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Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15

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den
post Feb 1 2015, 09:42 PM

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QUOTE(spikey2506 @ Feb 1 2015, 09:29 PM)
Don't upgrade if you currently only paying the Service Tax for one card. I was told by the CS before if you upgrade you will be paying Tax for both cards.
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i was upgraded previously, but still paying GST for only 1 card.
den
post Feb 1 2015, 10:51 PM

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QUOTE(Wongchoy @ Feb 1 2015, 10:44 PM)
Guys... Check this new contest out. 5 winners will get 8 minutes of trolley sweep at Jusco Quill Citymall supermarket.

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
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Thanks, will join though I hardly win anything before from credit card competitions. tongue.gif
den
post Feb 5 2015, 08:46 AM

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QUOTE(nickcct @ Feb 5 2015, 08:37 AM)
Does Agoda accept AMEX transaction in MYR?
Then found out some of the deal in Agoda more cheaper in apps compared to MBB Agoda page as well.
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Yes, it does.
I usually use AMEX also for AGODA.
den
post Feb 7 2015, 09:08 AM

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Those mcdonald's, nandos voucher got how long before expired?
den
post Feb 7 2015, 09:56 AM

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QUOTE(edwardccg @ Feb 7 2015, 09:08 AM)
For me i will choose to redeem voucher for essential item like petronas giftcard rm50 for 12500TP
expiry date is 2016 Jun

(Only have this rate for redeem on the spot in maybank card center, via online is expensive)
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jun 2016 for petronas gift card?

but for me a bit waste to redeem petronas giftcard, cause im using hlb wise cc as well. if pump petrol will have another 10%.

anyone converted to nando's mcdonalds kfc voucher? mind to share the expiry date?
den
post Feb 18 2015, 12:19 AM

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QUOTE(~Eveready~ @ Feb 17 2015, 12:50 PM)
Any of you guys receive invitation from MBB for a 90 minutes session by Palace Vacation Club, and then they will give u 3 choices of free hotel room?
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QUOTE(besiegetank @ Feb 17 2015, 10:00 PM)
What are the things they are trying to sell? Scare when go no buy anything they will start pressuring aggressively...
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QUOTE(victorywp @ Feb 17 2015, 10:59 PM)
usually they are selling either medical package or travel package. but don't worry, you have all the rights to reject... since the price is not affordable by many. it's 15k and above, but can be done by instalments lol...
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im interested with the free stay, but the salesperson sure damn pushy =.=
den
post Feb 25 2015, 11:31 PM

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QUOTE(reoz @ Feb 25 2015, 11:30 PM)
Called to card centre, they said it is just like debit card when pump petrol. Will hold the money first then refund the remaining after the sales completed.

Previously my credit card only send sms and telling me how much i spent and the location.

First time using amex card. Not sure about that. Thanks for the reply. Haha
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It's normal when used to pump petrol, though I'm interested to know why can't they just charge how much we spent directly. tongue.gif
den
post Feb 25 2015, 11:35 PM

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QUOTE(alexanderclz @ Feb 25 2015, 11:33 PM)
because we always have to pay first before we get our goods. lol
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QUOTE(ronnie @ Feb 25 2015, 11:33 PM)
Because the pump won't know how much you going to pump, right ?
We authorize the CC first before pumping.... maybe you can design a new process flow
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oh ya hor.. must take out credit card first before start pumping. sweat.gif
den
post Mar 15 2015, 09:51 PM

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QUOTE(boonsheng @ Mar 15 2015, 09:40 PM)
Hi all,

New in MBB 2 Gold Card.

All i know is Get 1 Master card and 1 AMEX card.


However, I just need 1 card with me, Can i Just give another Card to my friend to use?

If yes, How about the Signature at the back of the card?

(1) I need to sign both?
(2) I sign for Master card and my friend sign for AMEX?
(3) Both remain unsigned.



Need your Helppppss. rclxub.gif  rclxub.gif  rclxub.gif  rclxub.gif  rclxub.gif  rclxub.gif  rclxub.gif  rclxub.gif  rclxub.gif

(application in process, estimate next week will get both of the cards)
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is that your bff? tongue.gif

you can sign both. ask him to copy your sig. when swiping. normally the cashier won't bother to check if the signature match (cause sometimes i pass my cc to my mum also).

but anything happen to your credit card, you are the one responsible la.
any late payment will affect your ccris.

