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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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fruitie
post Dec 12 2017, 06:08 PM

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QUOTE(alexanderclz @ Dec 12 2017, 05:47 PM)
hi just received call from hsbc, but said cannot apply online because i cannot provide proof of my residential address which i am renting a room. asked me to go to branch instead. any comments?
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I gave my hometown address and didn't accept initially but I told them that's my permanent address and I have no other address. They accepted eventually.
fruitie
post Dec 12 2017, 08:41 PM

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QUOTE(alexanderclz @ Dec 12 2017, 06:13 PM)
lol the thing is, my place of work and permanent address is very far apart. the fella ask me to go to the branch to apply, but wouldn't be eligible for promo d. nevertheless, shot them an email and see how.
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Mine too but they still accepted after I told them I cannot give them my current residence address. smile.gif
fruitie
post Dec 12 2017, 09:02 PM

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QUOTE(alexanderclz @ Dec 12 2017, 08:56 PM)
hmm, did you give any reason why u cannot give them ur current address? or did they query?
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I said I rented a room here and I'm not comfortable to share and my own house is not ready yet. She said I might get rejected but my card was approved.
fruitie
post Dec 15 2017, 11:42 AM

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QUOTE(alexanderclz @ Dec 15 2017, 11:29 AM)
managed to go through the application this time. how long before they will email us to upload the documents ya?
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One officer should call you soon and mine was checked by this officer for system approval.
Once it is approved, then system will trigger me to upload documents.
fruitie
post Dec 15 2017, 11:03 PM

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QUOTE(basSist @ Dec 15 2017, 08:22 PM)
did the sms mention when will the cash advanced be credited? tq.
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Based on my own experience, it took around or less than 3 days to credit after my card was approved. I got the money credited even before I got the card.
fruitie
post Dec 18 2017, 11:12 AM

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QUOTE(cloverl3af @ Dec 18 2017, 10:47 AM)
Hi, how did you know of the approved amount? Did they mention it in a follow-up email?

Thanks.
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The SMS will mention if I can remember correctly. Else just calculate yourself, it is exactly 60% of your approved limit.
fruitie
post Dec 18 2017, 11:30 PM

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QUOTE(gmail @ Dec 18 2017, 02:38 PM)
Didn’t mention anything on the approved amount.

Below is the sms that I received:

RM0.00 HSBC: We are delighted to advise you that your new HSBC credit card has been approved and will be sent to you in 10 days. For enquiries, call 1300881388. Thank you.
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There will be another email for the cash installment. I received the money in my account before receiving the SMS.
fruitie
post Jan 18 2018, 09:40 AM

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Is there any possibility to convert Amanah card to VS? Since it's from Islamic to Conventional.
fruitie
post Jan 18 2018, 10:31 AM

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QUOTE(fly126 @ Jan 18 2018, 10:29 AM)
U need to hold your card for 6 months after that with submitting the lastest Income doc. Baru can request Increase CL n Card Convert.
Becos of Hsbc VS min. CL is more 10K, so got have higher CL 1st  baru boleh covert...
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Noted. They gave me very low limit which was not even one month of my salary... sweat.gif
So, I stay for 6 months and submit income documents to convert card or I still have to die die increase CL first before converting?

I cannot do anything now because I still have the cash installation plan, I'm not even sure if I can pay off everything earlier and convert it. hmm.gif
fruitie
post Jan 18 2018, 10:54 AM

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QUOTE(fly126 @ Jan 18 2018, 10:48 AM)
As...
They always do a  check (revision) on our  Account every 6 months , seeking for potential Customer (offer $$$  Installment).

why not U  submit a fresh  -HSBC VS app  with latest Income on that time
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I tried submitting in MV and got rejected. laugh.gif
I'm not sure if I want to try again. laugh.gif
fruitie
post Jan 18 2018, 03:47 PM

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QUOTE(pk252c @ Jan 18 2018, 02:48 PM)
just got my HSBC VS card.... silly credit limit, i dun think anyone here will beat my credit limit for VS card... 9k!!!
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It is still not as ridiculous as my SCB cards, they approved me with WorldMiles but just RM 5k. laugh.gif
fruitie
post Feb 8 2018, 04:22 PM

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QUOTE(idoblu @ Feb 8 2018, 04:18 PM)
guys, how to terminate hsbc card without any hassle? smile.gif
call, email or snail mail?
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Just call will do. Simplest way to terminate any card, any bank.
fruitie
post Feb 8 2018, 04:27 PM

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QUOTE(idoblu @ Feb 8 2018, 04:26 PM)
thanks....I sked they nag me to keep it  biggrin.gif
calling them is my most feared method lol
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The one will nag you probably is the retention department which will call later.
However, not all will receive calls from them.
fruitie
post Mar 7 2018, 09:29 AM

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QUOTE(cardiac @ Mar 7 2018, 09:22 AM)
Hi all,

iam now facing an issue rejection due to unable to confirm employment.

My company doesnt accept call to check for employment and informed HSBC CS , already submitted an official letter of employment when did appeal - gotten rejected second time due to same reason, unable to contact employer for confirmation.

Anyone managed to get approved without HSBC calling employment and how you did it ?
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I think they will pick up randomly and call as they didn't call my employer. I'm from HR and usually will be picked up by my team, they didn't mention about HSBC calling. Yes, we cannot confirm over the phone too to avoid fraud cases, so we will ask banks to send via email.

Long story short, I got approved without employment verification.
fruitie
post Mar 11 2018, 01:31 PM

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QUOTE(playboy88 @ Mar 11 2018, 01:24 PM)
Hi all,

I got an habc visa signature card, may i know for this card do it enjoy the annual swap 12time then get annual fee waive?

Many thanks
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Yes, for HSBC VS.
fruitie
post Mar 12 2018, 10:19 AM

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QUOTE(playboy88 @ Mar 12 2018, 09:56 AM)
It will automatically waive? Or i have to call for requesr?

Not nessossry everymonth swap one time right? As long i swap 12time in a year is ok right?

Many thanks
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It is stated in T&C, so it should be automatically waived.

Yes, 12x per year will do.
fruitie
post Mar 16 2018, 11:10 AM

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I got SMS from HSBC. Min spending of RM 800 and can get up to RM 160 cash back. I followed the link and it goes to this page: https://sp.hsbc.com.my/160/amanah?WABFormEn...C::1803:009:160

I wonder how it works. Does anybody know? Spend RM 800 and get RM 50 cash back is quite a good deal.
fruitie
post Mar 16 2018, 05:14 PM

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QUOTE(lwc629 @ Mar 16 2018, 04:24 PM)
It's stated clearly in the T&C. Check it out at the bottom of the page. CB is on a first come first serve basis.
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Oh yeah. I missed out there is a link in the footnote. doh.gif
https://sp.hsbc.com.my/microsites/low_spend...ion_(Final).pdf
RM 800-RM 999.99 - RM 50, then might as well spend RM 800 will do. Same goes to RM 1k and above for RM 80, will spend RM 1k only. laugh.gif
Too bad I just charged one purchase yesterday. doh.gif sad.gif
fruitie
post Mar 16 2018, 08:50 PM

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QUOTE(lwc629 @ Mar 16 2018, 08:19 PM)
me too, charged big sum on Wednesday  doh.gif
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Yes, just swiped RM 1.2k... Sigh.
fruitie
post Mar 17 2018, 07:00 PM

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QUOTE(rachel_xxx @ Mar 17 2018, 04:54 PM)
not confirmed can get 1
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But just started yesterday...

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