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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month

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razorboy
post Jul 19 2015, 10:09 PM

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QUOTE(ronnie @ May 20 2014, 10:50 PM)
The Merchant Category Code reference

Reference table for MCC : http://www.dm.usda.gov/procurement/card/card_x/mcc.pdf

Utilities (MCC codes 4814 4815, 4816,4821, 4899 and 4900)
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[/spoiler]
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Hi guys,

Borrowing the above MCC list from OCBC thread, has anyone paid Time Fibre over the phone/online portal using Wise Card? Does it fall under Utilities? I've always paid using MBB2C but we all know what happened.
cybpsych
post Jul 19 2015, 10:22 PM

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QUOTE(razorboy @ Jul 19 2015, 10:09 PM)
Hi guys,

Borrowing the above MCC list from OCBC thread, has anyone paid Time Fibre over the phone/online portal using Wise Card? Does it fall under Utilities? I've always paid using MBB2C but we all know what happened.
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Wise's Utilities category MCC is 4900 for electricity n water. very unlikely Time Fiber is under that MCC biggrin.gif
razorboy
post Jul 19 2015, 10:29 PM

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QUOTE(cybpsych @ Jul 19 2015, 10:22 PM)
Wise's Utilities category MCC is 4900 for electricity n water. very unlikely Time Fiber is under that MCC biggrin.gif
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Shame doh.gif . Just continue using AMEX then.
sunflower888
post Jul 20 2015, 10:53 AM

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Hi, Just check if the transactions made by sub holder also considered as eligible transaction for principle account holder to enjoy the 30% cash rebate?
cybpsych
post Jul 20 2015, 10:57 AM

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QUOTE(sunflower888 @ Jul 20 2015, 10:53 AM)
Hi, Just check if the transactions made by sub holder also considered as eligible transaction for principle account holder to enjoy the 30% cash rebate?
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read T&Cs no 8
sunflower888
post Jul 20 2015, 11:21 AM

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QUOTE(cybpsych @ Jul 20 2015, 10:57 AM)
read T&Cs no 8
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Tks, so mean will attribute.
Another question, is online trasaction likes using uob payonline to make digi bills, will it be considerate as eligible weekday trasaction?

This post has been edited by sunflower888: Jul 20 2015, 11:23 AM
victorywp
post Jul 20 2015, 11:48 AM

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QUOTE(sunflower888 @ Jul 20 2015, 11:21 AM)
Tks, so mean will attribute.
Another question, is online trasaction likes using uob payonline to make digi bills, will it be considerate as eligible weekday trasaction?
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yes
TSronnie
post Jul 20 2015, 01:18 PM

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QUOTE(victorywp @ Jul 18 2015, 01:39 PM)
hlb can just said bcs there are people earlier than you and that 50k cb allocation finished before you (although they can't justify how 50k cb allocation finished before 9:30am saturday when most dining/grocery/departmental open at 10am).
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Which week number you didn't get ?
Did you check your Weekday transaction date and posting date ?
Interested to know
RedShirt
post Jul 20 2015, 01:44 PM

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Went to a HLB branch to apply for the Wise card, they said the card will lose the 10% Cashback for Petrol because of some BNM regulation. Also they stopped issuing this card. True?

I am at their MACH HL branch. They are trying to push for Mach card but the benefits are just so so.

This post has been edited by RedShirt: Jul 20 2015, 01:45 PM
TSronnie
post Jul 20 2015, 01:49 PM

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QUOTE(RedShirt @ Jul 20 2015, 01:44 PM)
Went to a HLB branch to apply for the Wise card, they said the card will lose the 10% Cashback for Petrol because of some BNM  regulation. Also they stopped issuing this card. True?

I am at their MACH HL branch. They are trying to push for Mach card but the benefits are just so so.
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Interesting finding of things to "come" from HLB
chiahau
post Jul 20 2015, 01:50 PM

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QUOTE(RedShirt @ Jul 20 2015, 01:44 PM)
Went to a HLB branch to apply for the Wise card, they said the card will lose the 10% Cashback for Petrol because of some BNM  regulation. Also they stopped issuing this card. True?

I am at their MACH HL branch. They are trying to push for Mach card but the benefits are just so so.
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No ah.

You kena tipu d izzit? laugh.gif

Mach outlet for sure want to sell you Mach instead of Wise....
warningo0o
post Jul 20 2015, 02:12 PM

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any1 here know how much FD need to pledge for HLB wise platinum card??
TSronnie
post Jul 20 2015, 02:14 PM

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QUOTE(warningo0o @ Jul 20 2015, 02:12 PM)
any1 here know how much FD need to pledge for HLB wise platinum card??
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Apply for HLB WISE GOLD is good enough... with lower Annual Fee also and same benefit [10% Cash-Back]
warningo0o
post Jul 20 2015, 02:15 PM

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QUOTE(ronnie @ Jul 20 2015, 02:14 PM)
Apply for HLB WISE GOLD is good enough... with lower Annual Fee also and same benefit [10% Cash-Back]
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i tot no more gold card for Wise...
victorywp
post Jul 20 2015, 02:17 PM

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QUOTE(warningo0o @ Jul 20 2015, 02:15 PM)
i tot no more gold card for Wise...
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still have
warningo0o
post Jul 20 2015, 02:18 PM

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QUOTE(victorywp @ Jul 20 2015, 02:17 PM)
still have
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ok ok....3k fd should be more than enough to get this card....
chiahau
post Jul 20 2015, 02:37 PM

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QUOTE(warningo0o @ Jul 20 2015, 02:12 PM)
any1 here know how much FD need to pledge for HLB wise platinum card??
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QUOTE(warningo0o @ Jul 20 2015, 02:18 PM)
ok ok....3k fd should be more than enough to get this card....
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I answered your question already few pages earlier.

3k more than enough.

But you need to wait 3~4 days.

Other bank instant dapat laugh.gif
peri peri
post Jul 20 2015, 03:00 PM

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QUOTE(victorywp @ Jul 16 2015, 02:57 PM)
yeah, now they are actively calling back those who cancelled their hlb wise plat one year ago, to reinstate their card but downgrade to gold by offering same first year af waiver and 50% off from first swipe capped at rm80.
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pity those who got this offer.
MGM
post Jul 20 2015, 03:27 PM

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QUOTE(peri peri @ Jul 20 2015, 03:00 PM)
pity those who got this offer.
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Why pity when they have it good, free AF & 50%CB?
adele123
post Jul 20 2015, 04:15 PM

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QUOTE(RedShirt @ Jul 20 2015, 01:44 PM)
Went to a HLB branch to apply for the Wise card, they said the card will lose the 10% Cashback for Petrol because of some BNM  regulation. Also they stopped issuing this card. True?

I am at their MACH HL branch. They are trying to push for Mach card but the benefits are just so so.
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other banks have already/going to reduce the cashback/benefits that they are/have been giving. No surprise that HLB will follow suit.

yes, this is because of some BNM new framework, which caps how much the bank earns when consumers swipe their credit card... so, when bank earns less, they provide less benefit. expected business decision.
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