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Credit Cards CIMB Bank Credit Cards v3

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cdspins
post Jun 5 2015, 08:46 AM

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Hmm... if pay astro bill online using the cimb cash back, is that entitle for 5% cash back?
cdspins
post Jun 5 2015, 09:26 AM

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Thanks.. hmm... what is the best method to pay astro bill?
cdspins
post Jun 5 2015, 09:31 AM

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QUOTE(David83 @ Jun 5 2015, 08:48 AM)
I don't think so.
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QUOTE(David83 @ Jun 5 2015, 09:30 AM)
Sign up for Auto Pay/Auto Debit.
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Haha... no... that doesn't earn me any cash back.
Looking for the best way to earn the most cash back, cause I have 2 astro account laugh.gif
cdspins
post Jun 5 2015, 09:40 AM

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QUOTE(David83 @ Jun 5 2015, 09:34 AM)
Of course it'll earn you 5% cash back.

For utilities/telco/mobile, you need to sign up for Auto Pay/Auto Debit (CIMB calls it SI).
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Hmm hmm.gif ... I am confuse, it will earn me 5% cash back? I thought you say it is not entitle in the previous post?
If switch to SI, it is no longer internet transaction, so will not earn 5% cashback and only earn 2% correct?
cdspins
post Jun 8 2015, 08:58 AM

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QUOTE(stuffx @ Jun 5 2015, 02:34 PM)
pay astro bill via astro website will earn 5% cash back.. i've done that many times
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rclxms.gif Thanks stuffx.. you the man.
flex.gif

Thank you for replying
cdspins
post Jul 21 2015, 10:35 AM

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QUOTE(yang90 @ Jul 20 2015, 03:25 PM)
Currently I have Visa Gold and I never use it. Now, I want to cancel it and I calles to service center for cancellation. But the fellow ask me to pay annual fee RM140 at first, then they will proceed for card termination and RM140 will credit to my account. Can I trust it? Scare can't get back my money. As I know Visa gold first year fee is waived, and second year need to pay RM140, mine is going to 2nd year.
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Going to 2nd year or already at 2nd year... if going, no need to pay, even after 2nd year if you never use it, they shouldnt charges as well.
cdspins
post Jul 24 2015, 08:50 AM

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QUOTE(ZeaXG @ Jul 24 2015, 08:31 AM)
I applied for CIMB cash rebate card. Why they send me 2 cards? zzz
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It is common practice, they want to push sale, just don't activate the other card you don't need
cdspins
post Jul 24 2015, 08:56 AM

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QUOTE(David83 @ Jul 24 2015, 08:52 AM)
Apart from the Zing Card, they didn't send me extra card that I didn't apply for.
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oh... ya.. the zing card is coupled together and need to pay some activation charges or something... but cannot reject the zing card doh.gif
cdspins
post Jul 24 2015, 12:14 PM

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QUOTE(koinibler @ Jul 24 2015, 10:34 AM)
They charged is first when they send you the card. No matter you activate it or not.

Even if you activate it, the charged is still can be waived later.
My point is, talk to CS
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You successfully waive the the zing card acttivation fee? I read in the terms and condition but as it is not a card fee, so I'm not sure it is waivable...
cdspins
post Jul 29 2015, 12:53 PM

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QUOTE(laymank @ Jul 29 2015, 12:44 PM)
really? Mine were using snail mails.
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Mine is using registered mail, but it is snail mails as well, just with tagging... biggrin.gif
Seems like CIMB always lost their customers card. My first card is lost as well, only the second reached, but too bad nobody at home, so go pos office collect
cdspins
post Aug 4 2015, 08:55 AM

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QUOTE(lengzhai @ Aug 4 2015, 12:00 AM)
thanks. i still need to wait for another week  laugh.gif
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Haha... so eager to get your credit care...
brows.gif
You can always call their cs. They will tell you if the card is still in process or so on..
cdspins
post Aug 12 2015, 08:07 AM

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QUOTE(Jellymaker @ Aug 11 2015, 10:17 PM)
Thank you, I tried this on astro bill and got 5% cash back

Tried uobpayonline on tnb, get 0.2%
Tried unifi using cimbclicks, get 0.2%

By the way, my statement date is on 8th.... will change to end of month in the future
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Yup, the cash back only applies to astro payment... do a bit of sideline, paid for neighbours, aunty and uncle? brows.gif
cdspins
post Aug 12 2015, 08:53 AM

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QUOTE(sj0217 @ Aug 12 2015, 08:46 AM)
oh wait, is it the number above is for CIMB ??

my bad, should stated clearly, I was asking to confirm about Astro phone number  biggrin.gif
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The best way is to help your family apply astro ID online, then you can view the bill online, payment can also be made directly from there
cdspins
post Aug 12 2015, 12:28 PM

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QUOTE(sj0217 @ Aug 12 2015, 09:09 AM)
I have the account but yet to be link with my family Astro account.

Pay from there entitled for 5% cash back?? saw someone reported that it is entitled if no mistaken... ??  hmm.gif

Reason why confirming for phone number because can call to make payment with 5% rebate.
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Great, then just link to your astro account.
I confirm that pay from the internet portal using CIMB Cash Reward credit card is entitled 5% rebate. flex.gif
This is what I'm doing currently. biggrin.gif
cdspins
post Aug 17 2015, 09:49 AM

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QUOTE(David83 @ Aug 17 2015, 08:04 AM)
Found out that overpayment doesn't offer higher CL.

CL remains at the same but outstanding balance is negative.
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My understanding is that credit limit is fix. It is just a number.
But in real scenario, you should be able to swipe more than the credit limit because it will first deduct from the negative credit balance before using your credit limit. For example, you have 10k credit limit, you deposit 5k, you should be able to spend more thank 10k, up to the limit of 15k
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post Aug 19 2015, 08:52 AM

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QUOTE(chiahau @ Aug 19 2015, 07:50 AM)
Did you apply at their card center?

If yes, you'll get your answer by 2-3 hours max.
Outstanding balance usually higher than statement balance.

Pretty sure you're not in any risk for penalty.

Heck, if everyone pays their outstanding instead of statement balance at every billing cycle, the bank would be happy tongue.gif
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not necessary for a cash rebate card, sometimes the outstanding maybe higher due to the cash rebate that comes later than the statement biggrin.gif
cdspins
post Aug 19 2015, 09:08 AM

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QUOTE(chiahau @ Aug 19 2015, 09:02 AM)
You mean lower due to the cash rebate that's coming in the future izzit?

Because if it's higher, I'm still safe from interest tongue.gif
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rclxms.gif Haha... ya, you are right... silly me... tongue.gif
cdspins
post Aug 20 2015, 09:28 AM

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Anybody pay their TM streamyx bill online using cimb cash rebate credit card? Gotten any rebate?
cdspins
post Aug 20 2015, 09:31 AM

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Thanks for the speedy reply... aii... what credit card is good for paying streamyx bill???
cdspins
post Aug 20 2015, 10:45 AM

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QUOTE(fruitie @ Aug 20 2015, 09:58 AM)
Heard VOX accepts, I'll validate for UniFi soon.
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thanks... may I know how much is the cash back for VOX?

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