GTF has been in the red

When did you buy this fund?

GTF has been in the red

Buy more GTF using DCA or Value Averaging.

As investors, we make money in the long run by topping up when the fund is falling. As speculators, we make money in the short run by topping up when the fund is rising.

Which category are you in my friend?

just a note of for discussion.....
after having "diversified within diversification" I found my self having too many funds for my own good.
.....then the FSM CIS "enlightened me"...in simple note.....if you wanted to have 8% ROI of your portfolio....(that is what i wanted to get)......try not to get too many funds....
ex,...if 20 funds, each must get min 8%, and to get all these 20 (with 8% ROI pa) is NOT easy to get,....why not just select 4 "core" funds...the chances of get these 4 core funds with 8% ROI ea is "easier" to get.
After these 4,....get a few others (high ROI of current trends) funds with just a few % ea....i call it satellite funds.
Use this to "gamble" to try to push up a little of the portfolio ROI....
these satelite funds have to be monitored for growth trends frequently.....also if valuation is high...just throw.

i am now working on the end result expectation and forming my portfolio around the ROI target....
so are now planning to revamp my portfolio.....some are already done, some are still waiting for opportunities.....

what you think?

I think 4 funds are .......

P/S:  I notice you do not have any bond funds in your portfolio? I can only assume that you have other low risk investments outside FSM which balance out your equity funds.

Yes, i do have some back up ...that can last 4 yrs of down turns...
was thinking of 4 cores and 4 satellites
GTF 20%
HSAQ 20%
HSAO 20%
KGF 20%
TA European 5% (compliment GTF..to sell when PE valuation are high)
Jpn Growth Fund 5% (compliment GTF..to sell when PE valuation are high)
Manulife India 5% (to sell when PE valuation are high)
China Focused 5% (to sell when PE valuation are high)

when to go get it?

what you think of the arrangement?....
Can get 8% ROI pa for 90% of the times?...

When your re-balancing will complete?

Anybody top up or buying in this week?

Dammit! Manulife India Equity Fund went down like crazy last Friday. I think the biggest single day drop if im not mistaken.

Mistake going into this fund before. 

  no heart, then don't chose SENSEX
SENSitive indEX

aim longer term~

Guys,

Do you guys get stuck on the FPX, awaiting bank response. Transaction in progress in FPx?

I experienced this before.

I sent email to FSM team to ask to check with FPX if they have received the money since it has been deducted from my account.

Guys,

Do you guys get stuck on the FPX, awaiting bank response. Transaction in progress in FPx?