Card centre one is considered as redeem on the spot!

additional TP required for online redemptiom to cover postage cost. you can save lot of your TP for redemption at card center

to me it's not really postage fee. more like "convenience" fee. you pay extra for not having to drive and pay for parking and more importantly skip the queue. if they want to charge postage fee, it should be a standard fixed rate. and not 10% of your redemption amount.

I managed to redeemed 3pcs gift cards @ 6250TP each at senQ. No need to make any purchases.

Cool. From the same senQ outlet?

all 3 are your cards?

any idea how to check how many TP i have other than wait for statement? can't seems to find in M2U

There's in M2U, under Rewards.

ahhhh tat hidden quick link..........okay got it. thanks!

on a side note, few days before GST they decided to charge me the rm50 gov tax

Ioi mall. From my one and only Amex.
I asked the cashier, I have 21k points can I redemm 3 gift cards ? The cashier checked the promo guides and then processed the 3 gift cards for me.
I'm not sure other cashier will do the same.

The cashier doesn't seem to know the TnC.
Good for you.

Just to ask does mbb 2 cards offer 0% for d balance in d card?

0% balance transfer or what?

0% for 20 days interest free only.

That one is a standard feature for CC in Malaysia.

so starting today, the 5% cashback on this card is useless if the bank charges the 6% when we use the cards. Kindly see below example and let me know correct or wrong.

eg:
i buy something at RM10.00 at the supermarket.
supermarket charge me 6% GST, becomes RM10.60.
i use my card, MBB charges me 6% GST, becomes RM11.24.
if i get back 5% cashback for RM11.24, is only RM0.56.
Effective, the item i bought is RM11.24-RM0.56=RM10.68, which is still higher than paying cash at the counter in the first place, RM10.60.

Let's say we dont mind pay MBB the 6% GST because now dont have to pay RM50. But means maximum we can use the card is only RM833.33 because the 6% GST on that is RM50.

You're totally wrong!

i buy something at RM10.00 at the supermarket.
supermarket charge me 6% GST, becomes RM10.60.
if you pay using your credit card, you're paying RM 10.60

yes, that's the point i wanted to be clear on, so MBB does not charge 6% GST on the credit card transactions?
the FAQ stated some charges are subject to GST, just wanted to be clear that paying for goods is not subjected.
Thanks.

This post has been edited by nghj: Apr 1 2015, 08:55 AM

No.

Please read this: http://www.maybank2u.com.my/WebBank/gst_faq_20150327.pdf