Outline ·
[ Standard ] ·
Linear+
Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15
|
ejat
|
Feb 2 2015, 10:30 AM
|
|
Last week my amex card was declined from the shop and i proceed with cash payment, however my maybank2u status show the charge went through in the outstanding balance but not in the transaction history (account details).
Anyone encounter this kind of problem before? Still waiting my official statement come out this 6 feb.
|
|
|
|
|
|
janson_kaniaz
|
Feb 2 2015, 10:46 AM
|
|
QUOTE(ejat @ Feb 2 2015, 10:30 AM) Last week my amex card was declined from the shop and i proceed with cash payment, however my maybank2u status show the charge went through in the outstanding balance but not in the transaction history (account details). Anyone encounter this kind of problem before? Still waiting my official statement come out this 6 feb. I haven't experience this b4 but did you set limit for your SMS alert to a low amount?
|
|
|
|
|
|
ejat
|
Feb 2 2015, 10:52 AM
|
|
QUOTE(janson_kaniaz @ Feb 2 2015, 10:46 AM) I haven't experience this b4 but did you set limit for your SMS alert to a low amount? Sorry for my ignorance but what it has to do with this? anyway, i didn't received any sms regarding that failure transaction or whatsoever.
|
|
|
|
|
|
janson_kaniaz
|
Feb 2 2015, 10:55 AM
|
|
QUOTE(ejat @ Feb 2 2015, 10:52 AM) Sorry for my ignorance but what it has to do with this? anyway, i didn't received any sms regarding that failure transaction or whatsoever. just a precaution. if u set the limit low enough, it will trigger the SMS alert to you, if the transaction went through. that way, you could have known if they had charged u on the spot.
|
|
|
|
|
|
Tigerr
|
Feb 2 2015, 11:00 AM
|
|
QUOTE(janson_kaniaz @ Feb 2 2015, 10:55 AM) just a precaution. if u set the limit low enough, it will trigger the SMS alert to you, if the transaction went through. that way, you could have known if they had charged u on the spot. But sometimes the sms ll comes few hours later especially u r overseas.
|
|
|
|
|
|
popeye3rd
|
Feb 2 2015, 11:14 AM
|
|
QUOTE(Prodigenous Zee @ Feb 2 2015, 08:31 AM) Yup. All new cardholders are entitled to it. Just make sure you swipe both cards 3x within 60 days. Need to subscribe/register for the promotion or just straight swipe the cards and wait for the cash back to be reflected in the statement?
|
|
|
|
|
|
Human Nature
|
Feb 2 2015, 11:19 AM
|
|
QUOTE(ejat @ Feb 2 2015, 10:30 AM) Last week my amex card was declined from the shop and i proceed with cash payment, however my maybank2u status show the charge went through in the outstanding balance but not in the transaction history (account details). Anyone encounter this kind of problem before? Still waiting my official statement come out this 6 feb. The amount will be released in 1 week iinm if the merchant does not claim it. If it is claimed, file a dispute.
|
|
|
|
|
|
ejat
|
Feb 2 2015, 11:36 AM
|
|
QUOTE(Human Nature @ Feb 2 2015, 11:19 AM) The amount will be released in 1 week iinm if the merchant does not claim it. If it is claimed, file a dispute. I think it's more than a week already, the amount is still there. Maybe i should wait for the official statement, if im being charged i'll call Maybank. Thanks guys.
|
|
|
|
|
|
maskedchan
|
Feb 2 2015, 01:41 PM
|
|
QUOTE(janson_kaniaz @ Feb 2 2015, 10:55 AM) just a precaution. if u set the limit low enough, it will trigger the SMS alert to you, if the transaction went through. that way, you could have known if they had charged u on the spot. even you receive SMS alert, this does not mean the transaction go through.. it could still be flooding in the system and could also be reversal after that..
|
|
|
|
|
|
mamamia
|
Feb 2 2015, 06:53 PM
|
|
QUOTE(Prodigenous Zee @ Feb 2 2015, 08:31 AM) Yup. All new cardholders are entitled to it. Just make sure you swipe both cards 3x within 60 days. I swipe both card for 3 times each. But mbb charged me gst for AMEX card at 2nd statement.
