Great, thanks! Free money, why not?

Not yet, will do so later.

Not going to waste my time at the roadshow.

I filled in via their website yesterday and somebody called me for verification this morning. Somehow I already passed the first round approval and hopefully will be approved soon.

I asked for 0% cash installment and also Lazada vouchers but I was told I can only choose one, so I chose for 0% and hopefully my CL is sufficient for max RM 12k.

I also asked about the potential management fees incurred with my swipes after I get my cash installment, since that happens to BT. I was assured it will not and it will be no charges. So let's see, not planning to use it for anything except for getting free cash.

Yes, I filled in before I left office yesterday, in the evening.
Oh my the call is the longest verification call I ever had before. I think the lady also keyed in something during the call and she said "let's see what the system's decision, oh approved". Immediately I got a SMS with link to upload my documents.. A long process.

Well, I still need to pay back la but on 12 months 0% interest, why not?

Yes, free cash from FD interest.

No idea. I'm not interested in their card actually, only wanna get the 12k.
I'm not so keen with other banks' VS except PBB's.

Funny enough, the only thing which attracts me is the PPL access but I already have too many cards which allow me to do so. Most likely, I will give this a skip.

Yeah, quite good looking. Too late for me to ask to change to VS, maybe add a new card once my Amanah Plat is approved.
I will still keep it in drawer until I will need it to fly. Let's see later if I really want but HSBC doesn't give PPL access to KLIA2 only KLIA.

How does HSBC inform users if their application is approved or rejected? Will we be informed if application is rejected? Thanks.

This post has been edited by fruitie: Sep 6 2017, 05:31 PM

Hmm. Due to long holidays, mine only passed 4 working days I will call them next week to check then.

Alright, I will give them some time and check out my email then.

Pay with GIRO from any bank, RM 0.11 only.

What scam? AF? It can be waived with just one swipe per month. Apa susah?
Not forcing you to pay that AF. First year AF is usually free.

Annual Fee
1. What is the annual fee for Visa Signature Credit Card?
The annual fee for Visa Signature Credit Cards remains as RM636 per annum (including GST) for Primary cards and RM318 per annum (including GST) for
Supplementary cards.

Annual fee will be waived if the cardholder(s) swipe the HSBC Visa Signature Credit Card at least once a month for a consecutive 12 months period.

Annual Fee
1. What is the annual fee for Visa Signature Credit Card?
The annual fee for Visa Signature Credit Cards remains as RM636 per annum (including GST) for Primary cards and RM318 per annum (including GST) for
Supplementary cards.

Annual fee will be waived if the cardholder(s) swipe the HSBC Visa Signature Credit Card at least once a month for a consecutive 12 months period.

This excerpt is from their website. If you fulfill, nothing to beg. If they don't waive automatically then complain to BNM. As simple as this. That's my practice. My question is have you been called up to beg? Not yet right? Then, why have this kind of assumption? I can't wait for them to charge me AF if I fulfill the criteria then it gives me a chance to hit them with BNM. Don't mess with some cardholders, like me. I don't give banks easy way to escape and likewise I will not call to beg if I know I cannot fulfill the criteria. For e.g. my MBB VS.

This post has been edited by fruitie: Sep 8 2017, 12:01 PM

It's not yet even happening and you are worried for something which is yet to happen. This thread is already two years old.

What I was trying to say the information may be outdated since TS is no longer active. Just use and think later.

This post has been edited by fruitie: Sep 8 2017, 01:50 PM

That explains and very much eliminate unnecessary frustration and worries.

I'm not sure. Only submitted and verified on 29th August and with so many public holidays in between, I guess I will just need to be patient and wait.