That's weird. Perhaps you can call again and see if the next CS will tell you the same thing.

Their "investigation" is still on on going till now, but i feel slightly better as the RM20 starbucks voucher arrived

True by Ambank is landing another blow on their customers:

http://www.ambank.com.my/eng/announcements...cf4db4a7e9e5e8e


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That's why I am closing my account. No point paying so much for an account with RM0.00 inside when JustOne does the same thing.

you closed your acc via branch or phone?

Haven't close. Will close it this December. via branch.

wow.
Thanks for the info.

After my Ambank 4.2% FD due on end Oct and transferred out, I will close it too

This post has been edited by edwardccg: Oct 18 2016, 10:23 PM

Is it refer to Just One Personal Account (Current + Saving pair same like True) ?
Looking for replacement for free IBG / IBFT

1. Any annual fee on the debit card?
2. RM1500 fresh fund requirement is it required for free online IBFT ?
I will use this as a jumper account to pay my multiple credit card, IBG inward then IBFT out in same day. will this consider meeting the RM1500 requirement? (my monthly cc bill usually > rm1500)
3. What is the minimum amount can keep in that account? RM0 or RM1?



Thank you very much. Boss

Yes. You will get a current and savings account.

1. No.
2. That one only if you want to earn their interest. Good move as it's unlimited free IBFT and IBG. But who will use IBG when there's a free IBFT
3. RM0

This post has been edited by Ramjade: Oct 18 2016, 10:42 PM

Thanks.
Both IBG and IBFT is free, right?
And there is no special requirement to enjoy free IBG and IBFT? (I dun care about that interest since i use GIA-I)
Some bank are not in IBFT list so have to use IBG.

Any minimum deposit to open the account?

Yup. Both free. Nope no special requirement. They will tell you min amount to open is RM1500 but I managed to opened with RM0 then deposit RM200 inside. After that, I withdraw the RM200 leaving RM0.

For no2, the rm1500 is also a condition that will allow you to have fee waiver for MEPS and HOUSe ATM withdrawal, not sure do you need to keep it for the month or a day or can straight withdraw like ocbc 360

They just need fresh fund to go into ur account every month.. Then u can move the fund away..

So it means you can just deposit and withdraw the rm1500 on the day itself to entitle the fee waiver? and the fee waiver is valid for the calendar month?

Yes, normally they will charge u first, and waive towards end of the month if u fulfilled the rm1500 fresh fund condition.

oo, even if you deposit early of the month, they will still charge you then only refund at the end of month too?

This post has been edited by AIYH: Oct 19 2016, 07:38 AM

This one I really not sure.. Bcoz I hardly use meps withdrawal

next time when I open the account will ask them see

I stay in cheras, the closest SCB branch to me is the SCB Saadiq.
Can we open Just one personal account there?

I saw this branch is not listed in the drop down in the Online Applications.

If I apply online, do I need to visit branch or everything can be done online (like deposit the minimum deposit, delivery of the debit card)

No. If Saadiq will be islamic version of Just One. Not sure if have the same benefits or not. *personal experience*. For me, I better not risk it that (not getting the free IBFT/IBG) so I decided to go to the conventional SCB.
Never tried online before. So cannot comment.

This post has been edited by Ramjade: Oct 19 2016, 11:49 AM