This post has been edited by den: Mar 15 2015, 09:53 PM
den
post Mar 15 2015, 10:13 PM

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QUOTE(Human Nature @ Mar 15 2015, 09:58 PM)
I hope you are not serious about getting his friend to copy his signature.
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Haha. That's why I said, whatever happen, he has to be responsible.

You cannot deny that fact that the cashiers are not really checking whether you are the owner of the card or not, and that is one of the flaw.
den
post Mar 15 2015, 10:28 PM

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QUOTE(boonsheng @ Mar 15 2015, 10:14 PM)
Cos, im not using 2 cards, it is the same function. So deciding lending 1 for my friend to use and no nid to apply 1 more.
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QUOTE(maskedchan @ Mar 15 2015, 10:21 PM)
Recommend you to read the 1st page of this thread.
Both card not same function.
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ya wor.. if the merchant is not accepting amex, do you have other credit card? or you'll pay cash? tongue.gif

ask your friend to apply himself next month. monthly can get another RM50 (max) cash rebate. whistling.gif
den
post Mar 15 2015, 10:30 PM

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QUOTE(Human Nature @ Mar 15 2015, 10:16 PM)
i have actually come across cashiers who take a look at the signature but it is still a minority.

when more and more people choose to ignore the agreement, the bank and/or bank negara may introduce measures to tighten the rules, etc. to curb this. at the end of day, all card users will be affected.
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ya wor.. got your point.

i remember BNM mentioned about secure pin to be implemented in 2015, but it didn't happen.
at least with that, if someone stole your card, they can't just swipe & copy your signature.

den
post Mar 15 2015, 10:36 PM

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QUOTE(boonsheng @ Mar 15 2015, 10:34 PM)
Ok, i got it.

Question 1
So i will keep for both of the cards.... (Fee: i need to paid is RM 100 - GST) Correct me if im wrong
Question 2

If i wanna let my friend to use, (no working and payslip), only way is apply a Sub card for her?

Which is recommended? and Sub Card Fee is RM 50? Signature is who 1? rclxub.gif
Sorry, as i wanna to make it legal and for my friend to use it in future.

Thanks guys
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actually i thought next month onwards, no more GST charges for credit card?
den
post Mar 20 2015, 09:09 PM

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QUOTE(red_scorpion @ Mar 20 2015, 08:59 PM)
GUys, any of you redeem the point to Petronas Gift Card? I redeem it and when I want to use at petronas station, they always said offline...3 times already, so fed up with it..
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you mean when you want to use it for pump petrol or use it in the mesra shop?
if pump petrol, is it directly swipe at the kiosk?


i also got one, haven't use it yet.

This post has been edited by den: Mar 20 2015, 09:09 PM
den
post Mar 23 2015, 10:27 PM

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QUOTE(PrincZe @ Mar 23 2015, 10:20 PM)
guys, in m2u, we have

minimum balance | statement balance | outstanding balance
rm25                  | RM170                | RM170
statement date : 21march
payment due date : 10April

1)statement date is same for everyone?
2) will i still get charged if i pay rm170 (full amount) by 24march?
3) if i paid after 10april, how does interest get charged?
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bear in mind though, if you do not pay at least the minimum amount by 10th April, it will affect your CCRIS record as well.
den
post Mar 31 2015, 08:23 AM

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QUOTE(ckweng @ Mar 31 2015, 07:41 AM)
The new era of credit card rebate and rewards has come:

Seaech "Banks scale back credit card reward schemes" - the Rakyat Post (couldn't copy link on mobile)
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i read but do not really get it.
can someone explain how it benefits the small merchants by increasing the redemption point rate?
den
post Apr 3 2015, 11:59 PM

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QUOTE(earl-ku @ Apr 3 2015, 11:57 PM)
yeap when i redeemed the RM100 tesco voucher, the cs mentioned there is a GST

so it will be 27k treatpoints + 6 percent lo ...

sucks

even this points also goverment wanna tax ... celaka
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actually not fair right. later buy from tesco, also tax again. =.=

you guys know about touch n' go? got charge 6%? is it only charging 6% on the 0.50 service charge?

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