I've the Public Bond Fund but it's closed for investment. I am currently investing in the PSKF and PSTBF. Just continue to park in the BOND fund if you are going to invest with Public Mutual.

-EDITED-

This post has been edited by sniperz: Jun 26 2016, 12:51 PM

Did anyone take a look at the latest quarterly fund review? Why da heck pmb publishing something that's so misleading..

Mind to share what's misleading?

They show return(%) by using the lowest & highest NAV of the year instead of the distribution(%). The distribution is shown but in cents, unlike previously got % as well.

All these while got rules for agents must be honest la, cannot mislead la, bla bla bla... Now they publish something which is almost impossible to achieve. How can someone able to invest precisely at the lowest NAV & sell at the highest NAV?

I feel pity for those fell for these in the next few months.

interesting,.....
yr posting,..."They show return(%) by using the lowest & highest NAV of the year instead of the distribution(%)."
I may have missed seeing it...can you pls provide a screen shot of the word or any indications that the "RETURNS %" are by using the lowest & highest NAV of the year...."

I got this from PM site...
http://www.publicmutual.com.my/LinkClick.a...ug%3d&tabid=248

yr posting...."The distribution is shown but in cents, unlike previously got % as well".
they announces distribution in SEN per unit.
http://www.publicmutual.com.my/LinkClick.a...jQ8%3d&tabid=87

Sometimes and in many cases, it is the wrong expectations or understanding and quick of making assumption that caused misunderstanding then blaming others for what we failed to see.

This post has been edited by T231H: May 9 2016, 03:01 AM


Attached thumbnail(s)

Pls take 2015 QFR & compare with the latest and you will understand what i'm trying to say. For regular investor, we will look at all figures carefully.

What if an agent decided to use the Annual Returns column to some older 1st time investors? Dont you think they will be 'wow' by the superhigh returns which is in %? And do you think it's possible to get lowest NAV by prediction?

Yes, all these years the distributions are announced in term of cents but the % will be shown QFR in order for the investors to gauge on how much they've earned. Using cents only will need manual calculation to get the % where some older investors might not know how to do so.

Lastly, why PMB show returns based on Annual returns which clearly contradict with their previous advise to all their investors, 3-5yrs thingy?

you are implying,....
1) UTs investor can gauge how much they earned from the distribution if the distribution is in %?....
2) you are "regular UTs investor"....
3) FHs cannot use Annual returns to gauge the fund performance over a period of time...

I ,...saving some breath....after all that I said.


sorry, I cannot answer more of your questions, because
1) I don't gauge how much I will earned from the UTs distribution, be it if the distribution is in % or in SEN...as a matter of facts I don't bother with UTs distribution...b'cos it makes NO different to my investment value.
2) I am not a regular investor......therefore what can I tell you as u are a "regular UTs investor".
3) I NOT only use annual returns to gauge the fund performance over a period of time....but I also use peer to peer annual return and annualized returns comparison of it performance and its RR ratio too....

This post has been edited by T231H: May 9 2016, 02:15 PM

calling, calling sniperz
time to come out to play.....
and reach higher Karma....

Not under my power to say so. Best complain to the branch office for any misleading information. I had stay away from the thread and reading only.

-EDITED-

This post has been edited by sniperz: Jun 26 2016, 12:49 PM

What's the point of investing in UT if you're not interested with the dividend yield? Why not just buy securities instead?

Since you've a hard time understanding my intention, let me make it simpler:

Using the annual returns column, an agent can project investment with FD - 3.x% of interest = 10000 can get rm300+ of return annually. But with the shown fund PXF - 10+% interest on previous year, it's leading the potential buyer, 10000 can get rm1000+ annually.

I'm not all agents are using such tactic but there are some agents will use such tactic.

bro - on the distribution (it's called distribution, NOT dividend, for a reason), it doesn't matter

T231H is stating the obvious and this mis-assumption on UT distribution is common - it is literally of no impact other than diluting units. Total total - one will still hold the have value on the VERY INSTANCE before and after

eg.
1:00pm NAV $1 / unit before distribution, held 1000 units,
value held = $1*1000 units = $1,000
VS
1:01pm $0.10 distribution per unit, thus i get $100 and reinvested at NAV $0.90, that's 111.111111111 (infini)
NAV become $0.90,
now i'm holding $0.90 *(1000 ori +111.11111infini) = $1,000 value STILL HELD

pardon my rounding/infi 1s

Of course if U insist that people should invest with the focus on distribution (no, there is no dividends per say given by UTs), then no harm/foul - that's your reality Those who know the maths/logic will just silently smile

This post has been edited by wongmunkeong: May 9 2016, 08:46 PM

Smile silently

Xuzen

p/s Sigh.... another newbie!

Smile silently

Xuzen

p/s Sigh.... another newbie!

Yes, i've no argument on the distribution calculation part. I'm saying instead of using distribution data, the latest information is making use of the lowest/highest NAV of the year, which is contracting with the so-called DCA.

Let me make it clear, I've been saying the information projecting very impressive annual returns which is not, & not arguing on distribution calculation. For me the distribution data is 1 of the ways on checking the fund performance yet why so many are obsessed saying all my arguments are incorrect even tho i never shown any calculation on distribution part.

Yup, agree with U if they take the lowest VS highest NAV for the year buta, instead of time-based or average.

Just clearing the air on the distribution - it is moot for checking fund performance.
Thus, why bother?

Public Mutual launches Mixed Asset Growth Fund
http://www.thestar.com.my/business/busines...et-growth-fund/

Hi all, I would like to ask how to calculate my monthly DDI dividend returns. Assuming financial year ended is 31st December 2015, and I invested in January 2015. They declared 8% dividend yield from NAV. Do I get the full 8% or lesser? Are the funds prorated or not? I heard some say yes, some say no.

On this link, the Unit Trust Consultant said the fund is unprorated by December 2015. https://www.linkedin.com/pulse/public-ittik...d-qistina-nazri

Why I ask this is because for ASB, if I do the same monthly DDI, and they declared 8%, because they are prorated, I only get around 4% return. So I need to know how for Public Mutual's case. Thank you for all your help!

Anyone who wishes to diversify their investment with just min USD500, you can earn 15-25% ROI a month, rather than 5-6% annually on mutual funds or FD, do PM me.