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Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15

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victorywp
post Jan 20 2015, 05:24 PM

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QUOTE(dreamschee @ Jan 20 2015, 05:13 PM)
Hi..just log in to c the transaction details..notice maybank had charged me RM50 services tax principal in my Amex card...are they going to refund me? or i have to call CS to waived...Coz i had swipe 3 times for each card...wonder why they still charged me...Help....
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they will pay you back don't worry.
ronron
post Jan 20 2015, 05:35 PM

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hallo, anyone here is MBB credit card sales person can help me?

I am so wanted MBB 2 card, cannot go to maybank branch, everytime go have to queue >1 hour cry.gif cry.gif and I only have 1 hour lunch time .
verine1012
post Jan 20 2015, 05:46 PM

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QUOTE(ronron @ Jan 20 2015, 05:35 PM)
hallo, anyone here is MBB credit card sales person can help me?

I am so wanted MBB 2 card, cannot go to maybank branch, everytime go have to queue >1 hour  cry.gif  cry.gif  and I only have 1 hour lunch time .
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You can direct email to maybankardsales@maybank.com.my
quite efficient biggrin.gif
ronron
post Jan 20 2015, 05:54 PM

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QUOTE(verine1012 @ Jan 20 2015, 05:46 PM)
You can direct email to maybankardsales@maybank.com.my
quite efficient biggrin.gif
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wah. thanks for enlighten me. I tot the email is for increase credit limit only.
victorywp
post Jan 20 2015, 05:56 PM

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QUOTE(ronron @ Jan 20 2015, 05:54 PM)
wah. thanks for enlighten me. I tot the email is for increase credit limit only.
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can, just email your form with your 3 months salary slips and photocopy of nric.
verine1012
post Jan 20 2015, 06:00 PM

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QUOTE(ronron @ Jan 20 2015, 05:54 PM)
wah. thanks for enlighten me. I tot the email is for increase credit limit only.
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I got my cards within 7 working days.
Hope you can get your cards soon! rclxms.gif
ronron
post Jan 20 2015, 06:02 PM

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QUOTE(victorywp @ Jan 20 2015, 05:56 PM)
can, just email your form with your 3 months salary slips and photocopy of nric.
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QUOTE(verine1012 @ Jan 20 2015, 06:00 PM)
I got my cards within 7 working days.
Hope you can get your cards soon! rclxms.gif
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thank you guys, I really wanted this card since many years already cry.gif

angrysnail
post Jan 20 2015, 09:36 PM

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Hi all otaimer,newbie in CC here.. sweat.gif

Now i'm thinking to get a credit card and now the credit limit imposed by BNM is really good but if i choose this cards can i buy a stuff with price let say RM8k and do i need to swipe both card since it combined RM10K? and how it works with online transcation?like Ezypay 0% interest?..

Thanks.. icon_rolleyes.gif
kaoru
post Jan 20 2015, 09:42 PM

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If we buy something from overseas merchant via paypal let say in Yen using Amex

iinm

The yen will be converted to US dollar first and then converted back to RM right?

Seeing as to that US dollar is at an all time high does this mean any foreign purchases in other currencies will result in a much higher conversion rate then ?

It is more expensive now to use amex for foreign purchases ?

Correct me if im wrong.
anarchy2cruo
post Jan 21 2015, 12:37 AM

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QUOTE(angrysnail @ Jan 20 2015, 09:36 PM)
Hi all otaimer,newbie in CC here.. sweat.gif

Now i'm thinking to get a credit card and now the credit limit imposed by BNM is really good but if i choose this cards can i buy a stuff with price let say RM8k and do i need to swipe both card since it combined RM10K? and how it works with online transcation?like Ezypay 0% interest?..

Thanks.. icon_rolleyes.gif
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Both cards sharing the same credit limit, not separate credit limit as what you think. You can pay 8k using 1 card.
ezypay 0% interest applicable to merchants that offers the installment plan with 0% interest.
let say the merchant you are to pay 8k offer installment plan with 0% interest for 6/12/18/24 months then you can divide the 8k accordingly to pay monthly. as simple as standard 2 math. nod.gif
want to enhance your turbo is it? brows.gif
angrysnail
post Jan 21 2015, 01:05 AM

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QUOTE(anarchy2cruo @ Jan 21 2015, 12:37 AM)
Both cards sharing the same credit limit, not separate credit limit as what you think. You can pay 8k using 1 card.
ezypay 0% interest applicable to merchants that offers the installment plan with 0% interest.
let say the merchant you are to pay 8k offer installment plan with 0% interest for 6/12/18/24 months then you can divide the 8k accordingly to pay monthly. as simple as standard 2 math. nod.gif
want to enhance your turbo is it? brows.gif
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Alamak..ade spy.. tongue.gif

No lar bro.I'm been thinking something else.So far i spent a lot to my car already and all in cash term. sweat.gif
and i don't like to pay in credit too..

For this Maybank 2 cards it shows 2 card combine equal to 10k and i assumed it 5k per card.If you say so means it just combined and not equally distribute.About the Ezyplan i understand how it works but my question how it works if both card limits to 5k per card and need to buy 8k stuff.

