QUOTE(victorywp @ Apr 1 2015, 01:11 AM)
what's the rate of TP to enrich?
Thanks.
Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15
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 Apr 1 2015, 08:57 AM
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Senior Member
1,790 posts Joined: Feb 2006 From: KL 
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what's the rate of TP to enrich? Thanks. |
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Apr 1 2015, 08:57 AM
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Senior Member
1,790 posts Joined: Feb 2006 From: KL
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QUOTE(David83 @ Apr 1 2015, 08:54 AM) Thank you. |
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Apr 1 2015, 08:58 AM
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Senior Member
1,215 posts Joined: Jul 2009 From: Penang Island 
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heard from fren that she call to maybank about reward stuff
6% on everything u redeem eg: use 10K point to redeem something x 6% = 600 point pay for GST is this true? |
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Apr 1 2015, 09:56 AM
Show posts by this member only | IPv6 | Post
#2264
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Senior Member
1,442 posts Joined: Nov 2005
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QUOTE(cybpsych @ Mar 31 2015, 05:19 PM) refer this catalogue (online redemption rate) any card centre at penang? http://www.maybank2u.com.my/WebBank/TPoints-Redemption.pdf back in February, i redeemed the cards from treatspoints page (lazy to go card centre  ) |
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Apr 1 2015, 10:53 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(wan7075 @ Apr 1 2015, 09:56 AM) any card centre at penang? Sorry to disappoint that the answer is NO. |
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Apr 1 2015, 10:56 AM
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Senior Member
6,022 posts Joined: Oct 2004 
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QUOTE(nghj @ Apr 1 2015, 08:57 AM) what's the min treat points required for this conversion? 10k TPs = 1000 enrich miles..what's the rate of TP to enrich? Thanks. change in block of 1000 enrich miles |
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Apr 1 2015, 11:40 AM
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Junior Member
83 posts Joined: Jul 2009
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QUOTE(nghj @ Apr 1 2015, 08:49 AM) so starting today, the 5% cashback on this card is useless if the bank charges the 6% when we use the cards. Kindly see below example and let me know correct or wrong. OMG eg: i buy something at RM10.00 at the supermarket. supermarket charge me 6% GST, becomes RM10.60. i use my card, MBB charges me 6% GST, becomes RM11.24. if i get back 5% cashback for RM11.24, is only RM0.56. Effective, the item i bought is RM11.24-RM0.56=RM10.68, which is still higher than paying cash at the counter in the first place, RM10.60. Let's say we dont mind pay MBB the 6% GST because now dont have to pay RM50. But means maximum we can use the card is only RM833.33 because the 6% GST on that is RM50.  .. you're getting it wrongly... if the calculation is to be like this, i believe no one will be using credit card anymore... the example should be like this,eg: i buy something at RM10.00 at the supermarket. supermarket charge me 6% GST, becomes RM10.60. i use my card, you are still paying RM10.60. if i get back 5% cashback for RM10.60, you get back RM0.53. lets assume you did not pay the RM10.60 within the period, bank will charge you interest. let's say the interest is RM1.00, then there will be additional charges of 6% on the RM1.00. so the total interest will be RM1.06.... don't shoot me if i get it wrongly.  . because it's really confusing.. |
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Apr 1 2015, 11:53 AM
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Senior Member
1,790 posts Joined: Feb 2006 From: KL
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QUOTE(rayz2003 @ Apr 1 2015, 11:40 AM) OMG yes, thank you. it has been clarified. .. you're getting it wrongly... if the calculation is to be like this, i believe no one will be using credit card anymore... the example should be like this,eg: i buy something at RM10.00 at the supermarket. supermarket charge me 6% GST, becomes RM10.60. i use my card, you are still paying RM10.60. if i get back 5% cashback for RM10.60, you get back RM0.53. lets assume you did not pay the RM10.60 within the period, bank will charge you interest. let's say the interest is RM1.00, then there will be additional charges of 6% on the RM1.00. so the total interest will be RM1.06.... don't shoot me if i get it wrongly. . because it's really confusing.. |
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Apr 1 2015, 12:27 PM
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Senior Member
612 posts Joined: Feb 2008
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QUOTE(rayz2003 @ Apr 1 2015, 11:40 AM) OMG there should be no gst for maybank cc interest .. you're getting it wrongly... if the calculation is to be like this, i believe no one will be using credit card anymore... the example should be like this,eg: i buy something at RM10.00 at the supermarket. supermarket charge me 6% GST, becomes RM10.60. i use my card, you are still paying RM10.60. if i get back 5% cashback for RM10.60, you get back RM0.53. lets assume you did not pay the RM10.60 within the period, bank will charge you interest. let's say the interest is RM1.00, then there will be additional charges of 6% on the RM1.00. so the total interest will be RM1.06.... don't shoot me if i get it wrongly. . because it's really confusing.. |
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Apr 1 2015, 01:13 PM
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Senior Member
5,867 posts Joined: Feb 2006
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QUOTE(yahiko @ Apr 1 2015, 08:58 AM) heard from fren that she call to maybank about reward stuff Gov accepting MBB TP as input/output tax. 6% on everything u redeem eg: use 10K point to redeem something x 6% = 600 point pay for GST is this true?  |
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Apr 1 2015, 03:59 PM
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All Stars
65,286 posts Joined: Jan 2003
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arghhhh!!
