Then, by-laws, they need to inflate their TP amount for redemption of items, "price shown inclusive GST".

How I Took $195K Worth Of Vacations ... Almost Entirely On Credit Card Points
Through my research I learned that racking up credit card points to score free airfare and hotel stays was actually quite easy, thanks to a strategy called “churning.”

Put simply, churning is when you apply for multiple credit cards in order to capitalize on their lucrative sign-up incentives, which issuers give you in return for meeting a certain spending requirement.

When done right, you can bank hundreds of thousands in rewards points—but there’s a catch.

Churning is only a financially sound strategy if you’re able to meet the spending minimums without blowing your budget, and you can pay off your balance in full every month. Otherwise, the interest you’ll pay will overshadow any benefits.

http://www.forbes.com/sites/learnvest/2015...it-card-points/

Hopefully later if redeem for MAS flight n not charge another round of gst on the TP.

On the spot redeem or with postage?
If on the spot they should not charge, if by postage then yes, since postal service is a service

Not sure, need to check with those who redeem after GST. If postage, can charge GST on postage, but not on the voucher.

Need to clarify this properly, else will be very misleading.

Yeah.. Those who have redeem, pls share how they charge n where u redeem.

I hate some people just simply says : I got charged.
At least make it a clearer picture. Since I got another rm400 gift card to be redeemed. Bought 2 return business class flight tickets last month just to collect enough TPs

Haha, same here. Spend a lots b4 GST n collect enough points to redeem RM250 vouchers. If need to charge 6%, mean I can only redeem RM200 vouchers. Sigh..

Just check my total TPS, can only get rm350
Still, this will be the "final" TP redemption before 1st of May. Lucky no more rm50 GST to pay, so is a consolation to us as card holder despite 400TP=rm1:lol:

400 TP = RM 1??? so less

Yeap.. Effective 1 May..

Talak suka, pakai cash
Then see how small your money are.
After HLB's STUPID card, this is another card that you should be holding.

May i ask if use CC for easy payment plan

E.g. 12 months (RM100) ; total RM 1200.


I had paid for 3 months = RM300 within 20days ( 0% interest )

, but suddenly wanna paid the remaining RM900 in one shot to clear the debts. (can it be done this way)


Sorry new user here. Need pros advice. Point me out if my theory is wrong

interesting, but here in Msia one had to be a big spender to accumulate sufficient points, and welcome bonus for CC is mostly pittance.

why MBB did not warn its customers points redemption will be charged GST!

Yes you can actually pay off in one shot but need to ensure whether got extra charge or not, subject to your EPP that you applies.

I have seek advice from the staff before, some installment plan is need extra charge, better call to inquiry

yeah lo ... and ur touch and go reload is 50 cents? mine each reload is RM2, so now with GST it's RM6?

This post has been edited by earl-ku: Apr 4 2015, 07:43 PM

rm2 + gst = rm6??
that's 300% not 6% lol...

Lol