Maybankard 2 Gold & Platinum Cards V12

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Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15

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nghj	Mar 30 2015, 11:40 AM Return to original view \| Post #1
Regular Senior Member 1,790 posts Joined: Feb 2006 From: KL	QUOTE(shahzane @ Mar 25 2015, 07:32 PM) Did Maybank reduced the item in their treatspoint redemption catalogue? This is all there is when I look it up tjust now. Even my fav redemption, harvey norman rebate is not listed anymore. Any info on this? http://www.maybank2u.com.my/WebBank/TPoints-Redemption.pdf QUOTE(btfan @ Mar 25 2015, 07:36 PM) I can't seem to access http://www.maybankard.net.my/ How are people suppose to redeem their points online now? so what now? is it still possible to redeem at branches or have to do thru form only now?
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nghj	Apr 1 2015, 08:49 AM Return to original view \| Post #2
Regular Senior Member 1,790 posts Joined: Feb 2006 From: KL	so starting today, the 5% cashback on this card is useless if the bank charges the 6% when we use the cards. Kindly see below example and let me know correct or wrong. eg: i buy something at RM10.00 at the supermarket. supermarket charge me 6% GST, becomes RM10.60. i use my card, MBB charges me 6% GST, becomes RM11.24. if i get back 5% cashback for RM11.24, is only RM0.56. Effective, the item i bought is RM11.24-RM0.56=RM10.68, which is still higher than paying cash at the counter in the first place, RM10.60. Let's say we dont mind pay MBB the 6% GST because now dont have to pay RM50. But means maximum we can use the card is only RM833.33 because the 6% GST on that is RM50.
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nghj	Apr 1 2015, 08:53 AM Return to original view \| Post #3
Regular Senior Member 1,790 posts Joined: Feb 2006 From: KL	QUOTE(David83 @ Apr 1 2015, 08:51 AM) You're totally wrong! i buy something at RM10.00 at the supermarket. supermarket charge me 6% GST, becomes RM10.60. if you pay using your credit card, you're paying RM 10.60 yes, that's the point i wanted to be clear on, so MBB does not charge 6% GST on the credit card transactions? the FAQ stated some charges are subject to GST, just wanted to be clear that paying for goods is not subjected. Thanks. This post has been edited by nghj: Apr 1 2015, 08:55 AM
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nghj	Apr 1 2015, 08:57 AM Return to original view \| Post #4
Regular Senior Member 1,790 posts Joined: Feb 2006 From: KL	QUOTE(victorywp @ Apr 1 2015, 01:11 AM) what's the min treat points required for this conversion? what's the rate of TP to enrich? Thanks.
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nghj	Apr 1 2015, 08:57 AM Return to original view \| Post #5
Regular Senior Member 1,790 posts Joined: Feb 2006 From: KL	QUOTE(David83 @ Apr 1 2015, 08:54 AM) No. Please read this: http://www.maybank2u.com.my/WebBank/gst_faq_20150327.pdf Thank you.
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nghj	Apr 1 2015, 11:53 AM Return to original view \| Post #6
Regular Senior Member 1,790 posts Joined: Feb 2006 From: KL	QUOTE(rayz2003 @ Apr 1 2015, 11:40 AM) OMG .. you're getting it wrongly... if the calculation is to be like this, i believe no one will be using credit card anymore... the example should be like this, eg: i buy something at RM10.00 at the supermarket. supermarket charge me 6% GST, becomes RM10.60. i use my card, you are still paying RM10.60. if i get back 5% cashback for RM10.60, you get back RM0.53. lets assume you did not pay the RM10.60 within the period, bank will charge you interest. let's say the interest is RM1.00, then there will be additional charges of 6% on the RM1.00. so the total interest will be RM1.06.... don't shoot me if i get it wrongly. . because it's really confusing.. yes, thank you. it has been clarified.
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