Why not consider Ambank cards that gives no conditions  and no AF, with PPL access in whole Malaysia as well as a few other countries?

You got too many cards d 

I have the same feeling but endup never expect them to approve my Amanah in two weeks and later on I apply Visa Platinum also 2 weeks. You more than 2 weeks?

Is the MYR12k thingy for real? Any hidden T&C?

Is HSBC consider strict or lenient in approving credit card compared to other banks?

I sent in oj end of august, until today no respond, then I chase on Monday, then today morning chase agn still pending, but on evening already recieve card approve email without call verification

Btw, My salary barely hit the minimum requirement for mpower

Already have cards from 3 banks

But still been rejected by hlb PBB scb and even ambank

My concern was and still is, like their balance transfer mechanism, I am not supposed to use the card at all for retail swipe to enjoy the real 0%

Any idea if the same applies to cash loan too?

Can somebody answer ah ? Right now i just pay one instalment.....

I've been stuck with 3k CL for years lo 

Max. 90% of your CL.

Herewith the link, yes is 60%.

https://sp.hsbc.com.my/zero

Jz 5.1K only

Perhaps, a NEW I Phone maybe....    

Recently got the HSBC Platinum with 0% CIP and yesterday got approval. 
Just wondering how long does it take for you guys to received the CIP?

Thanks for the feedback, now have to wait to see how much they approved for me 

Congratulations on your Rejection.      

Could it be your outstanding BT amount?

I applied Amanah with CL of 8500. Use it for a couple of weeks and was intro by HSBC at Sunway for Visa Platinum. Give it a try and got it. Surprising it approved with a CL of 23K. I was like WOW.