Plan to apply tomorrow.Thanks for clearing up. brows.gif
sj0217
post Jan 21 2015, 06:56 AM

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QUOTE(angrysnail @ Jan 21 2015, 01:05 AM)
Alamak..ade spy.. tongue.gif

No lar bro.I'm been thinking something else.So far i spent a lot to my car already and all in cash term. sweat.gif
and i don't like to pay in credit too..

For this Maybank 2 cards it shows 2 card combine equal to 10k and i assumed it 5k per card.If you say so means it just combined and not equally distribute.About the Ezyplan i understand how it works but my question how it works if both card limits to 5k per card and need to buy 8k stuff.

Plan to apply tomorrow.Thanks for clearing up. brows.gif
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Total credit limit of your card is 10k, you can use either one up to 10k, not mean 5k per card

Example, use for 8k on Amex, your sufficient credit limit only left 2k to be use, can be use on Amex or Visa/Master for another 1k

koinibler
post Jan 21 2015, 06:35 PM

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QUOTE(cruel_boy @ Jan 20 2015, 05:03 PM)
yes, that sums it up.

No, i've been using it since i got my mbb2cards.

The only problem was that i accidentally scheduled early payment on 17th Nov, but the statement came out 18nov and due date was 8th Dec. I found out i missed the payment on 10th, and informed CS. They said 3 days grace period, so no worries. Still can bank in and won't be considered late payment.

The weird issue is that for visa i bank in via CDM on 10th. When i want to do for amex, cdm duwan to accept my notes. So i use cimbclicks. This cimbclicks is the one didn't show up in mbb statement now.
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its either, its didn't show in current month statement, but it will show on the next month statement,

or ibg bounce back, should see the money back to your cimb account.

You should have M2U account to track this kind of thing.
janson_kaniaz
post Jan 21 2015, 10:35 PM

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do I get charged by using paypal if I don't have account with it?

my transaction directs me to paypal page.

also, does it accept Amex for ringgit transaction?
fruitie
post Jan 21 2015, 10:47 PM

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QUOTE(janson_kaniaz @ Jan 21 2015, 10:35 PM)
do I get charged by using paypal if I don't have account with it?

my transaction directs me to paypal page.

also, does it accept Amex for ringgit transaction?
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You cannot use PayPal if you don't have an account with it.
Nope, AmEx doesn't accept ringgit for PayPal transactions.
Vervain
post Jan 21 2015, 11:28 PM

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QUOTE(adele123 @ Jan 20 2015, 10:22 AM)
yes, as stated in post #2. whatever the actual date is. before july 2014.

your 2nd question is actually very confusing. most ppl pay based on due date, although i've seen in the forum some saying they pay immediately after swiping. i don't think someone like you has a 'bad' habit.

as for the 2nd part of the question, yes, it will be reflected in your CCRIS if you were late for your payment. late, as in zero payment after due date, then subsequently any loans you want to apply in future, bank will look at your ccris before deciding.
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Gracias. My 2nd question depicts an early settlement. For example, I swipe 10k. I pay in 3 days which is still before the statement is issued. My outstanding shows zero. Then at the end of the month, when statement is issue, it displays 0. This means there is no payment trend being logged since i do an early payment before the month rolls.

QUOTE(Human Nature @ Jan 20 2015, 10:53 AM)
Do check out for any changes after the GST implementation.
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Noted Buddy. Thanks for the reminder.

QUOTE(QPheng @ Jan 20 2015, 11:08 AM)
Hi Vervain, for your 1st question, yes, and you're only liable for any applicable GST on the the next anniversary of your card approval date.

As for your 2nd question, it's indeed a good habit to make full payment on any day as long as it's before the due date to avoid prevailing interest charges and by doing so, it shows that you're a good paymaster in bank's internal record as well as CCRIS. CCRIS will capture payment pattern base on minimum payment, partial payment and full payment reported by financial institutions on each month.  smile.gif
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Thanks for the explanation. you got what I wanted to ask, spot on.
mclee88
post Jan 21 2015, 11:39 PM

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Hi guys and girls,

I have 1 question in mind and i quite new to this online banking thingy....
I cant see my statement date in account details and no statement was available for me to view from so how can i know statement due date for my credit card?
Just wait?
Thank you smile.gif
BTW i just get my credit card 3 days ago ^^

This post has been edited by mclee88: Jan 21 2015, 11:41 PM
SUSDavid83
post Jan 21 2015, 11:41 PM

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QUOTE(mclee88 @ Jan 21 2015, 11:39 PM)
Hi guys and girls,

I have 1 question in mind and i quite new to this online banking thingy....
I cant see my statement date in account details and no statement was available for me to view from so how can i know statement due date for my credit card?
Just wait?
Thank you  smile.gif
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You can call CS to know that.
mclee88
post Jan 21 2015, 11:42 PM

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QUOTE(David83 @ Jan 21 2015, 11:41 PM)
You can call CS to know that.
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Okay ^^ Thank you for your help
I will try to call customer service biggrin.gif
LongLastFX
post Jan 22 2015, 02:26 PM

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QUOTE(victorywp @ Jan 20 2015, 05:56 PM)
can, just email your form with your 3 months salary slips and photocopy of nric.
*
I dont have 3month payslip right now. Have other way to apply this cc?

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