i think both will get the 5% rebate but if i were you, i would use VOX Card since their restriction is lesser
kelvinlzy
post Aug 16 2015, 09:31 PM

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QUOTE(leo_kiatez @ Aug 16 2015, 06:06 PM)
Anybody tried paying MMU tuition fees using VOX credit card/CIMB CR credit card online & got the 5% rebate? :-P
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QUOTE(nothingz @ Aug 16 2015, 06:34 PM)
i think both will get the 5% rebate but if i were you, i would use VOX Card since their restriction is lesser
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And higher rebate capping, RM50 for Vox versus RM30 for CIMB CR.
SUSDavid83
post Aug 17 2015, 08:04 AM

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Found out that overpayment doesn't offer higher CL.

CL remains at the same but outstanding balance is negative.
chiahau
post Aug 17 2015, 08:22 AM

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QUOTE(leo_kiatez @ Aug 16 2015, 06:06 PM)
Anybody tried paying MMU tuition fees using VOX credit card/CIMB CR credit card online & got the 5% rebate? :-P
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You technically can get more cashback with Cimb.

Just pay the bills split with 3 cards ( 1 primary, 2 supp ) and you'll get 30 x 3 ( 90 ) which is more than UOB Vox can offer tongue.gif

That's if you can get the 5% CB la.
sapora
post Aug 17 2015, 08:25 AM

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hey guys, just wanna know, do i need to call cimb to somehow activate the card if i want to use my cc at overseas??
chiahau
post Aug 17 2015, 08:27 AM

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QUOTE(sapora @ Aug 17 2015, 08:25 AM)
hey guys, just wanna know, do i need to call cimb  to somehow activate the card if i want to use my cc at overseas??
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Do inform them early if you are traveling.

If not later they block it, you're in a fix yourself.

Best to call them if you are traveling.
kelvinlzy
post Aug 17 2015, 09:29 AM

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QUOTE(David83 @ Aug 17 2015, 08:04 AM)
Found out that overpayment doesn't offer higher CL.

CL remains at the same but outstanding balance is negative.
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Theoretically your outstanding balance will become negative and CL won't become higher unless you apply for CL increment. But you can now swipe more than your CL because there is a negative balance inside, sort of like Debit card biggrin.gif
cdspins
post Aug 17 2015, 09:49 AM

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QUOTE(David83 @ Aug 17 2015, 08:04 AM)
Found out that overpayment doesn't offer higher CL.

CL remains at the same but outstanding balance is negative.
*
My understanding is that credit limit is fix. It is just a number.
But in real scenario, you should be able to swipe more than the credit limit because it will first deduct from the negative credit balance before using your credit limit. For example, you have 10k credit limit, you deposit 5k, you should be able to spend more thank 10k, up to the limit of 15k
zamnrul
post Aug 17 2015, 09:59 AM

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hi morning i have 1 question...my statement date every 22hb and my payment due date is 11 hb..can i know if im buying something after 22 hb august 2015..the charge still for statement 22/8/2015 or 22/9/2015 and pay before 11/10/2015..hope can explain more details and easy to understand..
SUSDavid83
post Aug 17 2015, 10:02 AM

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QUOTE(zamnrul @ Aug 17 2015, 09:59 AM)
hi morning i have 1 question...my statement date every 22hb and my payment due date is 11 hb..can i know if im buying something after 22 hb august 2015..the charge still for statement 22/8/2015 or 22/9/2015 and pay before 11/10/2015..hope can explain more details and easy to understand..
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Transaction after statement will be billed in the next statement. If you have Clicks access, it'll show under unbilled section.


BeastX
post Aug 17 2015, 03:48 PM

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No more cash back for air tickets? MAS or AirAsia....
chiahau
post Aug 17 2015, 04:05 PM

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Just noticed that my card number changed, so my payment earlier did not went through.

Just transferred via IBG this morning before 5 am.

Up to now still the payment is not captured by the system.

Should I be worried? Statement date is today lagi doh.gif
SUSDavid83
post Aug 17 2015, 04:56 PM

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QUOTE(chiahau @ Aug 17 2015, 04:05 PM)
Just noticed that my card number changed, so my payment earlier did not went through.

Just transferred via IBG this morning before 5 am.

Up to now still the payment is not captured by the system.

Should I be worried? Statement date is today lagi doh.gif
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How come your card number changed?
chiahau
post Aug 17 2015, 05:23 PM

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QUOTE(David83 @ Aug 17 2015, 04:56 PM)
How come your card number changed?
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Card was upgraded laugh.gif

Previously was holding a low limit card using 1st job's information.

Recently got time to submit latest payslip and etc.

Got a new card and a CL bump for that.
wan7075
post Aug 17 2015, 06:49 PM

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QUOTE(chiahau @ Aug 17 2015, 08:22 AM)
You technically can get more cashback with Cimb.

Just pay the bills split with 3 cards ( 1 primary, 2 supp ) and you'll get 30 x 3 ( 90 ) which is more than UOB Vox can offer tongue.gif

That's if you can get the 5% CB la.
*
r u sure each supp card can get separate rm30 cashback? hmm.gif
chiahau
post Aug 17 2015, 06:52 PM

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QUOTE(wan7075 @ Aug 17 2015, 06:49 PM)
r u sure each supp card can get separate rm30 cashback? hmm.gif
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Refer to the T&C


SUSDavid83
post Aug 17 2015, 06:54 PM

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QUOTE(wan7075 @ Aug 17 2015, 06:49 PM)
r u sure each supp card can get separate rm30 cashback? hmm.gif
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RM 50 to be correct.
kelvinlzy
post Aug 17 2015, 06:57 PM

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QUOTE(wan7075 @ Aug 17 2015, 06:49 PM)
r u sure each supp card can get separate rm30 cashback? hmm.gif
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http://www.cimbbank.com.my/content/dam/cim...July%202015.pdf

Refer question 9.
leo_kiatez
post Aug 17 2015, 07:08 PM

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QUOTE(chiahau @ Aug 17 2015, 08:22 AM)
You technically can get more cashback with Cimb.

Just pay the bills split with 3 cards ( 1 primary, 2 supp ) and you'll get 30 x 3 ( 90 ) which is more than UOB Vox can offer tongue.gif

That's if you can get the 5% CB la.
*
So maximum we can have how many supp cards per principle? :-P

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