I see in AA Thread say CC got such protection mah so doesn't need to waste money on buying the protection .... although double protection is not that bad ROFL

Heard that you will be protected, seems like you are protected, but you are not protected
Just a question, does MH17's victim next of kin can claim the insurance?

AA insurance covers very minimal and only covers anything related to your flight, once you are off the place and get your luggage, that's it.
CC travel insurance is more extensive and depends on your credit card type, may even cover house content when you are away, accidents that happens during your travel and etc
Lastly own travel insurance is the best as all the details is listed but you need to pay on your own.

But do note that for baggage delay, damage, medical and etc... this claim can only be claim once even though you may have more than 1 insurance coverage. Only death claims, then next of kins can claim from multiple

Herm... i read AA clauses n insurance policy last time i took... not that bad mah.. claim wise i not sure la

AA insurance now covered also when u landed leh.. they cover the duration you're in the travel country.

Oh... that's good. Thanks for sharing.

First year got waive?

Usually Yes

this card is definitely the best card in town =)

Interested to get this card especially for the petrol category. But got a few questions here:

1) Is the minimum 10x transaction per month inclusive of both principal and supplementary card holders? Or need to have 10x each to enjoy the cash back?

2) Since there's no AF waiver, I think better to apply for gold instead of platinum? Since the AF for gold is lower.

Thanks

Answers as below:

1) Inclusive of both principal & supplementary (Combine got 10 transaction can already)
2) Yes, gold is better as both gold and platinum same benefits

Insurance claim is something we need to avoid.
Like MH17's case, even you can get USD1B also no point, since you lost your love ones

received call from HLB verifying my information....wonder how long it takes to know the application status?

about 1 week to process

Thanks a lot

DO NOT get Platinum Wise, the AF is absurb.

You're welcome..

yeah la sure hope no need to claim unless for flight delay or luggage lost kinda claim la...

Want to ask if I swipe my HL credit card to buy AEON / Metrojaya vouchers, will it be considered as departmental category and will be eligible for the 30% cash back?

Metrojaya should be under DeptStore, AEON most of time under DeptStore, but sometime under grocery.

Trust me, you won't really able to claim delay part

hey if I've got 1 bill always over RM1k, does that mean I should just pay it 10xRM100 in one visit?

That way I max out the RM100 cash back immediately right and eligible for it as well?

If so i'll go apply this card. I'm guessing if I have the essential, it'll share the credit?

This post has been edited by CcL: Jul 23 2015, 09:40 PM