Not every credit card have this feature, you need to read the fine prints. But HL Wise don't have for sure. Usually for this travel protection insurance, it is activated when you pay your flight tickets using credit card that have these features.

AA insurance covers very minimal and only covers anything related to your flight, once you are off the place and get your luggage, that's it.
CC travel insurance is more extensive and depends on your credit card type, may even cover house content when you are away, accidents that happens during your travel and etc
Lastly own travel insurance is the best as all the details is listed but you need to pay on your own.

But do note that for baggage delay, damage, medical and etc... this claim can only be claim once even though you may have more than 1 insurance coverage. Only death claims, then next of kins can claim from multiple

Oh... that's good. Thanks for sharing.

Yup, AXA is not bad, I bought my travel insurance with them most of the time.
Successfully claim a for a damage luggage bag.
Just make sure you read thoroughly on all the claim process, if you miss any supporting documents, that will be your fault. If the documents are clear and precise, it is fairly easy to claim.

Yup, if the amount is more than or equal RM50, it is consider.
But seriously unify bill used other credit card at least can gain minimum 1%, die die use maybank amex also on weekend at least got points. Use HL wise is really wasted

haha.. ya ya.. thanks for the corrections, still so accustom to their weekend cash rebate

Why do you want a hong leong bank debit card... Just the normal touch and go there is a lot of option.
But in my knowledge, debit card ties with visa or master merchant, so the process it goes through is the same... although the deduction is directly made from your account

based on my experience in Tesco and mydin, all consider grocery but do watch out for AEON Jusco.

pump daily just enough for daily commute

When paying utilities bill, you need to check the date they put "Pay Before", payment made after the date will not be reflected on time

All of these fall into the MOBILE category which is free to enjoy 10% cash back

Haha... no need to be kan chiong spider... relax, the bank will give you your cash back.

TNB kiosk to pay also entitle for 10% cash back if selected category is utilities right?

you are using HLB wise to pay for Unify?
It does not entitled for any rebate yo.

Really, can pay Unifi at Sam's Groceria and make it at a groceries category?
That is need if it is workable.

Wow... that is cool bro


Besides Sam's Groceria, can mydin or Tesco pull the same trick... My area no sam's groceria...

Same here... Thanks for replying.
Also using watami for the 3% on streamyx bill....
The other better option will be public bank signature, 6% but too bad I'm not eligible.