Vacant possession.

vacant possession

sorry. Ah Cat Gor fast hand fast leg, I terlambat

Lol. No big deal bro

Eh Vincent gor or other tai gors, the unit we bought right basically we need not pay anything already to developer or lawyer till the end right after we paid the 10% downpayment?

Im a bit worried if there will be any other charges have to pay along the way as i might missed due to im not staying at my mailing address. Maybe received letter also i dunno.

It should not have other charges unless u r not taking 90% loan then developer will sent out letter to request for progressive payment after they complete the certain stage. ☺

Have you sign all the legal & Mot document?I just signed mot document on last month as developer need perform mot b4 bank can release the payment. Did SEH/Legal firm contact u on this?

This post has been edited by vincentSEH83: Apr 9 2015, 11:43 AM

I have signed everything i guessed hahahah! yeah i think i was told there was a letter sent to me but that was just CC letter about some fees of rm200++ to be paid?

Not sure as im away for quite sometime and never get a glimpse of the letter at all

Did u received similar letter?

Are you taking flexi loan from bank? Normally flexi loan will have set up fee rm200 which charge by bank..☺☺...

Different banks have diff requirements but a set up fee of RM200 is very high.

Jason Gor..i thought it is quite standard to charge rm200 set up fee but nw revised to rm212 due to gst.


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Hmm... I beg to differ. I don't recall my RHB full flexi incur the set up fee
Btw, the GST is really haunting our lifes

Ya..GST is making everyone life hard especially impact low income ppl who nvr contribute income tax b4..maybe RHB did not charge set up fee qua but most of the bank will charge it.

yeah mine same as Jason's. RHB no setup fees lol

Imma go back maybe this weekend to check if im able to

I am also on RHB full flexi loan. No setup fees and maintenance fee. But have to pay RM 8 per annum for debit card and RM 10 for every 6 month if you have less than rm1000 in your current account.

i think rm10 is for the debit card instead of rm8 while im unsure about they implement charges to account less than 1k

and yours is non interest bearing current account right?

yup... the most basic current account

I keep no debit card and will leave minimum RM1k in the account, so will incur no cost

you keep that 1k in your loan account you get(save) 4.35% * RM1000 = 43.50. You keep that 1k in your current account you save RM 20. so .....

Haha every single cent count.

if i am serving interest now, and amount withdrawn is 100k
and i put 100k in the loan account. every month no need pay interest?