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Apr 1 2015, 04:01 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart 
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QUOTE(cybpsych @ Apr 1 2015, 03:59 PM) arghhhh!! is this your first gst contribution? and it's a 10% contribution, good citizen. |
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 Apr 1 2015, 04:08 PM
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Junior Member
419 posts Joined: Apr 2008 From: selangor
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QUOTE(victorywp @ Apr 1 2015, 04:01 PM) is this your first gst contribution? extra RM0.004 payed.... lolx... if every m2u user do IBG.... and it's a 10% contribution, good citizen. |
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Apr 1 2015, 04:11 PM
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All Stars
65,286 posts Joined: Jan 2003
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QUOTE(victorywp @ Apr 1 2015, 04:01 PM) is this your first gst contribution? and it's a 10% contribution, good citizen. QUOTE(cipher3344 @ Apr 1 2015, 04:08 PM) extra RM0.004 payed.... lolx... if every m2u user do IBG.... no choice, cuz GST amount is 2-decimal rounding   |
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Apr 1 2015, 04:18 PM
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Senior Member
1,563 posts Joined: Jan 2003 From: peejay
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QUOTE(aeiou228 @ Mar 31 2015, 09:56 PM) Ioi mall. From my one and only Amex. I know it's over but just wanna ask how long is the validity of the card?I asked the cashier, I have 21k points can I redemm 3 gift cards ? The cashier checked the promo guides and then processed the 3 gift cards for me. I'm not sure other cashier will do the same. This post has been edited by CalvinCLK: Apr 1 2015, 04:19 PM |
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Apr 1 2015, 04:42 PM
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Senior Member
1,485 posts Joined: Dec 2005
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QUOTE(CalvinCLK @ Apr 1 2015, 04:18 PM) I know it's over but just wanna ask how long is the validity of the card? yeah i also want to ask....got the cards less than 1 year currently have 36k tppoints.....shall i call for the redemption for the tesco /popular? or can i go directly to the tesco/popular to ask for the redemption? sorry first time for the mbb redemption  This post has been edited by asiatrader98: Apr 1 2015, 05:00 PM |
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Apr 1 2015, 04:59 PM
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Senior Member
5,867 posts Joined: Feb 2006
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QUOTE(CalvinCLK @ Apr 1 2015, 04:18 PM) I know it's over but just wanna ask how long is the validity of the card? QUOTE(asiatrader98 @ Apr 1 2015, 04:42 PM) yeah i also want to ask....got the cards less than 1 year currently have 36k points.....what can I do? I don't know when is the Seng Heng 6250TP to RM50 gift card promo ends but the gift card is valid for 1 year. |
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Apr 1 2015, 06:11 PM
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Junior Member
419 posts Joined: Apr 2008 From: selangor
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Aeon voucher is the MOST value redemption.
no expired date, convenience, can use in departmental store, grocery, supermarket, wellness, etc etc.. on-the-spot can get in maybank card center 1U.. p/s: personal view... |
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Apr 1 2015, 06:13 PM
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Senior Member
5,987 posts Joined: Jan 2003 From: North Borneo & South Nihon/Nippon
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QUOTE(aeiou228 @ Apr 1 2015, 04:59 PM) I don't know when is the Seng Heng 6250TP to RM50 gift card promo ends but the gift card is valid for 1 year. QUOTE(CalvinCLK @ Apr 1 2015, 04:18 PM) I know it's over but just wanna ask how long is the validity of the card? It ended yesterday.... 31/3.... I don't think there's extension....This post has been edited by BeastX: Apr 1 2015, 06:15 PM |
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Apr 1 2015, 10:19 PM
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Senior Member
2,867 posts Joined: Jan 2003
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Guys, a question here. The TP value will change at the end of this month right? Are the TP I earn with purchases this month eligible to be redeemed? Or do I have to wait until this month's statement is out before I can redeem the points I earned this month?
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