Of course it is possible! I got client working and studying master at the same time. But she works 9 to 5 job, without OT. And she just got her master recently!

It depends on what kind of job you are applying. Work permit, S-Pass, EP (Employment Pass). After 6 months working, you can apply for PR, if you want to.

Err...I'm not sure about study loan but studying in Singapore can be a pain in the a$$, FYI

thanks for the feedback bro

1 question to ask is there any company willing to allow their employee to study n work at same time?

or izzit better to get a job a spore first then only think bout study master? or tell the interviewer i will study master n work for them at the same time?

1. In Singapore, got two-room flat or not, just like those low-cost flats in Malaysia? And how much would be the rental? I understd that HDB is 3-room flat, right?

2. If we work in Sgp, does it make sense to still use Maxis phone line? How much is the phone rate for Sgp phone operators such as Singtel or M1 (what's the other one called?) especially international phone roaming. Would using Skype-enabled phone be cheaper for calling Msia and Sgp?

This post has been edited by darrenboy: Dec 8 2007, 08:51 AM

u can still leave ur phone de...
go kranji there n make calls back to malaysia...no need roaming lo...
i now using singtel
for sms only...
local or international also charge the same amount...5 cents if not mistaken
of coz in SGD

No prob! I believe there is. Why does the company stop its employee to progress further by continue studying? As long your studies don't affect your work, it should be ok, right?

Perhaps, you can tell your interviewers that you will continue studying master and who knows, it will give them a better impression on you!! Anyway, mind to share which industry you are working in?

Yes, they have even 1-room flat. But these types of flat are usually for those poor ppl. You can refer here Types of HDB flat and median rental price per locations. Just one thing, some of the locations, the rental could be much higher than what is reported by HDB.

No, you better subscribe a new line in Singapore as their postpaid is considered cheaper if compare to M'sia 1-to-1 without conversion. I'm not sure about Singtel or M1, but I, myself use Starhub (line is not very good-like Digi). A lot of packages you can choose to suit yourself. I subscribe with free IDD 018. You can check on their respective service providers website for detailed charges Starhub, SingTel, M1. Just always remember to read carefully on their T & C as they have alot of charges, even free incoming call!! I never use Skype before (pardon for my ignorant...), so I can't tell you. IINM, u can call through MSN, right?

the min rent for a 3 room flat is now around 1.3-1.4k depending on where u r renting those hot place will wan 1.6k min
anywa its in sgd not myr

free incoming call? I tot all incoming call is free on the receiver's side, are you implying that there are service providers that charges the phone receiver for incoming calls?

Washabushi, 5 cents per min for local as well as international? You mean if I am in US, and I call back to Sgp/Msia using Singtel, it's also 5 cents per min? If so, that's cheap.

This post has been edited by darrenboy: Dec 8 2007, 04:53 PM

In Spore is different.. incoming call is chargable. especially for prepaid phone. so get a registered line is much better

oh thanks

i am from sap IT field... planning to go spore after i gain enough exp there

There is this incoming call free post paid line, I think you pay slightly higher and all incoming call is free... however, this price plan always changes to attract customers.. different time different types of promotion. I have my StarHub line incoming free for the same price I get from SGTel and not forgetting sending MMS is the same price as SMS, 500 free inclusive in package. However, SGTel have to pay... lots depend on which package you buy... some student's plan comes with 1000 SMS, and some plans, allow you to even double the SMS if students use it in school campus

bbmars... i remember for the StarHub prepaid plan for free incoming calls charges a minimal fee each day right ? 59 cents or something like that...

bbmars.. are you in SG ? Wanna meet up with washa and myself after christmas ?

all prepaid plan hav free incoming call for a small price m1 is around 30cents per day anyway take starhub o singtel dun get m11
m1 totally sucks

Yea i understand that but still if compare to the prepaid line is totally OMG. Still i will go for starhub when i go to singapore. If any better suggestion please let me know.. I would like to consider bout it..

Im hoping to get a HSDPA phone asap and i can use wifi all around and call using skype.. FOC FOC!!!

This post has been edited by Gamerz_Paradise: Dec 9 2007, 05:02 PM

i'm planning to go SG next year after CNY.
Any semicon engineers here who works in S'pore?

Sorry, actually, I was referring to post-paid line.. monthly fees of say $29+, free incoming, only pay outgoing...
To me, its not worth buying pre-paid for free incoming because you are still paying daily rate regardless of whether you use it or not. That alone still comes up to ~$30 or so. I would rather go for post-paid, of course, need to consider 2yrs paying for it.. but you also get to take on free phones and other perks if on promotions.