|
|
|
|
|
|
cybpsych
|
Feb 2 2015, 06:58 PM
|
|
QUOTE(mamamia @ Feb 2 2015, 06:53 PM) I swipe both card for 3 times each. But mbb charged me gst for AMEX card at 2nd statement. read the Terms and Conditions again. it stated clearly when you'll get the cashbacks.
|
|
|
|
|
|
mamamia
|
Feb 2 2015, 07:07 PM
|
|
QUOTE(cybpsych @ Feb 2 2015, 06:58 PM) read the Terms and Conditions again. it stated clearly when you'll get the cashbacks. Ya, I read. That's y wonder how long they take to cashback us. The Visa card yet to charge gst. Only AMEX.
|
|
|
|
|
|
DrPitchard
|
Feb 3 2015, 04:07 PM
|
|
QUOTE(tigaxxx @ Jan 27 2015, 10:43 PM) That's great... mine not even 2X my salary... after taking into account 10k CL increase...  Depends on credit history too, I guess. My CL is almost 5x my salary. Been holding my MBB 2 Card since its inception (2010 or 2011). Yearly usage is heavy, about 2x to 3x my credit limit. Very prompt payment every month with no late payment ever.
|
|
|
|
|
|
jasontoh
|
Feb 3 2015, 04:45 PM
|
|
QUOTE(DrPitchard @ Feb 3 2015, 04:07 PM) Depends on credit history too, I guess. My CL is almost 5x my salary. Been holding my MBB 2 Card since its inception (2010 or 2011). Yearly usage is heavy, about 2x to 3x my credit limit. Very prompt payment every month with no late payment ever. 5x  . How come you can get so high? Are you their Aspire or Premier Wealth member? Most people I know hardly get beyond 2x, including myself, and my annual usage is quite consistent from about 2x the limit.
|
|
|
|
|
|
DrPitchard
|
Feb 4 2015, 07:23 AM
|
|
QUOTE(jasontoh @ Feb 3 2015, 04:45 PM) 5x  . How come you can get so high? Are you their Aspire or Premier Wealth member? Most people I know hardly get beyond 2x, including myself, and my annual usage is quite consistent from about 2x the limit. I've been increasing my CL consistently over the past few years. Every 6 months, will put in a request. My 5x CL is not achieved through one shot. Standard amount upon approval will usually be between 2x to 4x the salary slip. Nope, certainly not an Aspire or Premier Wealth member.
|
|
|
|
|
|
sj0217
|
Feb 4 2015, 07:38 AM
|
|
QUOTE(cempedaklife @ Jan 25 2015, 12:09 PM) and u still can pay with amex to get weekend 5% on top of the 7% agoda deal  Try to book a hotel that we can see the 7% rebate from the total price. May I know is this offer until valid on Wednesday purchased or all the day? Because I'm planning to book on this weekends for another 7% rebate (5% + 2% TP)... But, I can't find any related link for promotion date
|
|
|
|
|
|
Human Nature
|
Feb 4 2015, 07:58 AM
|
|
QUOTE(sj0217 @ Feb 4 2015, 07:38 AM) Try to book a hotel that we can see the 7% rebate from the total price. May I know is this offer until valid on Wednesday purchased or all the day? Because I'm planning to book on this weekends for another 7% rebate (5% + 2% TP)... But, I can't find any related link for promotion date http://www.agoda.com/maybankapplicable everyday
|
|
|
|
|
|
sj0217
|
Feb 4 2015, 08:16 AM
|
|
QUOTE(Human Nature @ Feb 4 2015, 07:58 AM) Just now entry with this website but didn't know the terms and conditions as state below. Thanks for your sharing...
|
|
|
|
|
|
SUSDavid83
|
Feb 4 2015, 09:38 AM
|
|
QUOTE RM0.00 Maybank: TQ for yr recent purchase. Convert any min purchase of RM 1k to EzyPay Plus with 3% interest for 10mths. Call 1300886688 to convert. T&C apply
|
|
|
|
|
|
noien
|
Feb 4 2015, 09:52 AM
|
|
QUOTE(Human Nature @ Feb 4 2015, 07:58 AM) quote for future reference. with amex means 7% + 5% + 5x point on weekend? will agoda pass transaction on weekend?
|
|
|
|
|