FYI, you can sign up for Starhub 100mbps broadband for $93+, get a free tablet laptop. I am using the previous plan of 10Mbps at $73+/mth.. but got some not so good offer.. due to subscribing at the worng time... got a Samsung CAM corder.. instead of Desk Top which I missed by 1 month.

wah i would love the free tablet laptop... I'm only going to SG in Jan

will consider...

thanks for the prompt reply...for the singapore side, i will only need to declare to the IRAS and not paying taxes since i'm not a PR yet...or i still have to pay taxes no matter i'm PR or not?

thanks for the reply


another questions for those of you who's working in sg and had to send money back to malaysia constantly...how do you do it in the cheapest manner? i know about TT but it's going to cost me since i'll be remitting money back often...anyone who's doing this, mind sharing your secrets?

depends on ur amount... If the amount is not too big and you travel back to Msia often, just bring the SGD cash and then change it at the bank and deposit it straight away.

for myself, I use Maybank2U. Yes there's a Maybank2u in Singapore. You can do online transfer from SGD (in Maybank2U SG) to RM (in Maybank2U MY). The rates are pretty reasonable as well (I think it's SGD 2 or SGD 5). Althernatively I think banks like HSBC, Citibank, UOB and etc (foreign banks) can do the same. Just make a phone call to these foreign banks and ask.

If you going into SG as EP, you will need to pay taxes (on percentage basis) depending on the number of days you work in a year. I believe you can check this on some website (do a google ).

Whether or not if you are a PR, you will still need to declare if your annual income exceeds S$20,000. And if you have chargeable income (net income after deducting reliefs), you will need to pay taxes, depending on your TAX RESIDENT status. if stay/work in Singapore >182 days (or 183 days?... approx. 6 months) per calender year, you are considered a tax resident and subject to tax scale rate. if <182 days but > 60 days, you will be taxed at 15% flat rate as you are considered as non-tax resident. if < 60 days, your income will be exempt from tax.

Cheapest manner? Go to money exchanger in Singapore (don't go to bank as they offer much lower exchange rate if compare to licensed money exchanger) and then go back to JB and bank-in to your M'sia bank a/c. Then, you don't have to incur any bank charges and receive lower conversion rate. Note that there is a risk of being robbed. If you think, it is not worth the risk, perhaps you go ahead with cktwai's suggestions.

FYI, money exchanger in raffles place (can't remember the name), bugis junction, mustafa at farrer park offer higher exchange rate than other money exchangers.



EDIT: Typo

This post has been edited by shawnlst: Dec 10 2007, 10:38 AM

For the hp package.
If your job is not the type will keep receive the incoming call and you plan to call out a lot. Singtel prepaid is the most worth package to use if u using Hot 100 even compare with postpaid.

You pay SGD28 only for Hot 100( normally I pay SGD24.5 or SGD25) and you get SGD72 dollar for local charges and SGD28 for IDD international call.
The calling rates also cheaper than postpaid if most of your call is after 8pm because it only charges 8cent per minutes compare 16cent per minutes on postpaid line.
If you make call on day time before 8pm, the rate is same with postpaid which is 16cents.

so imagine SGD72 can call for how long? My gf call me using this package and normally the SGD25 can last for 1 month or more with average she call me 30 mins per night.
My postpaid SGd30 with free IDD only come with 80 minutes free call and 500 sms and free incoming call.

Dun forget about the SGD28 IDD international call as well. Just add 019 to any international number you want and u will call it using local rate which is 8cents per minutes after 8pm( b4 8pm is 16cents or more). So u can keep contact with your family in msia quite often. The weekend rate for this package is 8cents for whole days as wel.

However, this Hot 100 value need to be top up every 50 days, if not your value inside will be deleted.Normal prepaid in singapore has life span 6 months compare maxis 30 days with top up of SGD10 dollar.

Another benefit of postpaid is you get free caller id display, postpaid normally give u free callerID on first 3 months but charge u SGD5 after that.

lol, i seems help singtel promote their hot 100.

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Added on December 10, 2007, 11:52 amcktwai, so we need open maybank account in singapore to let us use the sg maybank2u?Currently I am using remittance services and everytime they charge SGD10, if got other method which can save money I will like to know. Last time I ask singapore maybank on the remittance and service fee they charge is SGD30, so need to know more about the method you use. Thanks.


This post has been edited by jimmy79: Dec 10 2007, 11:52 AM